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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Overpayment of income support taken from DLA?


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I recently received a letter from the DWP saying they will be taking £80.32 from my benefit every 28 days. The only benefit I'm on is DLA. I thought this was not taken into account when assessing income? Can income support overpayment be deducted from DLA? I haven't been on income support for some time. It also seems a lot to be taking out of my benefit as I get £60 per week DLA. My only other income is a student grant.

 

Dee

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Is it for IS overpayment though? You don't say for sure. Can you give a bit more information?

 

One fact is certain, if you have been overpaid, they'll get it back off you. Since DLA is not income based, you could be getting it even if you were wealthy, so I'm not sure what you mean by "not taken into account".

 

Anyway, if you can give us a bit more background info, it might help.

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overpayment deductions as well as social fund repayments can be deducted from any benefit. You can ask for a breakdown of the overpayment, but normally you should have had some details of this prior to the deductions being added onto a benefit. Is DLA your only benefit and do you have any other income. If you are on a low income you can ask that the deductions be reduced, but the amount appears to be about a third of your weekly benefit which is about the normal "max" deduction that can be taken from a benefit.Remember if you have a partner any income assesment for an income based benefit would be a joint assesment. If you have no partner and no other income/savings I don't understand why the only benefit you would be on is DLA?

ali x

Btw I am no expert just give notes based on what I have read on here and other forums/sites, plus my own experiences and investigations.

 

All ccj's now dropped off file, 2 yrs to go to clear file.

All old debts either settled or made unenforcable.

 

RBS MPP-Full offer at 8 wks from first complaint

RBS Overdraft loanguard-full offer at 8 wks from complaint

Citicard ppi-with FOS finally paid 8 months after offer through FOS!

Capital one x2- with FOS

Monument ppi-with FOS

aqua x2 ppi-partialled settled still pushing for the rest

Black horse ppi-offers made and accepted except for one early loan they say no info held-still pushing for payment

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I'm on a student grant and DLA. I don't have any other income or savings. I'm divorced so I don't have a partner living with me. I have had previous notification of the Income Support debt - which dates back to 1997-1998 - but I had forgotten all about it over the years. Then I get this letter out of the blue saying they are going to deduct £80 every four weeks out of my DLA.

 

When I've applied for housing benefit etc, in the past, the DLA is not included as 'income'. It is not taken into account in the amount they say you must have to live on. That was why I wondered about this and whether they were able to take the money straight out of my DLA.

 

If I owe it, I owe it, I'm not trying to shirk my debts, but as I'm on a low income £20 a week is a big reduction.

 

Dee

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I think that you need to look at this from a different angle and contact Welfare Rights in your area as soon as possible.

 

Obviously if you owe the DWP they will take it off you somehow but Disability Living Allowance is what the Government have calculated you need to manage as a disabled person, in order to cover the additional expense of being disabled.

 

This means that if this causes you hardship you need to appeal immediately and have the deduction reduced to a manageable level.

 

Welfare Rights have the knowledge and capability to help in such situations and I would recommend an immediate appointment. Meanwhile it MAY be worth giving the DWP a ring and using the expression "cause hardship" and see what they come up with.

 

Good Luck.

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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Thats just what I was going to say lol. DLA is in no way an income based benefit and can be claimed even by a millionaire! I suspect therefore they are trying to implement the highest deduction they can, but obviously they won't have access to what you actual total income is. If you have any doubts about the overpayment itself you can query that, but if you know you owe it you should still be able to ask for a lower repayment. Welfare rights are good in that they can negotiate on your behalf, but you should be able to ask for a reduction by yourself anyway. Worth remembering just in case there is a long wait for an appointment with your local WR office.

Good luck hope you get it sorted soon :)

ali x

Btw I am no expert just give notes based on what I have read on here and other forums/sites, plus my own experiences and investigations.

 

All ccj's now dropped off file, 2 yrs to go to clear file.

All old debts either settled or made unenforcable.

 

RBS MPP-Full offer at 8 wks from first complaint

RBS Overdraft loanguard-full offer at 8 wks from complaint

Citicard ppi-with FOS finally paid 8 months after offer through FOS!

Capital one x2- with FOS

Monument ppi-with FOS

aqua x2 ppi-partialled settled still pushing for the rest

Black horse ppi-offers made and accepted except for one early loan they say no info held-still pushing for payment

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Thanks. I've phoned the DWP and they say they can take money from my DLA despite me stating the points mentioned above. They say they can take a third of my DLA, which is what they are going to do. I did ask if I could reduce this to smaller payments so they are sending me out a form to fill in.

 

I do think I owe some money but I need to query the amount.

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I guess this comes down to what they CAN (ie are able to) take and what they SHOULD (given the circumstances) take.

 

Obviously the first thing to do is establish the amount owed. For this it may be pertinent to send them a Subject Access Request in order to establish what was paid to you and when and therefore giving you the amount that they are claiming.

 

Once the amount is established then Welfare Rights can help you to get the amount being taken down to an affordable limit.

 

I would recommend having a scout through the library letters and sending an SAR, meanwhile make an appointment with Welfare Rights as soon as possible.

 

Keep us posted. :)

2007 Issues ALL RESOLVED

2008 Issues ALL RESOLVED

£4,200 in charges claimed back succesfully from a total of 5 Creditors

2009 Issues ALL RESOLVED

NEXT Directory - No Agreement, No Further Action **WON**

2010 Issues

Court Claim from Black Horse - AOS 22.11.10, CPR 23.11.10

Assisting Daughter with Employment Tribunal for Wrongful Dismissal/Discrimination

 

:) My Head is officially out of the Sand :)

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  • 3 months later...

There is a very small amount they can (supposedly) legally take each month, They do this to my husband - something like £3 a week, so challenge them on this and mention it to your welfare rights officer. We currently have a money advice person investigating this because in theory they shouldnt touch DLA at all. Glad to see someone else has this problem. Will let you know as soon as we have an answer.

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