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About Me


Found 6 results

  1. 4 years before the property was repossessed it was valued at 580k by an RICS Surveyor and the price was in line with properties in the local area. During that 4 year period the property remained the same and was not altered and did not suffer structurally etc and in the local area for the same type of home increased in value by approx 24%. After the repossession 2 RICS Surveyors were separately instructed by the mortgage company to value the property. They came with very different figures from each other and the original survey 4 years prior at £510k and £450k. But these figures were agai
  2. Avoid getting any credit card from Vanquis. My experience is they are unethical and do not care about UK credit regulations. I have had nothing but un substainated charges applied to the card up to £1000. They claimed mistakes and errors and keep saying they will refund but instead keep adding charges. I had to make one claim when I paid a deposit for flights to Spain but the agency I paid to went bust, ATOL advised me Vanquis should refund the costs. I applied to Vanquis who said they would freeze interest and charges. Instead they charged dou
  3. [sorry, haven't figured out how to qoute from another thread] {and as if by magic - it's quoted!! - Erika xx} I've been on the 'assessment phase' of ESA since November 2008 and should have a Tribunal hearing sometime after March the first. My understanding is that, as I don't yet get the disability premium, I'm not eligible for CWP. My last spirometry test showed my level of COPD at 'severe'. Cold weather is not friendly to me! The reason I've suddenly hit a bit of a crisis was due to having to renew my car tax [£104.50 for 6 months] a few days ago. If I take my time I can w
  4. I have a creditor making a claim against me using a firm of solicitors who appear to be behaving incorrectly. The claim has been made and a defence will be filed. However the solicitors have proceeeded to send me two e.mails with PDF versions of the claim complete with responce pack, then amazingly the details of claim appeared at my workplace in an open envelope with no address or covering letter. God knows how many people have had access to this info. This must be unethical, and possibly illegal. It appears just to have been done maliciously in order to bring pressure to bear. Could you
  5. Hi, Wonder if anyone has any advice on this rather annoying situation. I've been made liable (apparently) for council tax debts relating to a property I lived in over 5 years ago. This would be fine apart from the fact the property was shared between 5 people and I was claiming council tax benefit while I lived there (to complicate matters). Somehow my name was left on the bill (I thought the bill had been paid when I moved out and didn't realise it was in my name) and bills were being sent to the old address which I never received. Eventually baliffs were brought in, found my new address
  6. Hi, My partner has been pursued by Mackenzie Hall for a credit card debt we know is not his for years. The first and surname is correct but the middle name incorrect. We have asked them a number of times to cease their harassment and requested a copy of the agreement and who the debt is owed to. Today an agreement arrived but it is NOT my partner's as we knew because we have never had a credit card. This agreement lists the other persons date of birth, no of dependants, address, previous address and bank account details!!!! It also has a letter attached to it that the debtor has writt
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