Ltsb credit card has taken money out of my daughters account, as the account is in dispute ie: charges does she have any recourse against card services? any thoughts:confused:

Hi Curlychic, my AQ had to be in by the 5th April, turned up at the court at 2pm, and they had all gone off on easter hols. Rang court on the tuesday, as I needed copies of page 3 (ran out of ink!), and nice man happened to mention that he had the [problem] AQ, I had attached letter re stays, so hope this works in my favour, still waiting:rolleyes:

Thanks for that GuidoT bit of to much information me thinks. Just printing out claim forms for HSBC, have spent all of this beautiful day reading up on the site, how sad am I:sad: Will be taking them in tomorrow along with my JSA exemption. I am doing all the paper work for my daughter, on the claim would I be classed as litigation friend, and do I need to attach a letter of authorisation from her?

me two, I do not see any problem in ringing the courts to see what they have to say

hi how do i get rid of the location on my posts?

Just read through Curlychic's thread, and got my answers:D

HI curlychic, just read through your thread, and we seem to be at the same stage, I have just posted, but have got all the info I need from your post:) will now send copies of AQ etc to SC&M, I also recieved nice letter from Andover, good to see I'm not alone;) . All the best with your case. Janetx

Hi all, recieved my copies of AQ from the court, I thought I needed to send copies of all that I had handed in to the court to SC&M, but I read in a thread you did not need to. Bit confused any pointers? Also received letter from Loraine Rosier at Andover saying Thank you for raising concerns, see that are solicitors are dealing with it. Is that their way of saying we are keeping open lines of commmunication? Janetx

Hi,if you have your statements, you do not need copies, people request copy statements because they have no statments going back 6 years, and need to find out how much they have been charged and when. Your best bet is to read as much as you can on the site, it answers all your questions and makes you realise you can and will get back what the Bank took from you eventually, with as usual as much anger and frustration they can cause along the way. I have issued my claim, LTSB have entered a defence, I am now waiting for a court date, all by reading reading and even more reading! All the best with your claim, go to the template library, and get the ball rolling:) Janetx

The court has received my AQ also LTSB's ( no AQ from LTSB for me should I have received one from them?) and the nice man is sending me 2 copies of page3 so I can send it on to SCMs:) Any idea why some people get paid in the early stages? is it just the pile you get put in! janetx

had to get my AQ in on or by the 5th, and quess what, got there by 2.15, and they had gone on Easter break! will have to ring tuesday, to make sure they have received everything plus I need a copy of the AQ, coz I have run out of ink!!! and I need to send a copy to LTSB, fingers crossed! janetx

This is such an amazing and heart warming site, who would of thought that Banks who have created such despair, have created this nemesis! I have had the defence "vague & embarrassing" from LTSB, also they want me to file and serve an amended claim, (I only had 6 points), reading lots of threads, and kind words from HSBCrusher, I realised I had not put any Acts on my POC. I phoned the Court, and asked if I could include the relevant Acts etc with my AQ, as in section G, and was told yes I could.I have filled in a N244 and POC with the relevant template 3 of, which I will take with me when I hand in my AQ, just in case I was ill informed. Just sending the 7 day letter to HSBC, feeling a lot happier about the process, and as is stressed you can not read enough.