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Found 7 results

  1. I have recently found out that someone has applied for a credit account with JD Williams on my behalf. They had filled in the online application form with my Name, Date of Birth, a random London address and claimed I had just moved there from an address 4 years ago. Now, with every credit application I have ever made, from a Loan or Credit Card to a mobile phone contract, there has always been a process of verification to confirm I am infact living at the address given and who I say I am. These searches show on my credit report as soft searches as they were used to confirm m
  2. Hello, I am having some issues with Lowell about a JD account. They have been hassling me for a debt, but the figure is much higher than it should be. I wrote to them and said that the figure is wrong and that I am waiting for JD to reply to me, Lowell said this to me: I appreciate that you are awaiting a response from JD Williams, however as previously advised, they are under no obligation to respond or to provide a figured owed. This is because Lowell are the legal owners of this account. If you wish to dispute the balance of this account it would need to be
  3. Hi, Im brand new to this forum and would appreciate a little advice? I'm in a lot of debt problems and I'm only just starting to face up to them and deal with it. a year or so ago i ordered from a few catalogue companies, one being Fashion World...i think the whole company comes under JDWillams ltd. ...anyway i have been getting letters and phone calls and now today a letter to say someone will be "making an appointmnet to contact me at home" today, which I'm sure is just to scare me into doing something, but the reason i need advice is that i have never signed a credit agree
  4. Here’s a bizarre situation! I received a ‘Marisota’ catalogue which included an order form. There were two offers printed on the form ... “a free weekend bag” and, more importantly, “20% off your first order”. I decided to order two pairs of jeans @ £16 each. Because I had no intention of entering into a credit agreement with this mail order company, I enclosed a cheque (payment in full) with my order form, and sent them off in the envelope provided ... this was on the 3rd June 2013. The cheque amount was for £29.59. This sum was calculated as follows: Price of jeans = £32, bu
  5. could anyone please advise on the enforcability of a responce to a cca request received from jdwilliams https://www.dropbox.com/s/rfy5s9s2z5nsvc7/DSCF2342.JPG the name and address by the way has simply been written on the sheet and has not been signed , but they claim they do not have to provide a copy of an agreement bearing or some other proof of the customers actual signature. This become statute barred in 3 months and the balance of just under £400 has charges of over £200 can anyone advise how to proceed with this , thankyou
  6. Not sure where I stand with this at it seems a bit strange in my opinion as to why they would do such a thing. Any way this is this situation. Last month I applied for a credit agreement with JDWilliams and was accepted with a credit Limit of £125, so a month later I decided to use the account to purchase a Camcorder for £50 and use my 10% off and claim my free holiday bag, Order goes through no problem and I receive the email confirming this, Next day was also requested, so I got up to wait for the delivery to arrive, 6pm Still no item, so I logged into my account and my credit limit of
  7. Hi, I'm Mary I'm new here as a poster but long time observer. I wondered if someone could help me with a situation I'm having regarding JD Williams, I'll try to add as much detail as I can. Firstly they said I owed £573, after I sent them a Unlawful Charges Form and a LBL that went down to £118, So I wrote asking them if I could pay that off £20 a month on the 26th of every month. They wrote to me saying yes with a direct debit form. ... However they tried to take the money out on the 21st twice and my wages weren't in there yet. So then I asked if I could set up a standing orde
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