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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Wescot Credt Services - Consumer credit License


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anyone know Wescot's current Consumer credit license no, when i look it up on the Gov website it comes up as expired in 2002 ? or are they now part of a larger banking group?

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Current Applicant / Licensee:

Business Name Company Registration Number

Wescot Credit Services Limited SC84131

 

Categories:

Consumer credit

Credit brokerage

Debt administration

Debt collecting

 

Right To Canvass Off Trade Premises:No

Trading Name(s) (Current):

2f

WCS Legal

 

Trading Name(s) (Historic):

R.M.S

Wesland Debt Enforcement Agency

Debt Enforcement Agency

Returned Mail Services

Bebt Enforcement Agency

Crown Litigation Services

Debt Enforcement

 

Issued Date: 09-Oct-1984 Expiry Date: 15-Feb-2010

Legal Formation:

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

Name Position

Andrew Robert Punch

Debra Tara Nolan

John Brogden

Jonathan Andrew Graham

Paul Jenkins

Sara Louise De Tute

 

Historic Individuals that run the organisation:

Name Position

Andrew Campbell Sutherland OFFICER

Graeme Richard Brown OFFICER

Kevin Neil Conway OFFICER

Miller Duncan Duguid OFFICER

Mr Brian Charles Firmin OFFICER

Mr Colin Charles Brook OFFICER

Mr Gordon Harrison Pollock OFFICER

Mr Henry Jobson Campbell OFFICER

Mr Reginald Stephen Walster OFFICER

Mr Robert Fleming Grassom OFFICER

Mr William McColl Bulloch OFFICER

Ms Elaine Ann McMillan OFFICER

Richard William Sherrard OFFICER

 

Nature of Business:

Debt Collection

 

Current Address(es):

Address Type Address

Correspondence The Mash, Jarratt Street, Hull, East Yorkshire, HU1 3HA, England

Principal Place Of Business The Mash, Jarratt Street, HULL, HU1 3HB, United Kingdom

Registered Office The Mash, Jarratt Street, Hull, East Yorkshire, HU1 3HA

 

Historic Address(es):

Address Type Address

Correspondence 64, Dalblair Road, Ayr, KA7 1UH

Correspondence Midland House,64, Oswald Street, Glasgow, G1 4PL

Correspondence P O Box 137 Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business 31-35, Fort Street, Ayr, KA7 1EW

Principal Place Of Business 5th Floor 10, Union St, Glasgow, G1 3QX

Principal Place Of Business 64, Dalblair Road, Ayr, KA7 1UH

Principal Place Of Business Dunedin House 45, Percy Street, Hull, East Yorkshire, HU2 8HF

Principal Place Of Business Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business Midland House,64, Oswald Street, Glasgow, G1 4PL

Principal Place Of Business P O Box 137 Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business P.O. Box 137 Dunedin House 45, Percy Street, Hull, HU2 8HF

Principal Place Of Business The Mash, Jarratt Street, Hull, East Yorkshire , HU1 3HA, England

Registered Office 64, Dalblair Road, Ayr, Ayrshire, KA7 1UH

Registered Office Kyleshill House, 1, Glencairn Street, SALTCOATS, Ayrshire, KA21 5JT, United Kingdom

Registered Office Wescot House, 31-35, Fort Street, Ayr, KA7

 

 

AC

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Thanks for that but SC84131 is their Co Reg number, no mention of a Consumer credit license No, correct ?

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

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"I just say what I say because everyone is entitled to my opinion!"

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SC84131 came up as their Co Reg Number when i searched Companies House

 

see below

 

The WebCHeck service is available 24 hours 7 days a week

 

Name & Registered Office:

WESCOT CREDIT SERVICES LIMITED

KYLESHILL HOUSE

GLENCAIRN STREET

SALTCOATS

AYRSHIRE

SCOTLAND

KA21 5JT

Company No. SC084131

 

 

 

Status: Active

Date of Incorporation: 28/07/1983

 

Country of Origin: United Kingdom

Company Type: Private Limited Company

Nature of Business (SIC(03)):

7487 - Other business activities

Accounting Reference Date: 28/02

Last Accounts Made Up To: 29/02/2008 (FULL)

Next Accounts Due: 28/12/2009

Last Return Made Up To: 10/09/2009

Next Return Due: 08/10/2010

Last Members List: 10/09/2009

Previous Names:

Date of change Previous Name

22/11/1988 WESCOT CREDIT SERVICES (SCOTLAND) LIMITED

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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Licence Number:0148091Licence Status:Current

Current Applicant / Licensee:

Business Name Company Registration Number

Wescot Credit Services Limited SC84131

 

Categories:

Consumer credit

Credit brokerage

Debt administration

Debt collecting

 

Right To Canvass Off Trade Premises:No

Trading Name(s) (Current):

2f

WCS Legal

 

Trading Name(s) (Historic):

R.M.S

Wesland Debt Enforcement Agency

Debt Enforcement Agency

Returned Mail Services

Bebt Enforcement Agency

Crown Litigation Services

Debt Enforcement

 

Issued Date: 09-Oct-1984 Expiry Date: 15-Feb-2010

Legal Formation:

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

Name Position

Andrew Robert Punch

Debra Tara Nolan

John Brogden

Jonathan Andrew Graham

Paul Jenkins

Sara Louise De Tute

 

Historic Individuals that run the organisation:

Name Position

Andrew Campbell Sutherland OFFICER

Graeme Richard Brown OFFICER

Kevin Neil Conway OFFICER

Miller Duncan Duguid OFFICER

Mr Brian Charles Firmin OFFICER

Mr Colin Charles Brook OFFICER

Mr Gordon Harrison Pollock OFFICER

Mr Henry Jobson Campbell OFFICER

Mr Reginald Stephen Walster OFFICER

Mr Robert Fleming Grassom OFFICER

Mr William McColl Bulloch OFFICER

Ms Elaine Ann McMillan OFFICER

Richard William Sherrard OFFICER

 

Nature of Business:

Debt Collection

 

Current Address(es):

Address Type Address

Correspondence The Mash, Jarratt Street, Hull, East Yorkshire, HU1 3HA, England

Principal Place Of Business The Mash, Jarratt Street, HULL, HU1 3HB, United Kingdom

Registered Office The Mash, Jarratt Street, Hull, East Yorkshire, HU1 3HA

 

Historic Address(es):

Address Type Address

Correspondence 64, Dalblair Road, Ayr, KA7 1UH

Correspondence Midland House,64, Oswald Street, Glasgow, G1 4PL

Correspondence P O Box 137 Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business 31-35, Fort Street, Ayr, KA7 1EW

Principal Place Of Business 5th Floor 10, Union St, Glasgow, G1 3QX

Principal Place Of Business 64, Dalblair Road, Ayr, KA7 1UH

Principal Place Of Business Dunedin House 45, Percy Street, Hull, East Yorkshire, HU2 8HF

Principal Place Of Business Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business Midland House,64, Oswald Street, Glasgow, G1 4PL

Principal Place Of Business P O Box 137 Dunedin House 45, Percy Street, Hull, North Humberside, HU2 8HF

Principal Place Of Business P.O. Box 137 Dunedin House 45, Percy Street, Hull, HU2 8HF

Principal Place Of Business The Mash, Jarratt Street, Hull, East Yorkshire , HU1 3HA, England

Registered Office 64, Dalblair Road, Ayr, Ayrshire, KA7 1UH

Registered Office Kyleshill House, 1, Glencairn Street, SALTCOATS, Ayrshire, KA21 5JT, United Kingdom

Registered Office Wescot House, 31-35, Fort Street, Ayr, KA7

 

 

AC

 

Whoops!

I didn't copy & paste right to the top of Doc.

 

Now amended:)

 

AC

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ok so its Licence Number:014809, thanks

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

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"I just say what I say because everyone is entitled to my opinion!"

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I'm just a natural cynic when it comes to these things

 

me too!

[sIGPIC][/sIGPIC]....Please don't bother my master 'cos my sister & I might bite you...

 

I DO NOT offer legal advice

-

"I just say what I say because everyone is entitled to my opinion!"

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