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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Ask The Chancellor A Question On The Banking Crisis


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we think you have until this saturday to ask a question

====================================

 

Treasury Committee: Press Notice

 

14 October 2008: For Immediate Release

 

TREASURY COMMITTEE INVITES QUESTIONS FROM THE PUBLIC TO PUT TO THE CHANCELLOR ON THE BANKING CRISIS

 

Following the unprecedented financial intervention announced by the Chancellor over recent days, the Treasury Committee today announces it will undertake an urgent inquiry into the banking crisis.

John McFall, Chairman of the Committee said:

 

“This inquiry will take a fundamental look at the causes of the present banking crisis, the current responsibilities of the banks and the Government to the taxpayer, and the future shape of the financial and regulatory landscape.”

 

Given the public concern about the stability of the UK banking system and commitment of such a large sum inherent in the Chancellor’s proposals, the Committee is asking members of the public to send in questions they would like to see put to the following witnesses, who the Committee has invited to appear as soon as possible.

 

Witnesses:

 

The Rt. Hon. Alistair Darling MP, Chancellor of the Exchequer

Mervyn King, Governor of the Bank of England

Lord Adair Turner, Chairman, Financial Services Authority

 

Questions should be emailed to the following address:

[email protected]

 

The date of the hearing will be announced in due course.

John McFall, Chairman of the Committee said:

 

“Taxpayers are naturally very concerned about the scale of this investment. The Committee hopes that by providing people with the chance to have us put their questions to those in charge, we can provide a constructive way of engaging the public on a matter of such deep concern to the whole country.”

 

FURTHER INFORMATION ON SUBMITTING QUESTIONS

 

Questions can be submitted up to 48 hours before the hearing, which will be announced at a later date. The Committee regrets it cannot accept any other form of submission apart from email to the following address:

[email protected]

 

Submissions should take the form of questions rather than statements and should be no longer than 100 words. If you wish to remain anonymous, please state clearly at the beginning of the email.

 

The Committee regrets that not all questions submitted can be guaranteed to be asked.

 

Full written submissions of evidence for the inquiry will be solicited at a later date.

 

link here

 

:cool: sunbathing in juan les pins de temps en temps

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Hmmm - wonder if they'd tell me why local authorities are falling back on some old rubbish about repossession and their viewing this as a deliberate act of making oneself homeless, thus avoiding any obligations......

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I sent this question

 

Sir

 

Are you aware that the proposed change to charging orders in S.93 of the above Act in conjunction with the current banking crisis will cause severe hardship to homeowners and should be amended?

 

Currently, should a creditor seek to enforce an unsecured debt such as credit card through the civil courts by way of a charging order against a debtors home, there is a requirement for the defendant to default on the terms of the initial court order, before an application for a charging order can be made by the creditor. Section 93 of the above act proposes to dispense with this requirement, making it possible for a creditor to obtain both a county court judgment and legal charge against a person’s home at a single hearing.

 

Do you intend to review this element of the legislation as is being advocated by the opposition parties and some of your backbenchers?

 

Regards

 

xxxxxxxxxxxx

xxxxxxxxx

 

 

CC Henry Bellingham Shadow Minister for Justice and Legal Services

 

Live Life-Debt Free

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http://www.consumeractiongroup.co.uk/forum/show-post/post-1796044.html

 

another find here the radio 4 program "you and yours" that was on at 12 o'clock today --- their might be a podcast ???

 

amazing revelations by whistleblowers

 

the link on second clicking ----on the above link --- allows you to pass info onto radio 4's investigations on mispractices etc ..............

 

------------------------------------------

t.gift.gifCredit Series

 

t.gift.gift.gifTell us about your experience....

 

 

 

 

Over the next few weeks we’ll be taking a look at:

  • the availability of personal loans
  • credit and store cards
  • door step lending and pay day loans
  • the increasing rise of credit unions and saving clubs

Have you had a problem getting credit? Let us know on the form below. Please include your number so we can call you back.

 

BBC - Radio 4 You and Yours

:cool: sunbathing in juan les pins de temps en temps

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