So with the imminent closure of numerous Job Centre Plus offices around the country, there will also be the rollout of the new spangley, fandangley and utterly spiffing Health and Work Program. iirc as well as being mandatory for all WRAG, it will also encompass mandating people in the Support Group to appointments for a discussion on how they can help. Amazingly 'by leaving me alone to get better' is seen as to negative by the DWP Nudge Unit so we're all about to have to have something called a Health n Work conversation at one of the few (harder to get to) JCP offices remaining. All you need to know is encompassed in this Rightsnet thread on the subject https://www.rightsnet.org.uk/forums/viewthread/11020 Apologies to Mr Manville for completely bastardising and ripping off his good work but it's for a good cause

I'm aware that this is a really old chestnut so I apologise in advance. If the last payment in an unsecured loan was in June 2008. Then the account was closed by the bank in October 2008 (I had no and at all in the account being closed). Can someone confirm that the Cause of Action was one month after the last payment and NOT when the account was closed? Replies very much appreciated and any evidence or examples to prove the above would be fantastic. M...

Today I attended my local council office to discuss non payment of council tax over two years. I am currently paying £25 a month for this years tax but the sum of just under £1000 has a 'Liability order' against it. This is being collected by Pheonix Commerical Collections who have informed me tomorrow they will attending my property to seize goods. During my visit to the council I asked them that as the debt is owed to themselves then I wish to pay them directly and not to PCC. This was refused. I then asked the council employee if I he would set up a payment plan as I wish to settle this debt. This was refused. Couple of points - The 'liability order' does not appear to be a valid as there is no court seal. I assume this document is a fraudulent device issued by either the council or an unlawful administrative hearing fraudulently pretending to be a court. , The communications issued by PCC, as well as the council - Do these not constitute a contravention of Section 40 of the administration of Justice act 1970 - paragraph 1. A person commits an offense if with the object of coercing another to pay money claimed from the other as a debt due under a contract he *utters a document falsely represented by him to have some official character, or purporting to have some official character which he knows it has not. I am concerned the correct process is not being followed and I did raise this with the employee. Much as I am obliged to pay, they are obliged to accept payment or is it too late and I have to deal with PCC?

Hi, I stumbled across this site following a recent incident involving a DCA. My situation is a DCA chasing me for payment on behalf of a business in my ex-wife's name. I have 2 issues really one it's the ex-wife's and I'm left carrying the can. 2, That business has ceased trading. As a result I'm on a really low income as a new singleton I wonder do I have any recourse with the to not "recognise" the debt or argue the case. It's for £500 should I just cough up small amounts to clear it and my name or what should I do please? I received a series of letters each getting more menacing, the last one was a 7 days or its' going to court type. Never had bad debt before like many scared of the ramifications of it but don't really understand it! Any advice gratefully received. Thanks.

SYLVIA:Hi! Wanda. WANDA: Hi! Sylvia. How did you die? SYLVIA: I froze to death. WANDA: How horrible! SYLVIA: It wasn't so bad. After I quit shaking from the cold, I began to get warm & sleepy, and finally died a peaceful death. What about you? WANDA: I died of a massive heart attack. I suspected that my husband was cheating, so I came home early to catch him in the act. But instead, I found him all by himself in the den watching TV. SYLVIA: So, what happened? WANDA: I was so sure there was another woman there somewhere that I started running all over the house looking. I ran up into the attic and searched, and down into the basement. Then I went through every closet and checked under all the beds. I kept this up until I had looked everywhere, and finally I became so exhausted that I just keeled over with a heart attack and died. SYLVIA: Too bad you didn't look in the freezer we'd both still be alive.