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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

UAEexpat

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  1. UAEexpat
    Okay is there an address? The postal system in dubai is terrible though it probably wont even get there!
  2. UAEexpat
    whats his email?
  3. UAEexpat
    okay how is this for a response - Dear MotorMile, Please be aware i did in fact contact you on the 15th August. All corrospondance has been kept on my side and is now with the OFT. As I explained to you previously, I am not a UK resident. I have been living abroad now for 2 years. And any forgotten payments in this time, I am settling DIRECT. You have no right to "turn up on my doorstep" without an appointment being booked with myself. So by "considering" this you are wasting your time. A CCJ will not be issued, as I explained, I am no longer a UK resident. Any address you have for me is old, as like i said, I am no longer a UK resident. I have recieved no phone calls, or post. Therefore office notice has not been given, as an email is official. Before you send any more mails, please check first that your client has actually replied or not. This is a huge waste of time on your side, and totally against OFT standards. Like I said, within the week the debt will be settled DIRECT, so i hope not to see any more emails from you. Warm Regards, Gina
  4. UAEexpat
    THESE GUYS ARE IDIOTS! Even though i replied (shown above), they sent me this email - can someone please please draft me an email i can send back, with a direct email address, stating that i did reply and im no longer living in the UK etc. Please. Despite attempting to contact you on numerous occasions we have, as yet, not received a response and are now reviewing this case for further action. We are considering whether to sanction a visit by one of our Field Agents to your property, with a view to discussing this matter in person and reaching an mutually beneficial repayment arrangement. Alternatively we may decide to pass this account to our in-house solicitor with a view to issuing a claim against you in your local court. We must advise you that should any legal claim prove successful the balance of the debt will be increased to include any legal fees and court cost we incur and that your name will be entered in the Register of Judgements, Orders and Fines. We would also look to enforce any successful judgement granted, by way of an Attachment of Earnings (AOE) order (wh ere applicable). This may result in your employer being contacted by your local County Court. This email should be taken as formal notice that we have attempted to agree a mutually acceptable appointment and have been unable to do so through your lack of response. This fact will be later relied upon at court on the question of legal costs, should legal action prove necessary. Yours faithfully, MotorMile Finance UK Ltd.
  5. UAEexpat
    Oh crap i already replied.Yes debt is criminal in UAE but only for UAE debts. They may not even read it. apparantly they dont as it was sent from the main email address. Dear Motor Mile Finance, This is an old account, of which I have only just opened. I have received no formal letters to my previous UK address, and nothing on my old phone line. I am very surprised to have seen all of your messages. Please be aware, I am not longer a British resident, and I have been living abroad for the last 2 years. I am now a resident of United Arab Emirates - Dubai, previously a resident of Egypt. Any outstanding payment I may have unforeseen whilst away, I will settle direct with the company. If you need copies of my UAE Residency/work contracts/apartment contract please let me know. Warm regards, Gina.
  6. UAEexpat
    How is this? Dear Motor Mile Finance, This is an old account, of which I have only just opened. I have received no formal letters to my previous address whilst in UK, and nothing on my old phone line. I am very surprised to have seen all of your messages. Please be aware, I am not longer a British resident, and I have been living abroad for the last 2 years. I am now a resident of United Arab Emirates - Dubai. Any outstanding payment I may have unforeseen whilst away, I will settle direct with the company. If you need copies of my UAE Residency/work contracts/apartment contract please let me know. Warm regards, Gina.
  7. UAEexpat
    as far as im aware, no post. or if there was my parents will have returned it back to them. I just got another email, subject County Court Action and message saying you have chosen not to contact MMF your account is being assesed for legal action. Not sure what to do now, really dont want the CCJ. I still think im on the electoral role though, even though i live abroad as ive only been away a year or so. And a year before that, but was on no visa's as i was living in egypt. Shall i email them a copy of my visa here? stating im a resident of UAE? although as its a new company ive just joined its only dated back to last monh. Really starting to worry now, these guys are animals
  8. UAEexpat
    thank you. They have no idea im not living there, as i havent made any contact whatsoever. so i think i should email them now stating im no longer a resident?
  9. UAEexpat
    I cannot put anything into writing as like i said i live overseas. Unless i send by DHL or something. Does anyone have an address? and a suitable template i can use? my fear is, by contacting them they know ive received there messages. Ive read that means ive accepted there notice, as its been read.
  10. UAEexpat
    Hi everyone. I need your help. Ive been receiving these emails every few days, the same message in each. I have had no calls, or letters, as i now live in Dubai. The address is my parents address, so very scared that people will turn up at there door. Is it best to just email them back stating im no longer living in the country? and i will deal with payday direct? Does an email even serve official notice!? they have never mentioned a ccj in any emails, and far as im aware recieved no post to mums address. Dear Ms xxx, NOTICE OF INTENDED ACTION Our Ref: xxx Debt Details: Express Finance (Bromley) Ltd t/a Payday Express Debt Value: pound;3xxx You have failed to reply to our earlier emails and as such your account is now being passed to the Home Visit Department. That department may prepare for a Doorstep Visit at your residential address and, if necessary, a report on your living circumstances for our in-house solicitor. If you wish to prevent a Doorstep Visit, please contact us immediately otherwise we may have no alternative, other that to ready this matter for legal proceedings. If you do call us, you will find our operators ready and willing to discuss the matter with you.nbsp; Yours faithfully, MotorMile Finance UK Ltd.

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