Well LBA time is here! Have printed out the spreadsheet and letter and will be posting recorded delivery tomorrow.. Lets see what the future may hold hehehe AtMoSpHeRiC X

Hi Anna, great to see you have got the ball rolling ..I felt a lil anxious too when I sent my prelim.. but they charged me AGAIN the same day as I sent it.. so anxiety was replaced by = No words to describe it lol (Well none that I would be able to type on the forum lol).. My LBA due to be sent out Monday! I have recieved the standard letter, i got it a few days after i sent the prelim.. just the usual "We are dealing with your claim and in 4 weeks etc!".. I have put a couple of days onto the prelim.. for postage times! I know some people do this apparently it shows willing! So really I am using 16 days instead of 14. Just gives the letter time to get there and get into the right hands.. Keep us updated hun! AtMoSpHeRiC

Well done hun! Massive Congrats Enjoy it! AtMoSpHeRiC X

Hi Siri, Congrats to your son for getting his money back, I am not at this stage yet but I know that this is the standard reply they give to everyone. As for them closing the account if you claim again Im not sure. Is there anyone else that can help plz.. Thanks Siri sorry I couldnt have been more help AtMoSpHeRiC

Hi Superowls, Glad you got your statements does not matter how much is owed back to you it is YOUR money... I am sure it will come in handy You leave off the 8% interest till the court stage, I just claimed the charges on my first letter and thats all i will be claiming for on my LBA.. I did not put on the £5 charge for the statements, I felt that the £5 charge was quite fair considering I was sent 15 envelopes Hope this helps a lil AtMoSpHeRiC X

Nice one Anna, You sound a little better today If you need any help hun, give us all a shout AtMoSpHeRiC X

Welcome to the fight essexgirl... just ask if you need help, there are so many lovely helpful people on this site.. You are more than welcome to come and have a look at my thread anytime, I have already sent off my Prelim letter and next week due to send out the LBA.. Stick to your timetables and you will be great AtMoSpHeRiC

Hehehehe you go for it Survivor! Thats the spirit!! As for that female who said it is their timescale lmao.. Like yeah.. so what planet did she originate from? Who is taking who to court?! Obviously doesn't know her stuff! rotfl.. that is just laughable and makes me wanna get to the court stage myself.. to get ME that lil Xtra rotfl.. Happy Court filing Survivor... bet that 8% looking very nice;) AtMoSpHeRiC X

Hi Anna, I am so sorry to hear you news hun.. Halifax really have to get their communication problems sorted out with regards to the statements. I feel awful I suggested to call them now .. It is just that it worked for me. As for them taking all those charges out in one week, that is just awful.. I really hope you are ok and they refund the £10 taken for your S.A.R - (Subject Access Request) request.. Just think it will be that much sweeter when you get it all back.. Although I know it does not help you right now..My thoughts are with you hun XX AtMoSpHeRiC X

I am not sure about capital One... maybe go have a read of some of their threads, you will get a better idea:)

Your usual telephone banking number... Read my thread if you like.. they tried to offer me Some of the charges back straight away lol.. Good luck

LOL CrAzYCoLiN, No probs at all babe... does not matter how much your claiming the point is its yours! I am here through every step of the way mate:rolleyes: See ya later Aligator AtMoSpHeRiC

Hi trl, I phoned up for mine, cost me £5 and was delivered in 7 days... I have been reading many threads about Halifax messing people around with Sars requests and them having to wait ages for the statements to arrive. If you want them quicker then call them, you could always send a covering sars letter to confirm your telephone conversation, so you have it in writing. AtMoSpHeRiC

Thanks for that Doo, I will give it a go.. I am hoping I get an offer before court.. but really I do not mind either way.. Just reading through this site gives me the confidence to go all the way! And Net no I can't see the lettering unfortunatly you will have to tell me what is says lmao AtMoSpHeRiC

6 Years.. a few have had problems going back any further! Hope this helps

yes you can AtMoSpHeRiC

Yeah will be nice to have someone going through the same stage as me... I wish you every luck with your claim too.. Oh by the way I am loving the pic lol AtMoSpHeRiC

Hi Net I am at the exact stage as you are... sent off prelim on the 2nd of feb.. I recieved my standard letter from them today saying they will get back to me in 4 weeks! But sticking to MY timetable! Will Keep an eye on your thread! http://www.consumeractiongroup.co.uk/forum/halifax-bank/61099-atmospheric-halifax-plc.html?highlight=AtMoSpHeRiC here is my thread if you want to have a gander AtMoSpHeRiC X

Wilkins, I have just spent the best part of my night reading through your thread.. I just want to say I have the upmost admiration for you and wishing you a successful claim.. Just imagine how you are going to feel about yourself... Well Done, whatever the outcome you are a winner! AtMoSpHeRiC

Good Luck Naomi, Go get em girl:D

Ok.. first standard letter has been sent to me today... I am sorry to learn that you are unhappy with the charges applied to your account blah blah blah.. 4 weeks la de da de da lol... 1 more week and LBA going out! I'm coming for you howard! Bring it on AtMoSpHeRiC

Hi guys, I am asking for a friend about charges listed on statements.. I am not new to this as I have a claim going through Halifax. My friend has been looking at her charges and it states "Charges as agreed".. she is concerned that she can not claim these back.. with me not banking with Lloyds I am not sure.. any help would be appreciated as I will be helping her get through her claim.. Thanks AtMoSpHeRiC

LOL sam just realised that I had read your post wrong, thought it said including interest not excluding! I am a dumb azz lmao.. forgive me it's late lol AtMoS X

Cool good luck on your phone call tomorrow AtMoS X

Did you apply for 8% interest from your first letter? And is what they offered you the full amount of charges without interest? If they have offered you all charges without the interest then I would take it.. as I was under the impression we should not include 8% interest in the first 2 letters and only when going to court. AtMoSpHeRiC X