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tr1979

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  1. i mean about the fact they have sent me a letter saying they wont refund me
  2. will the template be right though as its past 14 days and could something be wrote in to explain the reason for it taking so long
  3. Hi all i started to claim my bank charges back a little while ago , in the meantime we have some serious and devasting news and i could not follow up my letters i have now had letters back saying they are not giving the money back (the 14 days came and went and i did not send a lba due to the circumstances) what do i do now at the time i was claiming for myself partner and mum
  4. sorry to but in can i ask a really quick question i am claiming on behalf of my mum who is disabled and the money they took was her disabilty money shall i included this fact in the prem letter if so how shall i word it
  5. just another question i am claiming on behalf of my mum who is disabled and the money they took was her disabilty money shall i included this fact in the prem letter if so how shall i word it
  6. sent off letter claiming back charges and received this back today what should i do WE ARE SORRY TO LEARN THAT YOU ARE UNHAPPY WITH THE CHARGES DEBITED TO OUR BANK ACCOUNT .PLEASE NOTE THE COMPLAINT AND HANDLING RULES SET BY OUR REGULATOR, THE FINANCE SERVICES AUTHORITY,GIVES 8 WEEKS TO INVESTIGATE AND RESPOND TO COMPLAINTS IT ALSO AS THEY WILL WRITE TO ME WITHIN 4 WEEKS TO UPDATE ME
  7. how would i work out the contractual rate exactly very simple terms as i am not good with maths
  8. sorry i may sound silly but i have been reading this site for weeks and i still don't understand do i jst claim my charges or do i add the compound interest
  9. i have now received my statements and my charges total 484 do i charge interest i have no overdraft these charges are from dd and cheques
  10. Hi all i have received all my statments now and my charges are 484 pounds do i add on any interest i have no overdraft
  11. Hi there everybody could someone please help me draft two letters as i can not write a decent letter to save my life i have been trying but everything i am reading is going right over the top of my head i will like to ask welcome finance for a copy of all my orignal aggrements i have with them if and when i get this i would like to ask them for my statments and list of all my fee ppi and all other charges can someone please help p.s i have added this page as my home page and i have also told all my friends about it and when the kids go back to school could i put a notice up on the notice board for parents to visit this website?
  12. Hi there everybody could someone please help me draft two letters as i can not write a decent letter to save my life i have been trying but everything i am reading is going right over the top of my head i will like to ask welcome finance for a copy of all my orignal aggrements i have with them if and when i get this i would like to ask them for my statments and list of all my fee ppi and all other charges can someone please help p.s i have added this page as my home page and i have also told all my friends about it and when the kids go back to school could i put a notice up on the notice board for parents to visit this website?
  13. just looked over my contract loan for car was 5578 acceptance fee was 85 finance charge 2775 pp1 insurance 2406 total paypable over 10 thousand pounds also they charge you evey letter they write £25.00 late fees are 15.00 and to be hones with you i have looked over some of my statments (i question this all about 2 years ago but was fobbed off) sometimes on one day alone i was charged 120 in interest on november 5th 2002 £5 fee nov 6th 5 fee nov 7th 5 fee nov 8th 5.oo fee nov 9th 5 fee and it goes on like this also when we could not afford to pay they bombarded us and made us rewrite the loan which i think meant we borrowed more at a slightly lower interest rate to pay back the 10 thousand odd we could not afford to pay to be honest i have not got a clue what they did to date i think we owe more than 7 thousand still ,take into consideration that we took out 18/04/02 it ran for 42 months and we were paying 258 a month untill last year when we wrote on the advice from ccs to offer them a token payment of 20 a month PLEASE PLEASE ANY BODY WANTING A CAR DO NOT EVER TRUST WELCOME!
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