This is sheer desperation, who is the local authority?

Oops my bad! RTFQ....

IMHO, yes I would contact the council regarding the meter not working. Especially as you have footage of it not working correctly.

Of course, no one here is judging you. Your MH issues are unique to you, it isn't a one size fits all, only you know how well or not you are to return to work. It's a very jaded view that people simply return to work because the pittance they receive on SSP is about to cease. All that means is that they return to work because they have no choice whether they are fit or not.

Yeah you could put a notice of correction against the entry, but no one will see it unless they manually read your CRF.

And if it isn't clear, IGNORE them.......

Definitely IGNORE!! Your 2nd upload still has the reference number on, either way you can safely ignore.

Speak to ACAS, they are brilliant, and are currently advising me regarding my gross misconduct and disciplinary hearing. If you have a little read up about how disciplinary procedures are supposed to be carried out and what your employers 'legitimate aim' is meant to be, it will put your mind at ease a little. Your employer isn't judge jury and executioner, they have to follow a set procedure.

Well if Cabrot have bought the debt off Shallowfax then only the Cabrot entry should be showing, IMHO I'd be raising a dispute with whichever CRA is processing that data. To get the information you require, then SAR the bank, Cabrot won't have anything. Once you have the info back from the bank (30 days I believe?) then you can go through it all and look at reclaiming any penalty charges and fees they may have levied, above3 all else it will give you the correct figure that Cabrot are claiming is owing. As for disputing the debt, I think the only thing you are disputing currently is the amount Cabrot are claiming is owing?

IROA is old hat, besides, they will have to find someone who can read it.

It will auto drop off your credit file on its sixth birthday. "IF" there has been no payment and you haven't acknowledged, in writing, that you owe the debt, within six years then it becomes time barred and no enforcement action can be taken. But there's a few caveats, so as much information you can provide regarding each debt and the history will ensure you get the right advice.

If you look on your credit file, then it will tell you when you took out the credit, IF, they were in the last six years. Are you looking to get a mortgage? Just trying to grasp why you're so keen to throw six grand at them?

I wouldn't even entertain them full stop! As for writing to them, they would have to find an adult who can read the words first, plus it is futile entering into pointless letter tennis. Ignore them, you are under absolutely no legal obligation to respond to them. And as for one of their illiterate goons turning up on your property, it's YOUR property, YOU choose who you wish to speak to, and as DX has said, if they are too dumb to know that their presence is unsolicited and they fail to leave when asked to, then it's 101 and report them to the old bill.

NWNF goons to boot!

Please seek help, you don't sound well at all. Here are some links for you to look at, Mind and NHS. Failing that, your Jackanory is so far fetched and fanciful that even a five year old would struggle to believe you.

Well once you paid it all, my mortgage will still need paying so pop back and we'll do it all again. Cheers.....

Seriously though, do you want to pay my mortgage? I'll even pay for you to change your name.....

Just because the debtor wants you to pay their debts doesn't make you legally liable unfortunately so she will always be the debtor and she will always be the one they chase.

OK, why do you think they shouldn't chase the debtor, and should chase you instead?

What bailiff company is this?

Then if she is vulnerable there are other ways and avenues that she can utilise. Especially if she has protected characteristics.

Scared for her or scared for you? Anyway, changing your name to hers won't mean that the bailiffs will come after you, nor will it mean you will be liable for her debts. Just like I couldn't take on someone else's wealth by changing my name to Richard Branson.

What do friends and family think about what you propose to do?

Have you spoken to your GP?

So you want to commit identity fraud? Will you pay my mortgage please?