As far as i am aware nothing in the Statutory Act, only existing case law which is obsolete as it deals with internal industrial relations and delays with postal items. But Royal Mail still cites and reference.

Postal Services Act 2000 WWW.LEGISLATION.GOV.UK An Act to establish the Postal Services Commission and the Consumer Council for Postal Services; to provide for the... The above is the Postal Services Act and liability. But that means nothing, as Tracked items are outside of the Act and the Universal Service Obligation being a new commercial product.

You need to understand the relevant case law, That being Harold Stephen & Company Ltd v Post Office [1977] EWCA Having paid for the extra insurance is a separate contract outside of the Postal Services Act. Tracked items as well are not covered under the Universal Service Obligation being a separate commercial enterprise.

And how far off from your address are those GPS co-ordinates Rm services are NOT excluded from contractual agreements

Have you sent a rebuttal in writing reference to the PDA Data excuse and alleged negligence and did they respond?

The Three D mapping software that they use is their own. Did they tell you this in writing or on the phone?

Then Royal Mail is in breach of contract, What did they say when the GPS data showed they did a misdelivery of your item?

When delivering postal items, they use a Personal Digital Assistant (PDA) that records the delivery. Does not matter if the item requires a signature or not. Even normal postal packets have a Three D barcode on them scanned at the point of delivery. These PDA units ping the GPS position when scanned at doorstep[. If Royal Mail suspects the recipients are pulling a fast one, then you can request that GPS data, then your claim will be with those recipients.

Blocked them yesterday, today received yet another text message. Seems they are using different telephone numbers to send texts

Just a quick update Getting spammed everyday with email and texts which is damned annoying. Thought there were protections in place in limiting this practice from a DCA? No correspondents, though, with Royal Mail. It is all electronic, trying to get me to sign into their payment portal. Sending the text messages is interesting as I passported the number to my new airtime provider six years ago, but the DCA would not know that, so why are they spamming which is a number cancelled when they ended my Virgin phone agreement? That number could have been allocated to a new user. (GDPR)? Total silence from me, but am expecting them to start physical phone contact harassment soon, which I need to be on my guard but have now blocked their number to stop the texts. Will they know that and was that a good idea as can just as easily continue total ignorance?

Just shooting from the hip, so take with a pinch of salt. Do not think you can ask through disclosure about their awareness of other sexual assaults that have happened at the factory previously with employee/corporate confidentiality. You cannot use the courts for a phishing expedition to strengthen your case. If the information is already in the public domain, then that is another matter to your advantage. Might be an idea to look at regulation 3 Management of Health and Safety at Work Regulations 1999 with risk assessments. Specifically, 3(1)(b) https://www.legislation.gov.uk/uksi/1999/3242/regulation/3/made

Agency workers cannot claim constructive/unfair dismissal being a worker, not an employee. You mention "worker with contract" type contract. Is it a fixed term temporary contract as an example, the hirer has guaranteed set hours and days over a specific time frame with a termination date the agency then placed you in that vacant position?. Can you elaborate please for clarity?

Thanks people

Back in 2017 signed up in store for a Virgin mobile phone contract. Ended within a week with notice because of lousy service where I was living. After almost six years just received a letter from a debt collection agency called JC International Acquisition. They are asking for a grand and encouraging me to log into their Web portal. Assume this is the contractual monthly charge they are claiming. This is news to me as never had trouble getting credit and credit checked each year as part of my employment (Good Character) with no red flags. Rather than engage in letter ping-pong, will just ignore and wind down the statute barred clock. Reading these forum topics will never phone, write, electronic communications etc unless a letter of claim arrives. On checking my credit file have a Virgin mobile default with 12 months to go before being statute barred. If needed, with any court claim will pay, but not if I can help it. My questions are: 1. Who is JC International Acquisition on the debt collection agency scale? Are they very litigious or safely ignored? 2. It is my understanding the Financial Conduct Authority and Ofcom have decided charging for remaining monthly contractual payments after the air time agreement has terminated is unfair. 3. Does the forum have a template for this or a link I can reference if I receive a letter of claim stating it is an unfair contractual term?

Naming the payday loan company would help

Curry's plc and Carphone Warehouse are the same company

/assets/static/govuk-opengraph-image-dade2dad5775023b0568381c4c074b86318194edb36d3d68df721eea7deeac4b.png Order a birth, death, marriage or civil partnership certificate - GOV.UK WWW.GOV.UK Order an official birth, adoption, death, marriage or civil partnership certificate from the General Register Office (GRO) if you need a copy or want to research your family tree.

One of the obvious situations where you cannot be contracted to have the body camera on throughout your shift is with toilet facilities. Another example is on your designated meal relief, which I assume is unpaid.

In my experience, when applying for credits, finance companies such as credit card applications do not even look at your credit file. They simply rely on computer algorithms with your your credit score provided by the credit reference agencies. Your credit score level decided on any negative entries, such as defaults or County Court judgements. Any missed payments or existing credit utilisation level.

Have you considered contacting Barclaycard and arrange to pay any arrears? Going back about five years fell into arrears with my Capital One card and received a default notice after my employer made insolvent. They were very good and put me on a three-month payment plan. extended if necessary. They put a restriction on my card. That gave me the breathing space required in clearing the arrears, no default recorded and still have use of the card. But you need to put this in context with other credit commitments and total personal debt levels as a recorded default will screw your credit rating for six years. Once an account been defaulted, even with small repayments, they can still go for a CCJ

With any employee dispute, you must follow the chain of command. Will normally be in your employee handbook or a specific policy if the business has accredited trade union representation with a written disciplinary/grievance procedure. The mistake you made is in not following that procedure and going over his head. The first step is in approaching the manager in question informally for mutual resolution. That fails you then go to their manager, which is formal, then escalated to HR if necessary. As above, best have a quiet word with this manager, swallow your pride and apologise. He will probably respect you for it and say you were unsure of the correct procedure and made a mistake.

Personally I have an ARGOS and Newday/Marles card. Going to stick up for the card issuer on this one and cannot see a cause of complaint. Your monthly statement gives a specific date payment has to be received. it is your responsibility that payment is received on time. Myself have a direct debit set up for each account so they call the minimum payments. That way avoid any charges. Also make extra paymets each month through my Barclays online banking app. Payments appear on my credt card accounts within two hours. Something to consider in the future? As this is the first time they will probably remove the late fee as a goodwill gesture

Looks to me you cannot do anything until you receive their skeleton argument for you to do a rebuttal. Have you received the direction order from the court yet saying when the claimant has to send their skeleton argument to you?

Wait for more replies, but that looks like a valid default notice. They can now show a Default notice was generated through their internal systems, and likely one was sent through computer automated systems and recorded as sent on internal systems. That will be for the judge to decide in the judge lottery to accept or not the creditors' explanation. Goodinson v PRA Group [2021] EWCA ThIs recent Court of Appeal case states a creditor can establish compliance with statutory compliance to send notices by producing internal system logs which show coded entries referring to the issue of such notices, along with a reconstructed version of what notices would have been issued at the time. Even though I have student loans myself, they are not historic so take with a pinch of salt. Just guessing in your case if they were officially deferred or not. If the answer is no, then you might have a chance under 140A CCA 1974 and an unfair relationship in that the protracted time with defaulting the account. But you need to state why you consider the delay in defaulting to be unfair. But must stress this is simply my opinion and not legal advice

Just dotting I and crossing T as with amending your defence, you have one chance at this. You say they attached a notice of default allegedly sent 24/5/2016, so need to be specific. Was this an actual Default Notice served under 87(1) CCA 1974 in that it tells you to pay off a specific amount (Arrears) within a specific date (14 days) Was it a notice of default sums being charges besides any accumulated interest added in connection with any agreement breach? Was it a simple notice saying you are in default of contracted obligations and need to bring the account up to date?