Lowells and old Barclaycard debt

[Wally]

Hi

 

Out of the blue I received a letter from Lowells basically asking if I had lived at a previous address, seeing as it was 14/15 years since I lived there I ignored the letter.

I then got another letter stating I owed Barclaycard money and that I needed to contact them so I CCA'd them.

I have now had a letter back stating that they need to go through their archives so in the meantime I should pay £600 otherwise when they get the info I am asking for they will want the full amount immediately.

I do actually have and use regularly a Barclaycard so I dont believe they have a leg to stand on plus it should be time barred anyway even if I did owe something (which am 99.9% sure I dont).

Can anyone suggest a letter I should write to them telling them politley to p*** o**!!

 

Many thanks

Wallyx

[42man]

If it was me I would ignore it BUT as the debt is in dispute the OFT (I wouldn't even mention that you have a current Barclaycard - let them fall on their own sword) however Guidelines on Debt Collection clearly state:

Section 2.8 (k)

not ceasing collection activity whilst investigating a reasonably queried or

disputed debt.

[Wally]

Hi 42 man

The debt isnt in dispute as I have no knowledge of the debt and have never had any correspondence in the past about it.

Should I send a time barred letter?

Someone help plsxx

[42man]

Probably a good idea Wal.....send that and see what they say, I would be slightly worried that something could be concocted with your current Barclaycard account......If it was me I certainly wouldn't want it confused in anyway with your current arrangement....

[Wally]

My current B/card is a normal working account which I use all the time.

[ODC]

Lowells bought a shed load of Unenforcable and Statute Barred Barclaycard debt in mid December 2007. They are mass mailing people to try and CONvince them that they have a legal right to enforce these alleged debts. Send them the Statute Barred Letter and if they continue to demand payment report them to Leeds TS.

[Wally]

Thanks ODC will do

[Wally]

Just sent the statute barred letter and ended up in the last paragraph threatening them with solicitors and BBC Watchdog:D

So I'll let you know what happens next.

[ODC]

Just sent the statute barred letter and ended up in the last paragraph threatening them with solicitors and BBC Watchdog:D

So I'll let you know what happens next.

Oh dear yet another headache for poor Andrew.