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    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
    • Did your FiL leave a Will and if so who is the Executor? Strictly speaking banks could refuse to take instructions until Probate is granted but In practice I would expect the bank to take instructions to cancel the DD if the Executor presents the death certificate and a certified copy of the Will
    • Hi   Sorry I probably wasn't clear enough. He had lived in the flat until December 2022 with Dementia by this time it was unsafe for him to have capacity to live on his own and he had to move into a nursing home. We had left it too late to apply for power of attorney so approached a solicitor in March last year for Deputyship. We were still in the process of dealing with it by May 2024. He passed away a few weeks ago and the solicitor was contacted to halt the application and we will just pay the fees of what work he has done up until now. My wife was the named person on her dads bank account but we didn't have the ability to alter any direct debits hence the reasons for applying for Deputyship as we were having problems trying to stop some payments coming out of his account Eon being another difficult company. We kept his flat on from December 2022 - August 2023. it was at this point I contacted Sancutary housing to inform them he was no longer living in the flat, it had been cleared out and was ready for a new tenant and that he had Dementia and had moved into a nursing home December 2022 and explained the reasons why we kept it on. As the named person to speak on his behalf I asked them what proof they needed in order to give notice on the flat e.g proof of dementia and proof that he was living in a nursing home and anything else they wanted. The lady in the upstairs flat and some of the other residence in the street had asked about him and we had told them he had moved into a nursing home. The lady in the upstairs flat wanted his flat for medical reasons so asked us once we had given notice could be let her know and she'll ask them if she can have it. We explained the difficulties and it was left at that but I did tell her I would let her know once notice was given. I contacted the company by email a number of times and also telephone conversations and nobody followed it up and it wasn't till the end of February this year that the housing manager for the area wrote to our home address to ask about him that he had been to the flat a couple of times and nobody answered and he had asked some of the residence in the street and they hadn't seen him for sometime. There was an email address on the letter so I contacted him and copied in the last 2 emails I sent Sanctuary regarding me wanting to give notice on the flat for at least 9 months explaining that it went ignored as well as telephone calls. I also stated I wanted to have his rent payments returned from the date I wanted to give notice which was from August 2023 as the bank wouldn't let us stop the DD without POT or deputyship explaining we were in the process of Deputyship. He gave some excuse about not having POT to cancel on his behalf and spoke to someone in HR and said he would contact the nursing home to confirm he was there with Dementia and if it all checks out we can give notice on the flat which came to an end on the 22 March 2024. There was not mention of back payments for the rent already paid or the fact I had asked to give notice in August 2023. Despite someone living in the flat from 1st April they continue to take DD payments for the flat and have taken another 2 payments of £501. another concerning thing despite Eon not allowing us to cancel the DD to his account the lady upstairs informed Eon that she was moving into the flat February 2024 and Eon refunding the account to his bank and said in an email sorry you are leaving us and canceled his account. Something they wouldn't let us do but a stranger. She also changed her bank account to his address despite the fact notice hadn't been given on the flat yet. So we need to find out how much information Sanctuary actually had for her to tell her power company she was moving into the flat in February despite the housing manager only just getting in contact to find out where he was. So a complaint is going into Eon and Sanctuary and we are going to take advice and ask the bank to charge back the rent. My wife hasn't taken the death certificate to the bank yet to inform them of his passing.  
    • Yes, I believe the Starbucks was closed at the time the car was parked there 
    • hi lolerz many thanks for your reply and help. My 2 months has passed i was waiting until the court proceedings started. As i went through this process not that long ago, i shall look back at my old thread for how to respond. Ill get the docs scanned soon thanks.    
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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St Albans Meet - 27 September


gizmo111
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Nooooooooo CB totally wrong. I will be in Lincolnshire for my nieces wedding from Friday to Sunday.

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Does that mean you won't make it to St Albans then MTM? I know you can get the tube from Wimbledon, but no idea how long it would take to St Albans, or the route you should take. Do you have any timetables in case anyone wants the tickets?:D

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One link doesn't work and the timetable ends in May. Ah well. Good thing I don't need them, but I think some people would like advice on this.:p

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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MTM is VERY serious about St Albans, and I know it's convenient for a number of people who attended the London meet in November, so I think you should pencil it in PD. I really would go if the date was changed, but with my nieces wedding that day it's out of the question for me.

 

That's you and MTM then PD. Do you think Castlebest might be persuaded too. Can you work on a change of date for me please.;)

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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well not sure if MTM is serious about it at all, yes CB would go & a few others hopefully...
Oi Doubting Duchess!...:mad:

...Which one of the zillions of MY Posts on the subject haven't U read??????...:rolleyes:

Regardless of what U think of MY sincerity

...Why don't U just turn up anyways??!!...:confused:

(Btw...Isn't CB 'allowed' to Post his intentions for himself nowadays??...:p )

...:(

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In all honesty PD, this summer I've got quite a lot of weekends away, what with the wedding, hen weekend, Cornish CAG meet, shopping trips, moving number 1 son out of his student house, moving him back to new student house (both about 200 miles away), not to mention a couple of other celebrations coming up this summer, I'm pretty booked up, I'm afraid I wouldn't be able to make it.

 

This did start as a bit of a wind-up, but no way will MTM let this one drop.:rolleyes:

 

Anyway, I believe dterminator is looking at venues.

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Oi Doubting Duchess!...:mad:

lol... im not doubting you....im just not sure as to whether this meet was ever really going to happen & wanted to see if we could make some concrete arrangements

 

...Which one of the zillions of MY Posts on the subject haven't U read??????

oh ive read them all, every zillion one of them :rolleyes:

 

Regardless of what U think of MY sincerity

...Why don't U just turn up anyways??!!

play nicely MTM!!

 

 

(Btw...Isn't CB 'allowed' to Post his intentions for himself nowadays??)

CB is more than capable of answering for himself but caro was asking me

 

 

 

 

 

In all honesty PD, this summer I've got quite a lot of weekends away, what with the wedding, hen weekend, Cornish CAG meet, shopping trips, moving number 1 son out of his student house, moving him back to new student house (both about 200 miles away), not to mention a couple of other celebrations coming up this summer, I'm pretty booked up, I'm afraid I wouldn't be able to make it.

am i sensing excuses here caro? :rolleyes: didnt you only just ask for a change of date & now youre saying you cant make it before we've even set one? :o

 

seriously though...i do hope to make it to a meet this year :) ....yes st albans is great for me but i'm happy to hit the motorways / get a train if this one is indefinately postponed. :rolleyes:

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No don't change it on my account really. We've had some unexpected bills lately (flaming car :mad: ). I'm afraid some things have got to give, and we really have got all that stuff going on this summer. The only reason the Cornish meet is possible is because DS is at uni in Plymouth so can kill 2 birds with 1 stone. Also planning to use student house for accommodation at least one night.;)

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I thought it was your thread Gizmo. Aren't you the OP?:lol:

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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...This did start as a bit of a wind-up, but no way will MTM let this one drop.:rolleyes:

 

Anyway, I believe determinator is looking at venues.

I believe St Albans was first mute by determindator...;)

TUTTSIconcured

pinkduchessalso

 

determindator has previously indicated her willingness to find out about Venues/Accommodation.

 

pinkduchess last year

determindator's continued enthusiasm

TUTTSI's verdict

caro...before she became disappointed

 

Read peeps Posts from #512...:wink:

 

Oh......+ before I forget......Here's MY contribution on the subject!...:p

 

 

...:grin:

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Out of interest, do we know the percentages of where members of the CAG forum live in the UK. It may help in the future as to where is a central place which would suit in general.

 

No, we have no way of knowing that. This is why there are several CAG meets over the country, people choose a place near to them (normally:p ), or easy to get to and interested parties join in, and arrange venues etc.

Consumer Health Forums - where you can discuss any health or relationship matters.

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