thanks for the help. I would simply of kept on paying it if it hadnt been for their greed and constant monthly phone calls trying to get me to up my payments

Thanks. I was under the impression that seeing as they had bought the debt and i had been paying an agreed amount for the last 14years, that they could put a default on my credit file. I will send them a letter stating that i dispute the amount owed and that i wont be making any more payments. If i stop paying can i expect a doorstep visit from one of their collectors?

does that mean they cant put a default on my credit file if i dont pay it again? Obviously i know they cant get another ccj

Thats what im thinking. Ive payed them 3500 since 1998. i only kept paying it because of the original YB ccj. After taking to RW over the last few months i seem to be paying off a debt that they simple cant prove i owe. As i said in the other posts they have absolutely nothing in writing saying i owe this money, just there claim that they bought the debt I obviously dont want to just stop paying and messing up my credit rating

No the CCJ has never been mentioned by RW. The ccj was brought by yorkshire bank before 1998. Spoke to robinson way today and they are now saying they bought the debt from another collection company called legal and trade in 1998. I asked RW for a copy of the original loan agreement a few months ago but they have said they cant get it because Yorkshire bank have no record of this debt anymore. At no point have i ever got a letter from YB saying they had sold the debt on.

Hey hope you can help with my problem Originally about 6 years ago i defaulted on a loan from Yorkshire bank (£5k). Ended up having a ccj against me and so came up with a payment plan with the bank which was stuck to. About 5 years ago this debt was passed on to robinson way and i have continued payments ever since Recently however Robinson way have been trying/harrasing me into upping the repayments. This came to a point a few moths back when i asked them how much i owed. They came up with a number that i thought was completly wrong so i put in a dispute and asked for acutal written proof ie a copy of the original TSB loan agreement to how much i owed. After waiting a few months they are now saying they cant get a copy of the original loan agreement. So its now come to the point where they are basically saying i owe X amount on nothing more than there word. I get a statement with how much ive paid each month to them but in 5 years ive never once had any statement of how much i owe Not sure where to go here. I was happliy paying it off but their recent bullying and phone calls to get me to up my payments have led me to see if they can keep chasing this debt

As long as you have a recipt and a bank stament to show the money has come out then theres nothing they can do. Send a copy of both to the council and bailiff

Is this for council tax? If it is don not pay the bailiff anything. Go online and pay the council direct. Print out a receipt and phone the bailiff telling him he is getting nothing and that you have paid the council direct

Disgraceful behaviour. The police are there to prevent a breach of the peace not help bailiffs brake in. Make an official complaint. These constant threats that the bailiffs are getting way with is a disgrace, something needs to be done and if that means everyone has to make a complaint then so be it. Put it this way, if you were to make a threat against a bailiff they would have the police arrest you, don't let them get way with the same

Then he cant force entry. You say hes been 3 times today, i thought they could only make 1 visit

He cannot touch the car because the original warrant will be out of date. The only way he can add anything to the levy is with a new warrant

I always speak to them at the door, they cant push past you to gain peaceful entry anyway

I know what the rules are but as i said in my thread last week, my parents produced a SD the bailiff refused to accept it and said they would have to go down the interpleader route with it. The bailiff told them he didn't have to accept the SD. The police were there and did nothing. Mine wasnt for council tax but a driving fine Anyway the OP wont have the same issues as they obviously don't even know the debtor

not 100% true, i didnt live at my parents house yet the warrent was issued for their address and the bailliff was going to remove thier goods even thought they didnt belong to me. They even had a SD signed by a solicitor which the bailiff refused to accept

Sorry you misunderstood me here. what i meant was if the car was on their property (ie in their garden) Again when i said car ownership is easy to prove i meant that it is easy for the person to show the bailiff the v5 to prove who owns the car. I have first hand experience of a bailiff trying to remove goods that did not belong to me, despite being in possession of a statutory declaration stating they belonged to someone else the bailiff was still going to seize said goods

Yep that was what i was trying to get at. For them to be able to levy, they acutaly have to be able to physicaly remove the goods hence the reason they cant levy be looking through a window

Doesn't the bailiff have to be able to physically able to touch the goods to include them on the levy? isn't That is one of the reasons a bailiff cant levy goods in someones house by just looking through the window?

If its on your property then yes they can levy on it without you having to sign anything. They will usually clamp it then its down to you to prove you don't own it. Its a disgraceful law that says YOU have to prove ownership not the bailiff. As Ive said though, cars are the easiest thing to prove who owns. much easier than proving who own a TV with no receipts If it doesnt belong to you then get whoever owns it to park it away from the house

The police will not get involved. You need to make an official complaint. I'm not sure how you go about this but someone on here will tell you

The only way they can arrest you is with an arrest warrant. They haven't got one so no you cant be arrested. I have no idea what a weekender is

Basically if its on your property or directly outside it they can assume it belongs to you. It is down to you to prove ownership. This is easy, just show then a copy of the logbook. If they try to remove a car not owned by you just phone the police and tell them the car is being stolen, which technically it is They can levy anything outside the property because they dont need peacfull entry

This is the reason the bailiffs dont want to have to get a aresst warrent. if you go back before the court (which the bailiffs dont want) then you will be paying the original fine and not the amount with bailiff fees on top. This is the reason the bailiffs use as many threats as they can and would rather take your goods than send you back to court. If it goes back to court then he doesnt get payed by you

as i said from the date of issue. the warrent will have a date it was issued on it, it is from this day. Ive not checked the calender but it should be up or very near

No bailiffs fees will have been deducted if you paid the council direct on line. I believe the only way the bailiffs can get there fees now that you have paid the council direct is to take you to the small claims court. if they turn up they will still try to scare you into paying them, just give them a copy of the receipt and tell them to get off your property before you call the police. Ignore any threats they give you they no longer have any power now you have paid.

180 days from the date of issue