Thanks priortyone, good advice. Kids who'd have em:rolleyes:

The solicitor is working on behalf of the company who produce the item (alarm bells are starting to ring) they are asking for compensation to stop any further action and costs. Thanks gyzmo, I will have to have a proper look at the letter. The goods have been sold, and she is being told they were not counterfeit.

My daughter has received a letter from a solicitor stating that she has sold counterfeit products on e-bay. To go forward they want the name of the supplier and costs within 7 days. Now it gets messy, my daughter has stupidly allowed someone to use an account in her name. I am furious, but realise that is not helping the situation. Aiding and abetting comes to mind. She has been told they are not counterfeit, and they have no problem with suppling the information they want. I am more concerned with the fact my daughter is the named person, and how she should respond to the solicitor. Any advice of how we should procede would be appreciated.

Hi lloyds1981, if my claim against Cap1 is anything to go by, you should be getting the "we do not agree, but here you go" letter very soon:D

Hi bagpuss!, I was lucky with LloydsTSB and got my money back, but my case with HSBC which was start of september got stayed a few days before:mad: , so am doing the waiting game on that one, but silver lining, is I now have time to reclaim all the credit card charges. As for challenging Cap 1 for the fees, its the same as the bank charges, they are disproportionate, and if your claim is more than the outstanding you will get some money back, if not at least your debt will be reduced:) . You are starting with one of the easier ones, they were so quick in responding they fair took my breath away, mind you, they have only got another 13 days to get the cheque to me:D . Get the ball rolling, the sooner you start, the sooner you will get YOUR money:p

Still nothing from Citi. Just rang the court to see if they had anything, and they've all gone on their mega long weekend. I was told I could go on-line to see if Citi had responded to my claim, I've registered, but I can't see anyway I can bring up my claim. I'm, going to post my request for judgement and go from there. Could they not be bothering to respond as it is a closed account, and a small amount?

Oww, mtar, my computor says 1.56, yet your post says 02.00, and I have no dust as I have just given it a wipe over:p jonchris, if you don't wash your clothes, they must be pretty nasty!

Hi frzkitten and checkoutdolly, I have found Cap1 very efficient, just waiting for a the refund:) good luck to you both.

Hi funhat, Cap 1 are settling in full + the interest:). I didn't go for default removal, which is most probably why they are taken longer to sort yours. Good luck, hope it gets sorted soon;)

Thanks Steven, thats what I thought, they can all be slippery little beggers;)

Well, their time is up, and I have heard nothing. I issued Cap 1 on the same day, and they have responded fully, and are settling, no doubt being aware of not wasting the courts time, shame on you Citi:rolleyes: Do I need to give them a bit more time to show the judge that I am reasonable? or should I just carry on? I've got Elsnore's letter ready if it gets that far;)

Hi all, received letter from court with cap 1s intention to defend last week. Today have received my 'we do not admit', but as a gesture of goodwill.. . Just one question, I know I have to tell the court once its settled (cheque received and cleared:) ), but as they are saying we will inform the court that we have settled, should I inform the court that I am awaiting settlement, and once received I will confirm with the court? Very efficient Cap 1;), shame on you citicards not responding yet:rolleyes:

Thanks for responding to my post tiglet. I had thought as they agreed to the repayments they wouldn'd default me. Feels like they are all getting default happy:eek: Will be sorting out the sar and cca;)

I have received a default notice with nature of breach: you have failed to pay the minimum monthly repayments totalling £200+. The amount is what I owe in total. This has come out of the blue, it is a credit card, and along with other debts I have been paying a token amount and no interest has been applied, helped by CAB. Any advice on how I should respond to this?

Good luck Wilkins:)

If it was only 2 minutes, can you not claim you had pulled over, THEN realised you were in a load/unload space. Appeal, it only takes a letter;)

Funhat, congratulations so far, good luck with your default removal:)

I rang the court last week, as I had heard nothing, and they had mislayed my claim! Called in with my citicards claim, and now have both claims issued 29th feb, response needed by 14th March:D Note to all, don't be afraid to speak to the court to find out how things are progressing, they are obviously human:rolleyes: ps, reprinted the poc, much neater.

claim issued the 29th feb, they have till the 14th march to reply.

opps! sorry should keep up to speed, see sosumi has already done this one:o

Dannyboy, I received that one as well, and was was heartened to see that everyone complaining is having an effect:) But the response to the debt purchase petition less so: "Before providing credit, lenders such as banks, loan companies and shops want to be confident that borrowers can repay the money they have been lent. To help them do this, they may look at the information held by companies called credit reference agencies. This applies equally to a company that takes over an existing debt. Credit reference agencies provide lenders with information about potential borrowers, which they then use to make lending decisions. The information shared may include information about a person's previous credit history. They hold certain information about most adults in the UK in what are known as credit reference files or credit reports. The Data Protection Act allows the disclosure of financial information to potential lenders or creditors where the obtaining, holding, use and disclosure of such information is necessary for the purposes of legitimate interests pursued by the organisation holding the information or by the third party to whom the information is disclosed. Financial institutions have a legitimate interest in being able to assess the financial situation of people to whom credit is given. Were it not possible to make such an assessment, many people would be unable to obtain credit."

Hi craftygirl, just read your thread, and I got exactly the same letters:rolleyes: Just a question, what did your dmp people say about them going for a charging order? Good luck with your cca's, and I wish I had caller display:) And complain to TS etc, even if they can't do anything about individual cases, they will take notice if we all complain:)

good luck illonavamp:)

Essa, have you thought of doing your own claim using the mine of information here? you get to keep all your charges that way:) Have you actually gone to the ombudsman? I'm sure if they found in your favour, they would be able to tell you what the options would be. Sorry to hear of the nightmare you are in due to LTSB, and it looks like you have been hit with their new charging regime:( Sorry can't be of any real help. But read read and read:p some more

Hi steven, they no longer applied the payment protection once I had told them I didn't want it, but they never refunded the amounts I had paid previous to my asking, which at a quick add up is over £100:eek: Make sense? If I can claim this as well, the charges etc are nearly going to come to the same amount I paid for the cooker in the first place!