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    • I am sorry I am not aware of this report from IAS assessors? The Court will consider my application at a online hearing in June. The Court instructed me to send Bank copies of my sons condition proving he could not have been the driver I have heard nothing further. My son is not aware of any proceedings I have not involved him to avoid causing him distress, he has been sectioned a fair few times and I need to avoid this happening.
    • I am very pleased that the Court has taken the decision to allow you to  represent your son and hope that he is happy enough with that to relieve the stress he will also be feeling. I do agree that Bank parking are so insensitive, greedy, horrible etc etc to continue proceedings considering  in what it is a very minor case of a wrong number plate . Even their  own  IAS Assessors, who are normally hopelessly biased in favour of their members, went out on a limb and said  " The Operator's evidence shows no payment for the Appellant's vehicle, or anything similar. It does show two payments for the same registration in quick succession. I would take a reasonable guess, based on the circumstances described, that the person paying has paid for the registration of the person they assisted again." That is damning evidence and you must take that report with you as well as including that in your Witness Statement which we will help you with. I would expect that Bank would discontinue the case at that point.  But I am sorry to say  that you should not count on it.  
    • Evening all,   I have deliberated over this offer for two weeks and I have decided to take their offer. I do understand that some may prefer us to go to court and receive a judgement but with our personal circumstances and my current military commitment that could become an issue. I am so grateful for all the help and support you have all offered me over the last few months. I will continue to monitor this site and push all those that are being wrong to get in touch.   Thank you! what you all do is truly amazing!
    • When I first responded to the PAPLOC, and received that 29 page junk back it was accompanied with a letter saying that they had already responded to my request back on Feb 18th 2023,(I never received it). I was just clearing out some paperwork today and found a letter from Lowell, dated Feb 17th 2023, explaining that they were still waiting for the documents from PayPal, and my account was on hold  until further notice.  Does this mean they were lying and can it be used against them if this goes any further? I have now filed my defence, and have had an acknowledgement from Overdales and the court. A little threatening from Overdales , explaining that part of my defence was invalid because they have now complied with the CCA, and they were still waiting for the Default notice from PayPal.
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I fought the Lloyds and the Lloyds won....


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  • 1 month later...
Still waiting for my download to work send the text received a text entered my number and get 'No orders found.'

 

Waiting for response from tunetribe.

 

You shouldn't really need to wait, have you tried all the different links on offer? look back on here and over on MSE?? good luck val

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Have you all seen this on MSE:Today??

2:28 PM #232 Oystar vbmenu_register("postmenu_7799997", true);

MoneySaving Newbie

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Join Date: Nov 2007

Location: London

Post Count: 7

Thanked 8 Times in 5 Posts

 

 

icon1.gif Get the song a mention on Radio 1 newsbeat!

Hi everyone at MSE!

 

We've got a little favour to ask of you! Let's get the bank charges song 'I fought the Lloyds' to the top of the charts... It'll take 2 minutes!

 

The guys on Radio 1 (Naitonal UK radio) are having a meeting at 8.15am tomorrow morning to decide what goes on the newsbeat programme. Newsbeat has an audience of 3 million people. If we can get them to talk about the Lloyds song, it'll make a big difference. They repeat the same story over and over for the whole day if we do get on it, we're set!

 

Please, please take the time to send a quick email (2 or 3 lines is enough) to:

 

[email protected]

 

mention where you saw/heard about it - to jog your memory...

 

on our myspace page,

saw the video on youtube

in the independent this week,

on radio 2 a while ago,

on talksport a month or so ago with george galloway,

through martin lewis' newsletter action-smiley-033.gif

seeing us play somewhere,

on the reuters blog by jennifer hill,

read about it on the sunonline, or the timesonline...

 

Thanks! If you can send that out this afternoon, it'd be really really helpful.

 

Dan, Kev, Ben

Oystar

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URGENT HAS EVERYONE GOT THIS.

 

 

 

Urgent news letter

 

Test case to be held behind closed doors! Well almost

 

 

The OFT/BANKS test case is now due to start on the 16th January. As the Judge has requested two days as reading days. In addition the case It is now to be held in at the International Dispute Resolution Centre at 70 Fleet Street, EC4Y1EU and not at the High Court.

 

 

There are only 11 places for press and public. Entry is going to be on a first come first serve basis but it will be divided equally between the public and press.

 

Passes will be issued separately for morning and afternoon sessions. This will mean that it is going to be impossible for one person whether public or press to get the full picture of the case.

 

A spokesman from the OFT is alleged to have said that he 'did not realise' the room was only big enough for very few members of the public.

 

 

For those who didn't know the test case is taking place to decide whether banks charges are unlawful. If the OFT's case is successful it will result in the bank having to repay billions to millions of there customers.

 

And remember this all began because Abbey national refused to refunded me £64.00 glad I not in their shoes.

 

Back to business

 

Today I have had a meeting with my local MP Mr Gary Street he agrees that the lack of seating for members of the public and the press is a disgrace. He will be raising a motion in parliament on Monday. We ask that all members contact their local MP's A.S.A.P (tonight & tomorrow email them phone them fax them) ask that they support MP Mr Gary Street in his motion.

 

It is obvious that the OFT/bank are hoping that the case will receive little media attention and that it will just go away we must make sure that this doesn't happen the fight for fair banking may soon be over!!

 

 

For information on the room details at the International Dispute Resolution Centre tel: 02079367000

 

Stephen Hone

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