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    • Sunak must be using GBNOTnews financial planners .. GB News losses up 38% to £42.4m giving channel total deficit of £76m since launch Losses in the latest accounting period were six times greater than revenue.   Mind you, as it seems to clearly be a disinformation service and route of money to poopy MPs and hangers on ... I'm sure they dont mind (mm is that the 'Tory guv or GBNews I'm talking about?.)   GB News owner pumps in further £41mn in funding as losses widen WWW.FT.COM Vehicle backed by hedge fund tycoon Paul Marshall steps in as right-leaning broadcaster increases number of staff   GB News losses grew 38% to £42.4m in 2023 financial year - Press Gazette PRESSGAZETTE.CO.UK GB News' operating losses grew 38% to £42.4m in the year to May 2023, the business has reported in its latest Companies House...  
    • United Kingdom Debt Clock: British National Debt Grow By The Second - Commodity.com COMMODITY.COM Want to know why the UK's national debt-to-GDP ratio is increasing so rapidly? See our overview of the UK national debt and GDP figures.   The tories borrowing last year alone was " £1,780 per head of the UK’s population"
    • Hi Schipoo and thank you for the update.   Excellent news for you and a huge relief, I imagine. You might like to start a new thread about Independent Tax if you want advice on that problem. HB
    • Hi everyone, I have an update on my case that I’d like to share with you all.  so after submitting 371 pages in my bundle, a witness statement and skeleton argument for my court case due to take place in Manchester on June 21st I got an email from my litigator stating that hmrc have pulled out and the case is now closed!    this is the body of the letter….. This letter, which is copied to the Appellant, pursuant to Rule 17 of the Tribunal Procedure (First-tier Tribunal) (Tax Chamber) Rules 2009, the Respondents gives notice to the Tribunal of their intention to not defend the above appeal.   The Respondents respectfully invite the Tribunal to allow the appeal and close its file. In lieu of the above the Respondents would respectfully ask the Tribunal to vacate the hearing scheduled for Friday 21 June 2024. We would accordingly invite the Tribunal to close its file. Obviously this is extremely good news which hasn’t sunk in that after 3 years of fighting it is over.    I do have a further fight on my hands in that the Group Action I had joined with Independent Tax that had been disbanded in November last year and I chose not to continue with them. They are trying to bill me over 5k for the work they did under that Group Action which is ludicrous bearing in mind the whole point in joining was that it would keep the cost to a minimum as it would be shared between us all. They had asked if I wanted to continue to have them represent me on an individual level which I declined, if I hadn’t, goodness knows what they would have been trying to charge me now. 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I Won, I Won-----cant Quite Believe It!!!!!!!


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What date does the claim show as being served on the bank?

 

They have 14 days from then to Acknowledge...

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Hi Jonni

Thanks for your help. I have rung the Court this morning----the lady said that initially they had 14 days which took them to the 20th but they have now got that extended to 28 days so that takes it to the 4th of July.

I will keep the post updated.

Thanks again for your help

x

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Hi

Following on to my post below I just wanted to say a HUGE THANKS TO EVERYONE for their help----this morning I received the long awaited reply----I HAVE WON!!!

They are going to refund the whole amount of £891.88. They have stated that they have added £312 to this months statement(which i havent yet received) and that once I sign the enclosed form the remainder will be added.

So as soon as I receive the statement I will be signing the form and getting it back to them!!!!

Of course, the have stated, that is all done purely as a matter of goodwill------LOL!!!!

What a result----and all thanks to everyone on here.

As soon as I get the refund I will be making a donation to this site

xxxxx

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Congratulations!!

 

That is fantastic news.

 

Please complete our bank charges survey.

 

And a donation would be greatly appreciated :)

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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CONGRATULATIONS

Thank You for letting us know

 

it gives us all a boost when people let us know they have their money back

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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All's good on the Western Front :D

 

well done

"BA Group. The World's favourite CA Group"

 

HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.

BARCLAYS settled in full 2 days prior to submission of defence by Barclays

CAP ONE settled in full on day 14 of LBA (£210)

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:D Congratulations Gilly :D

 

 

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Hi

They have stated that they have added £312 to this months statement(which i havent yet received) and that once I sign the enclosed form the remainder will be added.

So as soon as I receive the statement I will be signing the form and getting it back to them!!!!

 

Congrates on the win i hope you enjoy it, make it slow and painfull for them:-D

 

The form you recieved, is it just explaining how and what they are going to do and if you agree? similar to letters sent to claimants that try to say you are not allowed to discuss your claim.

 

I desperately need to make sure i am sent a cheque and not paid into my account, but im not sure at which point to ask, would it be at this point?

 

 

Thanks and WELL DONE !!:grin:

BL

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Hi Gilly,

Well done for getting your money back, I have been following your progress from the start, I am just about to start my claim against Cap 1 for charges on my credit card account, and I have picked up a few tips from reading your posts.

 

all the best

Richard

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Well done Gilly!! What an inspiration - especially as you sounded so uncertain at the beginning!! I am still waiting for them to tell me how much they have taken from me so I can ask for it back. Hope I have as much success as you - will keep revisiting this thread to give me hope!!!

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An inspiration indeed! You must be sooooo happy. Well done!!:grin:

Abbey Prelim Letter sent 16/06/06 - LBA sent 30/06/06 - MCOL served 22/07/06 - Acknowledged 26/07/06 - Defended 16/08/2006 - Settled 20/09/06 :o

Abbey 2 Prelim Letter sent 22/09/06

Abbey 2 LBA sent 9/10/06

MCOL 03/11/06

Cap One Prelim sent 28/06/06 - LBA sent 13/07/06

MCOL served 05/08/06 - Acknowledged 02/08/06 - Served 05/08/2006 -Settled in full 22/08/06 :D :D

Halifax Prelim sent 03/07/06 - LBA sent 17/07/06

MCOL issued 03/08/06 - settled in full 09/08/06 :D

MBNA S.A.R sent 21/08/06 Settled 21/09/06 :-o

Morgan Stanley S.A.R sent 29/09/06

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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