whitelist
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Erudio Claimform - Old Student Loans - poss Statute Barred.
whitelist replied to Nurselayer's topic in Financial Legal Issues
The question remains, and we need confirmation Was a copy of the default notice requested in the original CPR request? Was it referenced in the Defence to the Claim if not produced? -
Erudio Claimform - Old Student Loans - poss Statute Barred.
whitelist replied to Nurselayer's topic in Financial Legal Issues
Doyle v PRA was De Minimis as the Creditor defaulted the account in a short acceptable time period. However, a default notice needs to be served before bringing a claim, s.87(1) CCA 1974 Did the OP receive a compliant default notice In their CPR request? -
Erudio Claimform - Old Student Loans - poss Statute Barred.
whitelist replied to Nurselayer's topic in Financial Legal Issues
Do you have a copy of the default notice? Was it requested in the CPR for copies of the agreement, etc? -
Erudio Claimform - Old Student Loans - poss Statute Barred.
whitelist replied to Nurselayer's topic in Financial Legal Issues
Many thanks Just a quick question, as they regulate it under the CCA 1974, how long did they take to issue a default notice from the letter of demand for payment with the alleged breach of contract? -
Erudio Claimform - Old Student Loans - poss Statute Barred.
whitelist replied to Nurselayer's topic in Financial Legal Issues
Posted an independent link to show it was not my opinion and get slammed into the gutter for it Whatever happened to reasoned debate or just a glorified echo chamber? -
Erudio Claimform - Old Student Loans - poss Statute Barred.
whitelist replied to Nurselayer's topic in Financial Legal Issues
That is an awful thing to say of self importance and omnipitence Why do you think I stated Believe and a question mark at the end of my sentence? Was not posting on fact but asking a question Student Loan Agreements - what are you getting yourself into? - Intergenerational Foundation WWW.IF.ORG.UK Intergenerational Foundation is an independent charity promoting intergenerational fairness, working for the interests of younger and future generations. -
Erudio Claimform - Old Student Loans - poss Statute Barred.
whitelist replied to Nurselayer's topic in Financial Legal Issues
Following this thread with interest because of the reliance on Doyle v PRC from the claimant. BMW v Hart is a dead duck and irrelevant Since the Doyle v PRC judgement, we accept that the cause of action is from when the Default Noice expired unless an unfair contractual relationship with that Default Notice. Section 140A CCA 1974. With relevance to this thread, and old style student loans are not my thing and quite modern in my circumstance, so apologies for any errors as this is my opinion? Believe with the old style student loans, it did not regulate them under the CCA 1974 Protections, so negates the necessity of a Default notice. Doyle v PRC is not relevant? -
Car Finance 247, Their reputation is horrendous The car belongs to the Finance Company and their responsibility, not yours You need to officially reject the vehicle under the Consumer Rights Act in writing to the dealership and Finance company but need to be quick. Am sure the site team will have some templates for you to use 247money is rated "Average" with 2.8 / 5 on Trustpilot UK.TRUSTPILOT.COM Do you agree with 247money's TrustScore? Voice your opinion today and hear what 28 customers have already said.
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Cancelled order with Haier UK no refund - Paid with Paypal?
whitelist replied to jazztheman's topic in Online Stores
Use Paypal all the time and have no issues Use to computer software companies such as security software instigating annual renewals on the sly using PayPal without my knowledge or after I cancel. Only noticed the debits once papal notified me. As soon as I cancel the transaction with the retailer PayPal are pretty good with the refund and no charges Paypal will refund your card company direct -
Cancelled order with Haier UK no refund - Paid with Paypal?
whitelist replied to jazztheman's topic in Online Stores
Can you cancel an order with a completed transaction, not a service? Payment has been made (cash) through credit card completing the contract and no fault exists with the item? -
Automatic compensation: What you need to know WWW.OFCOM.ORG.UK Our automatic compensation scheme means broadband and landline customers will get money back from their provider when things go wrong, without having to ask for it.
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Do not think the Postal Services Act will apply as Royal Mail has delivered the mail as addressee, so no interference in transmission. Totally agree, the letter should have been put back into the Royal Mail system and marked gone away. They will the open the letter if no return address to return the correspondence. As the landlord took deliberate possession and destroyed property not belonging to him, he has dishonestly appropriated that property with the intention to permanently deprive That is theft and should be reported to the police
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I have a few questions about CIFAS, FOS and legal action.
whitelist replied to cifarce's topic in Credit Reference Agencies
Just my opinion about this but? Just like the credit reference agencies, they are not responsible for the data published in the credit files. Any complaint has to be resolved with the original creditor. You can write to the credit agencies and raise a dispute, they inturn will contact the original creditor to confirm if the information is correct or not. But you are better off doing it yourself, contacting the original creditor as an official complaint. If you then still disagree with any final response, you can elevate to the Financial Ombudsman Service But you must go through the creditors complaint procedure first and have a full and final response. -
The Contracts (Rights of Third Parties) Act 1999 has been mentioned 1 Right of third party to enforce contractual term. (1) Subject to the provisions of this Act, a person who is not a party to a contract (a “third party”) may in his own right enforce a term of the contract if— (a) the contract expressly provides that he may, This is in the DPD Contract 23. THIRD PARTY RIGHTS The Contract does not give rise to any rights, under the Contracts (Rights of Third Parties) Act 1999 or otherwise, for any third party to enforce any term of the Contract. Something to consider and research before relying on that clause in any defence to a counter claim
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Looking at this issue objectively, and in my opinion, You used the service of Packlink to facilitate the delivery of a parcel that gave you the option to use different couriers. Your choice was DPD. You then paid Packlink, not DPD direct for this service. Who told you to go to a DPD collection point where you got an invoice, etc? If that is correct, then Packlink will be who you go after, not DPD But as stated previously, best read up on this and burn the midnight oil
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Oven not fit for purpose?
whitelist replied to lisadp1970's topic in Retailers - High Street and On-line Stores Forums
Ask yourself if demanding a new replacement after four years of wear and tear is reasonable put against the cost of replacement? The Warranty provider does not consider the product to be beyond economical repair and sends an engineer to fix the appliance at no cost to you. It is your own decision to purchase that extended warranty. Pay for an expert opinion to pursue any claim as well. How much will that cost against your warranty premium and own time to pursue any claim? Not saying you do not have a claim but will be down to a judge to decide, but? -
Oven not fit for purpose?
whitelist replied to lisadp1970's topic in Retailers - High Street and On-line Stores Forums
Have you looked into how much it will cost in replacing the built-in oven? -
Everyday Loans and compensation letter
whitelist replied to whitelist's topic in General Legal Issues
Thanks Will ignore then as all paid off
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