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    • Hello, I will try to outline everything clearly. I am a British citizen and I live in Luxembourg (I think this may be relevant for potential claims). I hired a car from Heathrow in March for a 3-day visit to family in the UK. I was "upgraded" to an EV (Polestar 2). I had a 250-mile journey to my family's address. Upon attempting to charge the vehicle, there was a red error message on the dashboard, saying "Charging error". I attempted to charge at roughly 10 different locations and got the same error message. Sometimes there was also an error message on the charging station screen. The Hertz 0800 assistance/breakdown number provided on the set of keys did not work with non-UK mobiles. I googled and found a bunch of other numbers, none of which were normal geographical ones, and none of which worked from my Luxembourg mobile. It was getting late and I was very short on charge. Also, there was no USB socket in the car, so my phone ran out of battery, so I was unable to look for further help online. It became clear that I would not reach my destination (rural Devon), so I had no choice but to find a roadside hotel in Exeter and then go to the nearest Hertz branch the following day on my remaining 10 miles of charge. Of course, as soon as the Hertz employee in Exeter plugged it into their own charger, the charging worked immediately. I have driven EVs before, I know how to charge them, and it definitely did not work at about 10 different chargers between London and Exeter. I took photos on each occasion. Luckily they had another vehicle available and transferred me onto it. It was an identical Polestar 2 to the original car. 2 minutes down the road, to test it, I went to a charger and it worked immediately. I also charged with zero issues at 2 other chargers before returning the vehicle. I think this shows that it was a charging fault with the first car and not my inability to do it properly. I wrote to Hertz, sending the hotel, dinner, breakfast and hotel parking receipt and asking for a refund of these expenses caused by the charging failure in the original car. They replied saying they "could not issue a refund" and they issued me with a voucher for 50 US dollars to use within the next year. Obviously I have no real proof that the charging didn't work. My guess is they will say that the photos don't prove that I was charging correctly, just that it shows an error message and a picture of a charger plugged into a car, without being able to see the detail. Could you advise whether I have a case to go further? I am not after a refund or compensation, I just want my £200 back that I had to spend on expenses. I think I have two possibilities (or maybe one - see below). It looks like the UK is still part of the European Consumer Centre scheme:  File a complaint with ECC Luxembourg | ECC-Net digital forms ECCWEBFORMS.EU   Would this be a good point to start from? Alternatively, the gov.uk money claims service. But the big caveat is you need a "postal address in the UK". In practice, do I have to have my primary residence in the UK, or can I use e.g. a family member's address, presumably just as an address for service, where they can forward me any relevant mail? Do they check that the claimant genuinely lives in the UK? "Postal address" is not the same as "Residence" - anyone can get a postal address in the UK without living there. But I don't want to cheat the system or have a claim denied because of it. TIA for any help!  
    • Sars request sent on 16th March and also sent a complaint separately to Studio. Have received no response. Both letters were received and signed for.  I was also told by the financial ombudsman that studio were investigating but I've also had no response to that either.  The only thing Studio have sent me is a default notice.  Any ideas of what I can do from here please 
    • Thanks Bank - I shall tweak my draft and repost. And here's today's ridiculous email from the P2G 'Claims Dept' Good Morning,  Thank you for you email. Unfortunately we would be unable to pay the amount advised in your previous email.  When you placed the order, you were asked for the value of your parcel, you stated that the value was £265.00. At this stage the booking advised that you were covered to £20.00 and to enhance this to £260.00 you could pay an extra £13.99 + VAT to fully cover your item for loss or damage during transit, you declined to fully cover your item.  Towards the end of your booking on the confirmation page, you were then offered to take cover again, to which you declined again.  Unfortunately, we would be unable to offer you an enhanced payment on this occasion.  If I can assist further, please do let me know.  Kindest Regards Claims Team and my response Good Afternoon  Do you not understand the court cases of PENCHEV v P2G (225MC852) and SMIRNOVS v P2G (27MC729)? In both cases it was held by the courts that there was no need for additional ‘cover’ or ‘protection’ (or whatever you wish to call it) on top of the standard delivery charge, and P2G were required to pay up in full for both cases, which by then also included court costs and interest. I shall be including copies of both those judgements in the bundle I submit to the court next Wednesday 1 May, unless you settle my claim (£274.10) in full before then. Tick tock…..    
    • IMG_2820-IMG_2820-merged.pdfmerged.pdf Case management was this morning. Here is the Sheriff’s order. Moved case forward to 24/05.   He said there was no signed agreement and after a bit of “erm, erm, yeah but, erm” when he asked them, he allowed time for sol to contact claimant.  what is the next step now? thank you UCM  
    • I've had a quick (well, quick for a thread of this length),  read of this thread and to be honest I'm struggling to make heads nor tails of the actual crux of the issue here. You seem awfully convinced that whatever is going on is worth the fight and the odds are in your favour but with how the thread has gone it seems that one trail goes cold so you simply move on to another in an attempt to delay the inevitable. All it does is end up digging holes and confusing others and yourself which means any advice given to you is completely pointless. I note that for the life of this thread there has not been any documentation or correspondence uploaded for people to have a look. Have you got any that you'd be willing to redact and upload for members to assist you? Right now, it seems people are shooting out advice while being in the dark because it's starting to become very difficult for people who weren't here at the start of this (including myself) to follow along. Right now, this whole thread is just hypothetical "He said, she said" and is going nowhere fast. Nothing more than basic advice can be given which, as you've sought out some legal advice, is likely not sufficient to actually come to any sort of conclusion. I, personally, am starting to agree with others that it may be best to consider bankruptcy and put the matter behind you.  
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yankee_bloke vs Woolwich


yankee_bloke
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Finally got my DPA paperwork today. i work out i am owed £624.50 in returned cheque and DD charges.

 

Have just typed up my letter requesting refund and will send it recored delivery today! I already have the letter before action done and ready to send in 14 days, this money will certainly come in handy! the interest is another £108 which i did not claim in the fist letter, if it goes to court i will claim this ack as well as costs!

 

wish me luck!!!!!!!

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Good luck!

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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  • 3 weeks later...

The only reply to my prelim letter was the standard, "thank you for your letter, sorry your upset, will contact you soon" from our friend Mike Brophey at Barclays.

 

Time is up LBA is being sent to woolwich HQ (the destination of my preliminary letter) recorded delivery today.

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Recieved a letter from openplan today saying "thank you for you letter recieved 20 June (My LBA letter)

 

blah blah.............we will aim to resolve this matter by 19th JULY!!!!!!!!!!

 

Guess we are going to court

 

funny seeing as the original letter asking for money back was replid to by Barclay's Mike Brophey...........now the LBA has been replied to and delt with by Openplan????????

 

seems there are communication issues, oh well their loss

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  • 2 weeks later...

OK help needed i am confused as which to do next

 

today was the day to file the claim online, as its been 14 days since LBA, moneyclaim is all filled out ready to submit.

 

received a letter today from Barclays offering £300 (my claim is for £624) as full and final settlement.

 

do i write back accepting £300 as partial payment blah blah blah and give them another 14 days?, or do i just go ahead and file with money claim now as the 14 days from LBA are up?

 

advice most welcome!

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You made it clear what you wanted and when you wanted it - they haven't done this so start the claim as you said you would.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Was thinking of sending in the following letter as at the moment i dont have the spare cash for the claim, will have that on the 24th if the letter is refused, also could do without the hassle of courts etc,

 

would this harm my claim if i sent this? or is it just tottaly the wrong way to approach it? Bear in mind i could do with the £500 quickly, rather than wait another few months for my claim amount.

 

Letter as below..........comments welcome

 

Dear Ms XXXXX,

 

Without prejudice.

 

I am writing in response to your letter dated 3 July 2006.

 

I was disappointed to see your offer of settlement was only £300, this figure is less than 50% of the total figure I am claiming (£624).

 

If the roles were reversed, and it was I that offered Barclays less than 50% of what was being claimed, I think we both know what the response would be.

 

In the interest of goodwill, and to avoid further costs and inconvenience to both parties. I would be willing to accept the sum of £500 as full and final settlement of this claim.

 

If this is not acceptable, I intend to pursue my claim in the County Court for the full amount plus interest @ 8% pa and fees, the total amount of this claim as of today would be approximately £817.

 

I am willing to accept for offer of £300 as an interim payment, whilst awaiting receipt of the difference.

 

If I do not receive a satisfactory response in 14 days I shall begin claim proceedings, I do hope we can avoid the need for such actions.

 

 

Yours faithfully,

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I would strongly suggest you do not send it for the following reasons:

 

- It shows you are not willing to go all the way and take your claim to court. Therefore they may simply retract their previous offer and offer you nothing.

- It shows you aren't interested in getting the full amount from them. Therefore it gives the impression you do not believe your claim would succeed in court. So if you did start a claim, they would just make you a silly offer as you will be likely to accept it. If you don't start the claim you are unlikely to receive an offer for this reason.

- There is no harm in waiting until the 24th and submitting your claim then - but don't send anything in the interim.

 

Your decision at the end of the day but I would strongly suggest you consider my advice above.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Barracad thanks for the advice i agree with your points so i will hold off.

 

This though has now triggered a pannick!

 

I went to get all the statements sent to me from woolwich to get prepared for court etc...........and the missus has tossed them out!!!!!!!!!............arrrggghhhhh!!

 

now i do have the date and amount of each charge i am claiming for noted down, so i can supply this information, but do not have copies of the statements detailing the charges anymore???

 

Am i screwed?

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Come on guys and girls

 

does anybod know if i need the DPA statements to go to court? Or will the date and charge amount be enough, as the woolwich can obviously look those date up quite easily???????

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Hi Yankee bloke.

 

My understanding from what I have read elsewhere in the forum is that they shouldn't even need the list of charges since the bank is well aware of the charges as they supplied the information to you.

 

I'd take them along in case the magistrate wants to see exactly how the cliam is made up, but you shouldn't need to provide all the statements to do that.

 

Anyone know different?

Yorkshire Data Protection Act sent 09/06/06

Data Protection Act reply without manual interventions 12/07/06

Prelim sent 13/07/06

Negative Reply to Prelim 15/07/06

LBA sent 15/07/06 for £762

29/07/06 Offer of £381 - Rejected

MCOL 31/07/06 £762 + Costs + Interest.

Deemed to be Served 06/08/06

Service Acknowledgement 08/08/06

Defence and CounterClaim Filed 31/08/06

AQ and defence of counterclaim sent 10/09/06

Courtdate set for 08/01/07

 

Woolwich Started 09/06/06

Settled in Full 05/12/2006

 

Abbey Data Protection Act in consideration

 

Abbey Mortgage Data Protection Act in consideration

 

Capital One Settled £40

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I don't think this should pose a problem to you. Did you list the dates and charges into vamps spreedsheet? If so this is what you would supply to the solicitors acting on the Woolwhich's behalf. If it got to the stage where woolwich's solicitors said we need you statement, you could politly tell them that THEIR client has all this information.

Lloyds TSB - £972

S.A.R, prelim and LBA sent

Claim acknowledged

Defence received

AQ 20/06/06

***FULL SETTLEMENT RECEIVED 20/07/06***

 

Woolwich - £2288

S.A.R, prelim and LBA sent.

Offered half

Moneyclaim filed online 02/08/06

Judgement filed online 23/08/06

WARRANT FILED ONLINE 30/08/06

MONEY RECEIVED BY BALIFF 04/10/06

***FULL SETTLEMENT RECEIVED 09/10/06***

 

Smile - £175

Pelim 23/06/06

***FULL SETTLEMENT RECEIVED 07/07/06***

 

My Ex vs Woolwich - £715

S.A.R sent 30/08/06

Pelim 06/10/06

LBA 20/10/06

 

Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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