manchesteruni
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Lloyds Overdraft Terms deemed Unfair in new Bank Charges Victory
manchesteruni replied to manchesteruni's topic in General
http://curia.europa.eu/juris/document/document.jsf;jsessionid=9ea7d0f130de426a8fcc4f8b49dba34ce0f4b427a14f.e34KaxiLc3eQc40LaxqMbN4Ob3mOe0?text=&docid=122164&pageIndex=0&doclang=EN&mode=lst&dir=&occ=first&part=1&cid=334993 (Relevant to Bank Charges case – Foster-Burnell v Lloyds Bank August 2014 ) 45 Since these proceedings are, for the parties to the main proceedings, a step in the action pending before the national court, the decision on costs is a matter for that court. Costs incurred in submitting observations to the Court, other than the cost -
Nice one thanks Dodgeball, I tried for ages to compress the damn thing ! xx
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Lloyds Overdraft Terms deemed Unfair in new Bank Charges Victory
manchesteruni replied to manchesteruni's topic in General
Google is your friend. -
lol, fair enough - you'll have to google the judgment I'm afraid as CAG won't allow it to be posted on here and I can't upload it as its too big (12 MB I think).
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It's up now for listen again - from about 22:34 http://www.bbc.co.uk/programmes/b04h7kh7 then theres a bit of a break for the news/sport/travel then a bit more Q&A with Martin.
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Just to let you know that Orforster will be on Radio 5 live tmw lunchtime ( 12.15 I believe) discussing his case with Martin Lewis (MSE).
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Lloyds Overdraft Terms deemed Unfair in new Bank Charges Victory
manchesteruni replied to manchesteruni's topic in General
I expect so He'll get around to updating his thread later I expect xxx -
Lloyds TSB has been ordered to pay a customer over £1700 after it unfairly applied bank charges to his account and damaged his credit file. In what we believe is the first bank charges court claim victory since such cases were stayed in July 2007, Oliver Foster-Burnell (‘orfoster’) has been successful in his claim for a refund of charges and interest. The claim was brought against Lloyds TSB at Taunton County Court where Mr Deputy District Judge Stockdale held that despite the Supreme Court judgment, the unarranged overdraft charges levied on Mr Foster-Burnell were contrar
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In addition, and for clarification, the announcement which the original poster interpreted was this
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I have spoken to Nationwide on this issue and have the following statement from them.
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I haven't spoken to Martin properly in a long time but once we were quite close. I am very sad to hear of his passing, far too early. I agree with the sentiments expressed by Bankfodder - he was an intelligent man who up until CAG hadn't really found an outlet for his knowledge and passion. I am sure he will be missed by many many people. RIP Martin3030
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BBA - v FSA - PPI Judicial Review
manchesteruni replied to citizenB's topic in Payment Protection Insurance (PPI)
http://www.bba.org.uk/media/article/bba-statement-regarding-judical-review "The BBA on behalf of its members judicially reviewed the FSA and the FOS regarding the retrospective elements in the proposed FSA rules for handling PPI complaints. The judgement was handed down on 20 April 2011 and found in favour of FSA and the FOS. The BBA was given until 10 May 2011 to appeal. "In the interest of providing certainty for their customers, the banks and the BBA have decided that they do not intend to appeal. "We continue to believe that there are matters of import -
BBA - v FSA - PPI Judicial Review
manchesteruni replied to citizenB's topic in Payment Protection Insurance (PPI)
Judgment will be handed down 10am Wednesday 20th April 2011. -
The 'service' you pay for is the bank considering whether to allow you the overdraft or not. The new lending code does require banks to give 14 days notice of charges, and should be in force beginning of April.
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P.s. Like the blog post linked in your sig - echos my sentiments exactly xx
