I truly am so grateful for the advice and time given me today. I am feeling a bit more in control and will keep you posted, sure to need more advice as time goes on. Thank you from the bottom of my heart. Carole

Going to post SAR tomorow and cancel DD, feel scared but reassured and hopeful, cant thank you enough truly. Bless you for taking the time to advise Carole

Managed to check my credit rating, nowhere does barcaly card/lewis/cl finance appear. My scoring is 876 fair. I am feeling more hopeful, thank you

Thank you so much I am crying so much with relief to be able to talk about this. I have just signed up to check my credit rating although having a poblem logging in I will ring the helpline tomorow. When i see my credit rating what is it i am looking for. Carole

I have been paying DD fo past ten years. I received a statment last year the first for many years. I was paying £10 & £20 each month. I sought advice and asked for the debt to be written off giving the length of paying and poor health, this was not accepted and they reduced payment to £5 & £10, although they did agree £5 on each. I had statement yesterday I still owe over £4000 yet I am so sure that the orginal debt was below this amount. Interest that went on before I started paying reduced payment. Its a nightmare that has been hanging over my head and as i live alone i am very feaful of these people, I also am not young anymore and dread dying still in debt, the whole thing is a nightmare. Very grateful for your advice. I will send of SAR to baclaycard tomorow and reading the forum to get myself empowered and try to end this once and for all. Thank you

Thank you so much for your reply, I dont know how to check or what i am looking for on my cedit file. I just know i have been scared by this debt fo so long and only now do i feel strong enough to deal with it. I have searrched and found a template to braclays for a sar who sold on the debt to see if i had any sickness insuance on it that was my first step, am i going in the right direction Carole

I left my husband 12 years ago, I was left with a pile of debt, worked and paid what i could then went into hospital in 2002, I have bipolar disorder and have not worked since. Barclycard sold on debt I didnt have any paperwork or was in fit state to understand the ins and outs of it all. I have been paying a sum every month for the past ten years. I have recently had a statment from CL finance, before it was with Lewis group. I am still owing over £4000. The debt orginally was much smaller but with interest added in the early days the debt rose. How do I resolve this as i it will take me years more at this rate to pay of and i see no way my circumstances will change. Does anyone have any advice on what i can do. It has been hanging over my head for so many years and causes a lot of worry. many thanks for any advice starblackie

I have just been awarded high rate care DLA on renewal, this has gone up from previous awards, reflecting addidtional health problems. Does anyone know what the enhanced premiums are for DLA. I am told i would get this but unsure. many thanks

Thank you for your reply. I have been in receipt of DLA since 2002, this was after my last admission. I havent been in hospital since. Could this be the only reason. I am like everyone full of anxiety lately with anything to do with benefits. many thanks

I have renewal for DLA pending. Today I received a letter asking for further information. I stated on my form that i have had several admissions over the years for mental health, have bipolar, they are wanting to know dates of hospital admissions. These are from 1979-2002 (6 admissions) can anyone advise on why they are asking for this information, as i thought DLA was about care needs, and is this a good or bad sign. Be grateful for any thoughts many thanks

Another thought a Professor Malcome Harrington (think thats right) is asking for a call to evidence on how ESA is working out and peoples experience of it, dont know how to do a link thing but sure someone can. It is also on another thread in this forum. There is a time scale on this which i think is begining of Sept,

Well done you hadenough, I think you have enormous courage and i wish you well. It takes alot to put together a letter that articulates so well. Its well thought out and written

Im with you, any help I can give. I think once the migation starts then a lot more people are going to be left vunerable. I myself have been on IB for past 8 years and have a review next year. I have bipolar and have been exteremly fearful for months and yes i too have felt pushed into a dark place with the anxiety and fear

sounds like you had one of the more rarer good experiences, as it should be for all really, sounds postive in the fact that the dr listened first then going to fill in the computor which means a more accurate assessment, well done you on getting through all done now so hope you can relax and stop worringing. My very best wishes to you

If you are on IB your assessment will still be under the PCA until the migation which nationally will be rolled out April 2011, so your medical will be under the same rules for IB until then, very good luck and best wishes for Monday

would he not be entitled to income support? what about DLA

When i moved to a ground floor 5 years ago i was given a community care grant I remember applying to the DSS local office i was turned down at first then after a telephone call from my CPN was given around £400 which paid for removals and helped with carpets etc, lots of luck , hope the move goes well

lots of best wishes and luck from me, sounds like a real nightmare for you, which is undeserved such an unfair system, keep going, anything i can do happy to do

No do not want to see in prison, good on you for helping a friend, think we all need to do whatever we can to fight the system and support each other, that its not only unfair but its costing lives. I have felt suicidal myself lately due to the extreme anxiety i have over "benefits" I have bipolar and feel i have regressed so much in recent months due to the anxiety and fear of ATOS for a start. I have spent days in writing letter to my MP, taken so long as my concentration is shot to pieces at the moment and will make sure i bring up the fact that lives are being lost and sadly i think many more will also lose their lives. Take care all and lets stay and fight together

so so sad.

Have worked on and summited response to question 3, lets hope we all make a difference by making our voice heard

Yes I do have disability, bipolar. Reading on the direct.gov site, it mentions support workers and travel. Is this only do with psychial disabilities, is there any help with acess to work for people with mental health problems? Public transport is a major problem for me and a barrier to work and if i did get this job, i dont even know if i have got an interview yet i would not want to continue claimimg DLA. I am desperate to get something as all the anxiety with benefits is making my mental health worse and feel myself slipping I so want to stop a major depression. I havent worked for the past 8 years and my downfall then was travel. As the possibility of work is minimal for people with mental ill health and especially in this economic/political climate if i was lucky enough to get something i want to expolre all possibilites that could help, thank you for your replys

On the subject of access to work does any one know if this support would include any financial help towards a car if someone was offered a job 20 miles away from home and public transport was a barrier in taking that job any info/advice would be very much appreciated