Jump to content


  • Tweets

  • Posts

    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Urgent help required! Buying a car without V5 document - need some advice!


RyRy
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5627 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi everyone,

 

I am due to buy a car without a V5 document as the owner of the car was not sent a new V5 when he originally purchased the car but failed to chase this matter with the DVLA.

 

He has the new keeper supplement for the car, 2 keys, mot (at least 2) service history and receipt of his purchase from a dealer. I have also perfomed a HPi check on the car and everything came out clear. The car is not stolen, the mileage is legit, it has not been recorded as a total loss by insurance and is not on the at risk list etc etc.

 

Obviously the DVLA do not recommend you buy a car without a V5 but then they do have an option for that on the V62 form so it must happen.

 

I am basically just worried that if I fill in a V62 and the DVLA contact the person that is currently the registered keeper (but not the owner) and they for some reason object I will have lost money. I will have a receipt for my purchase, I am paying by bankers draft, I will have the car with 2 keys and all the documents mentioned above - will this be enough to argue my case if it comes to it?

 

Can somebody help and offer me some advice ASAP please!!? Thanks.

Link to post
Share on other sites

Yes, found an advert and replied. Took the car for a test drive and we have been in contact via phone. I have his full name and address, I will also have his account details for the bankers draft - why?

Link to post
Share on other sites

If you dont know this bloke then you are taking a risk all be it you have done everything you can to find out about the car.

 

If your parting with serious money then tell him to get the V5 which takes a couple of weeks and then you will do the deal.

 

I wouldnt touch it without one

 

neither would a dealer and that should tell you something

 

your call though

7 actions in progress

 

amount refunded so far £6500

Link to post
Share on other sites

I hear what you are saying. However, due to the fact the previous owner failed to send off the V5 when he purchased the car, this guy will have to fill in a V62 as a new owner. The DVLA says it takes 4 weeks to then send out a V5 with him as the registered owner.

 

I managed to knock money off the price but he is saying to me that if he does that he would want more money than we agreed.

 

I am stuck really because I fell in love with the car but on the other hand you are right it does seem to be a bit of a risk.

 

It is just frustrating that I have done all these checks, will be in possesion of a car with 2 keys, mots and service history, new keeper slip from previous purchase, receipt from previous purchase, my own receipt. I have also requested he provide 3 proofs of ID and I still can't gurantee I will be considered as the owner of the car.

Link to post
Share on other sites

 

I wouldnt touch it without one

 

neither would a dealer and that should tell you something

 

your call though

 

I would just make the point that every time I change my car, it goes to the new owner or dealer without a V5. The V5 is sent on a few weeks later.

 

The reason for this, is the time required to obtain the new V5 following registration plate transfer/retention.

Link to post
Share on other sites

So does having possesion of the actual car, two keys, having a clear Hpi check, receipts of both purchases, new keeper supplement from previous sale, mot and service history for the car mean nothing?

 

So it is possible in this day and age for you to have all that information but yet it is not proof the car is yours?

 

How would someone that was not the actual owner have all of that information - inparticular the service history??

 

What is the point of doing a Hpi check if it is meaningless? Because obviously the reason this purchase would be risky is to do with the fact that the car could be stolen? But then shouldn't it appear so on the Hpi??

Link to post
Share on other sites

My professional advice to you is (i am Vehicle Finance Fraud Investigator) is :-

 

Call DVLA, find the the DOC REF on the keeper supplement give dvla that ref number to confirm the details, Go onto 192.com and make enquries of the previous keeper incase there is a telephone number you can call, same applies to the person selling the vehicle always ask for proof of address, from the person your buying from if he is legit then he would be happy for you to see a driving licence or passport,he should not object to taking details from the those documents after all he is asking that you trust him with couple of grand. I know people have gone as far a taking mobile phone picture of the seller.! He may be totally legit, but the fact that he hasn't waited or applied for a V5 raises some questions, firstly "whats the rush?". go onto VOSA.gov.uk and check the MOT you will need DOC Ref from keeper supplement and MOT Certificate number. Confirming the Mileage on the HPI is an easy CHEAT, if the vehicle has never had its milage confirmed before on HPI, all you do is back the clock up to the mileage of your choice then phone hpi, given the false reading, bang! the new mileage is recorded, so therefore it means nothing, unless the mileage has been recorded on HPI from yonks ago, i.e Audit trail of mileage recording. I dont know if your in london, but if i am too late then...... but if you need more advice and checks you can do PM me and i will give detailed information about the simple telephone numbers you can call to confirm the vehicles details. good luck

  • Haha 1

** Credentials **

 

10 Years Finance Fraud Investigator

 

5 Year High Court Sheriffs

 

2 Years Tip Staff Royal Courts

 

Currently : HMCS Enforcement Officer

Link to post
Share on other sites

So does having possesion of the actual car, two keys, having a clear Hpi check, receipts of both purchases, new keeper supplement from previous sale, mot and service history for the car mean nothing?

 

So it is possible in this day and age for you to have all that information but yet it is not proof the car is yours?

 

How would someone that was not the actual owner have all of that information - inparticular the service history??

 

What is the point of doing a Hpi check if it is meaningless? Because obviously the reason this purchase would be risky is to do with the fact that the car could be stolen? But then shouldn't it appear so on the Hpi??

 

 

It SHOULD do, yes. But let's say the guy who is selling it to you (call him no. 3) has acquired it in good faith from somebody (2) who has rented/leased it from somebody else (1), then stopped paying & not returned the vehicle. There is a delay in (1) reporting it to the police while he tries to sort things out with (2), who has already sold it on to (3). Meanwhile you come along & fall in love with the car & buy it from (3) with no V5.

 

You get stopped one night by a police ANPR check, showing the vehicle is stolen. (1 has now reported it as such). You WILL be arrested on suspicion of taking a vehicle without the owners consent. HPI won't be interested because at the time of the check, it wasn't reported stolen - they have kept thier side of the deal.

 

Although it is not proof of ownership, a V5 will certainly help show that you acquired the vehicle in good faith & are not trying to hide anything. The above scenario might sound far fetched, but it isn't, trust me - unfortunately I can't go into further details on a public forum.

 

I really really would not purchase without a V5. If the guy is legit, he won't mind sorting it out. If not, there is ALWAYS another bargain to be had.

April 2007: Claim v Abbey settled £680!

July 2007: Claim 2 for £307 WON! after quiet word from the bailiff!!

Link to post
Share on other sites

I see what you mean. But number (1) would have the V5 if he rented or leased the car not the person he leased it to, number (2). So number (2) would not be able to provide number (3) with a new keeper supplement??

 

Or would he, I don't know??

Link to post
Share on other sites

The difference in your case Pat is that you are able to produce a V5 prior to any sale taking place.

 

Not always.

 

I have previously decided that I will change the car and applied for retention before even looking at other vehicles - so at the point of contract, I have no V5 of any sort.

  • Haha 1
Link to post
Share on other sites

Hi everyone,

 

I am due to buy a car without a V5 document as the owner of the car was not sent a new V5 when he originally purchased the car but failed to chase this matter with the DVLA.

 

Ask yourself (or even better, ask him) WHY??

Obviously the DVLA do not recommend you buy a car without a V5 but then they do have an option for that on the V62 form so it must happen.

 

Yep, it can & does happen (as in the real life example I gave) but the potential for something to go wrong (as you mention below) is horrendous.

 

I am basically just worried that if I fill in a V62 and the DVLA contact the person that is currently the registered keeper (but not the owner) and they for some reason object I will have lost money. I will have a receipt for my purchase, I am paying by bankers draft, I will have the car with 2 keys and all the documents mentioned above - will this be enough to argue my case if it comes to it?

 

You will be able to argue, but at best it will mean a long frustrating debate between insurance companies, at worst you might be doing so having already been arrested.

 

Can somebody help and offer me some advice ASAP please!!? Thanks.

 

The above poster sounds more qualified than me, but my simple advice is tell this guy to ring you when he has the V5, or walk away from the deal & save yourself a lot of potential grief down the line.

 

Hope this is of some help.

April 2007: Claim v Abbey settled £680!

July 2007: Claim 2 for £307 WON! after quiet word from the bailiff!!

Link to post
Share on other sites

At this stage I would just like to thank you all for your comments, please keep them coming - you can NEVER receive enough advice! I am still no closer to a decision either way but your advice is obviously helping me think about worse case scenario etc and making me question whether or not it is worth it.

 

Fightback - I understand you seem to have had a bad experience and I really appreciate your advice on this. It definitely helps. I think to put my mind at rest both ways I will do what Oh Boy suggests (I have nothing to lose by doing that) and see if that settles my doubts. If not I agree that I should just walk away.

 

Pat Davies it would be interesting to hear your experiences as well on the flip side. As we have Fightback with the bad experience and trouble and you with good experiences. Would be good to get an understanding of both sides.

Link to post
Share on other sites

At this stage I would just like to thank you all for your comments, please keep them coming - you can NEVER receive enough advice! I am still no closer to a decision either way but your advice is obviously helping me think about worse case scenario etc and making me question whether or not it is worth it.

 

Fightback - I understand you seem to have had a bad experience and I really appreciate your advice on this. It definitely helps. I think to put my mind at rest both ways I will do what Oh Boy suggests (I have nothing to lose by doing that) and see if that settles my doubts. If not I agree that I should just walk away.

 

Pat Davies it would be interesting to hear your experiences as well on the flip side. As we have Fightback with the bad experience and trouble and you with good experiences. Would be good to get an understanding of both sides.

 

No problem mate, wasn't an experience for me, I was the poor sod investigating it, believe me I wouldn't wish it on anybody!

  • Haha 1

April 2007: Claim v Abbey settled £680!

July 2007: Claim 2 for £307 WON! after quiet word from the bailiff!!

Link to post
Share on other sites

Ha ha. O right - sounds like you had a rough time with it and must have been even worse for the person. You said investigating it - what type of investigator are you? Vehicle Finance Fraud Investigator? Police? Insurance?

 

Sorry to be nosey but I am just curious at which side you were approaching this?

Link to post
Share on other sites

Derekcat928 funny you should say that I have just come off the phone with them and they are excellent!! I strongly recommend them to anyone with DVLA queries or problems. I was contacted within an hour of my reply by email and phone.

 

I missed the call, called back left a message and within five minutes they were on the phone!!

 

Top notch!!!!

 

They advised me of my legal right in this situation. Don't forget if you have a problem visit cherishedregistrations.net cherished number chat discussion forum

Link to post
Share on other sites

I lost my V5 document and had to tax my car - I ended up popping into the DVLA office in Reading where they printed me a copy of my V5 document there and then for a few quid.

 

This was about a year or so ago so I don't know if it's changed but it was after the tightening of the V5 requirements stuff...

  • Haha 1
Link to post
Share on other sites

  • 1 year later...

I am in the reversed situation. My brother emigrated this week - someone wants to buy his old car, but the V5 is at my parents' house.

 

Can I sell the car tonight with tax and MoT, and we just give each other handwritten receipts while the V5 is posted through?

 

If we do this, am I covered if they get any speeding offences etc in the next 3 days or so?

Link to post
Share on other sites

I am in the reversed situation. My brother emigrated this week - someone wants to buy his old car, but the V5 is at my parents' house.

 

Can I sell the car tonight with tax and MoT, and we just give each other handwritten receipts while the V5 is posted through? Yes and no.

 

If we do this, am I covered if they get any speeding offences etc in the next 3 days or so?Yes

 

The V5 cannot just be posted on. The seller and the buyer must both complete and sign the new keeper details. The seller sends the V5 to DVLA; the buyer gets section 10 - New Keeper Supplement (green section).

 

If there are any speeding, etc. offences or parking contraventions, you will receive the paperwork (NIP, NtO, etc.) and will have to fill it in stating that the vehicle was sold and to whom. The receipts are your proof.

 

I am assuming that your brother has put the V5 into your name? If not, I am unsure as to how you can sign anything as you are neither the registered keeper or the owner.

Link to post
Share on other sites

Not always.

 

I have previously decided that I will change the car and applied for retention before even looking at other vehicles - so at the point of contract, I have no V5 of any sort.

 

When I had a need to do that once before, I photocopied the V5 first so that I could show that to the buyer. I know it isn't absolute proof, but felt it was more reassuring than having nothing at all. :)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...