Hi there, Let me start by saying I hope I have posted this in the correct area, I narrowed my options down to two and ran with this one! Firstly, I have a UK debt with two high street banks and one high street shop chain. I would think total debts are around the £10,000 mark. I am working through my options as to what I can do about clearing this. Secondly, I am flying to the ROI via Heathrow this year from my home country of Australia and was concerned as to whether I might encounter any visa issuing problems as I pass through UK Customs? I have read quite a bit on this matter and have found a variety of answers which has led to my concern and confusion on the matter. Any information on the UK Entry query would be much appreciated. I would also like to say a general thanks to the contributors on this forum as there is some great information and very thorough answers being left! Thanks again.

I went to Galsgow UK Border Agency office on 28th of August for my ILR application in person. They refused to take on my application saying that they don't deal with 'self employed' cases thereby meaning that they don't deal with the application wherein the applicant is self employed. Neither the form, nor their website talks about Glasgow office not dealing with self employed case. UK Border Agency has seriuosly let me down. Did anybody had similar experience? I would be interested to know what they have done or what is the right course I should follow on my in-person application fiasco (courtsey UK Border Agency). Regards Varun

Does any of the practitioners here have a feel for the likelihood of enforcing a default CCJ abroad and what the process is like? Have you guys enforced a CCJ in a foreign jurisdiction and what would be the $$$ threshold to be worth the effort? I remember reading somewhere that in my jurisdiction (EU somewhere), courts will enforce a foreign court judgement if the claimant can prove "immediate execution". Does this mean the claimant has identified the assets they plan to charge? or they can just go around snooping bank accounts?

See below links. http://i284.photobucket.com/albums/ll38/bribribourbonbourbon/citypcnpg1final.jpg http://i284.photobucket.com/albums/ll38/bribribourbonbourbon/citypcnpg2.jpg Car was parked with a blue badge on singel yellow which is ok in Islington but this was on Golden Lane. One side of the road is Islington but I didn't realsise that the other side was City of London. The location on PCN is only Golden Lane. Also I think yellow line has a break of about 50cm-1m. hard to tell becasue it goes through motorcycle bay. the map link http://goo.gl/maps/MiSXp. The car was next to the bays at junction of Fann Street. It is in a CPZ. No photo provided by CEO. Suggestions welcome. Thank you

Hi Has anybody had any experience with cross border payments within the EU. I have accounts in Holland with ABN Amro, and in Luxembourg with ING. Both accounts can be accessed via the internet and I can make cross border payments between the two accounts very easly as I have the IBAN and BIC numbers for the accounts and banks concerned, such payments generally have a charge of 3-5 Euros. I can make payments from either of these two accounts to my UK bank account, and again the there is a charge of 3-5 euros per transaction., and the transaction is completed within 24 hours. But when I try to make a payment to either of these accounts from my UK bank account, which is also accessible from the internet, it is not possible to set up the transfer without going into a bracnh of the bank and completing a written form, for the privelege of which I am then charged £15-£20, and it takes 3-5 working days. Again I can make a payment worldwide from either of my European bank accounts to an account anywhere in the world - in the past I have sent a payment to a friend in Singapore for some books - all I needed was the SWIFT CODE and the account number, and it cost me 5 euros, and could be completed online, and the transaction was complete within 3 days (my Singapore friend sent me an email to say he had collected the money from his bank). If I tried to make the same payment from my UK bank account, again I would have to go into a bank branch and complete a written form, and again I will be charged £15-£20 for the privelege and could take more than 1 week for the transaction to be complete. How can the UK banks justify (1) the charge of £15-£20 for the transction fee when the European bans only charge €3-€5 for the same transaction (2) having to visit a branch and complete a paper form onto which I must transcribe the account details (3) the length of time the transction takes to complete? I thnink the cross borer payments are covered by Regulation (EC) No 924/2009 - which although aimed at Euro payments should also be recognised by the UK banks!