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Just recieved the two biggest envelopes full of statments and other stuff ( which i don't fully understand) so i will sit down work what i am owed and start the process .

 

are the charges down as late fees on the statement ?

Halifax ACC 1

D.P.A sent 11/04.2006

Request for £190.00 sent 4/05/2006

£100 offer recieved 24/05/2006

L.B.A sent 30/05/2006

Moneyclaim submitted 3/07/2006

Paid up in full 27/07/2006

 

 

 

Halifax ACC 2

Request for £1218.00 + £261.34 int sent 30/05/2006

No response

£340.00 offer recieved 7/06/2006

L B A sent 14/06/2006

Moneyclaim submitted 3/07/2006

Paid up in full 27/07/2006

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Statements sorted and i am owed the sum of £1070.00 plus interest so i have sent my L B A and they have till the 14th to reply so heres hoping for a quick and speedy settlement .

Halifax ACC 1

D.P.A sent 11/04.2006

Request for £190.00 sent 4/05/2006

£100 offer recieved 24/05/2006

L.B.A sent 30/05/2006

Moneyclaim submitted 3/07/2006

Paid up in full 27/07/2006

 

 

 

Halifax ACC 2

Request for £1218.00 + £261.34 int sent 30/05/2006

No response

£340.00 offer recieved 7/06/2006

L B A sent 14/06/2006

Moneyclaim submitted 3/07/2006

Paid up in full 27/07/2006

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  • 2 weeks later...

Just recieved a letter of Capital One one day before there 14 day limet was up saying that there charges are legal but as a good will gesture they will lower all the charges i had got to £12.00 and would give me a £348.00 refund , so i asked for £ 1070.00 and they offer £348.00 sorry but its a will take the 348 but still require the rest before a claim is issued letter being sent now ............why do they play thease games just give me my money .

Halifax ACC 1

D.P.A sent 11/04.2006

Request for £190.00 sent 4/05/2006

£100 offer recieved 24/05/2006

L.B.A sent 30/05/2006

Moneyclaim submitted 3/07/2006

Paid up in full 27/07/2006

 

 

 

Halifax ACC 2

Request for £1218.00 + £261.34 int sent 30/05/2006

No response

£340.00 offer recieved 7/06/2006

L B A sent 14/06/2006

Moneyclaim submitted 3/07/2006

Paid up in full 27/07/2006

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