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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
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    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Summary Cause?


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I know the general advice is to sever your claim and go through the small claims court but having a total that is way over the £750 allowed to claim back (not including interest on penalties) I was wondering if anyone has infact decided to take action through a Summary Cause?

RBS:

Data Protection Act request sent 6/6/06

Prelim sent 23/6/06 - no response

LBA sent 10/7/06

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Hi Debtgirl, I have decided to go down route of "summary cause", obviously there is the risk of higher court fees but this only applies if you LOSE, and from reading threads the chances of this are slim, but again it is a personal choice and you should decide the best course of action for you, have a look at my thread and you may find some useful info http://www.consumeractiongroup.co.uk/forum/showthread.php?t=11139, also have you read through the Court website for procedures on summary cause etc.

Prelim Req sent 12 June 2006,

LBA sent 26 June 2006,

Confirmation of court action sent 24 July 2006,

Court return date 20 October 2006 - LTSB did not reply,

Court hearing date 27 October 2006 - Decree granted in my favour,

Recall of decree recieved 16 November 2006,

1 December 2006 assigned as recall of decree,

26 January 2007 assigned for full proof hearing,

16 January 2007 1st offer recieved and declined,

23 January 2007 2nd offer accepted, awaiting monies to hit bank account

 

All advice & opinions of o0oLiamBeeo0o are personal opinions, if in doubt seek advice from a qualified professional !!

 

vvv My Thread vvv

 

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Thanks so much for the info! So do you think you are the first to use a Summary Cause? Also, have you taken any legal advice at all on this course of action?

RBS:

Data Protection Act request sent 6/6/06

Prelim sent 23/6/06 - no response

LBA sent 10/7/06

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Hi, To be honest im not sure if I am the first to action this, I have trawled this site and havent found anyone who has/is going through the process, I haven't seeked legal advice to date, again this site is such a huge wealth of info I spent a full weekend reading up on stuff, should it get as far as court I will maybe speak to CAB, to be honest im hoping it doesnt go that far, but I think im pretty ready to file my papers.

 

Heres hoping.

Prelim Req sent 12 June 2006,

LBA sent 26 June 2006,

Confirmation of court action sent 24 July 2006,

Court return date 20 October 2006 - LTSB did not reply,

Court hearing date 27 October 2006 - Decree granted in my favour,

Recall of decree recieved 16 November 2006,

1 December 2006 assigned as recall of decree,

26 January 2007 assigned for full proof hearing,

16 January 2007 1st offer recieved and declined,

23 January 2007 2nd offer accepted, awaiting monies to hit bank account

 

All advice & opinions of o0oLiamBeeo0o are personal opinions, if in doubt seek advice from a qualified professional !!

 

vvv My Thread vvv

 

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I'm filing a summary cause against the halifax, got the paperwork here to fill in and all I need to do now is calculate the interest. You can also fill the forms in online and print them off. As far as I know it doesnt cost any extra to do it this way than to go through small claims, I read it somewhere but cant remember where :roll: but I think the fee is the same.

 

I'm putting mine in on tuesday as thats 14 days from my LBA, I received a letter today offering £390, but I'm claiming for £993 + interest.

 

Its very nerve wracking isnt it :o

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Hi, I went to sheriff court today and spoke with the civil actions dept, it does cost the same to start the action £39, what you do need to do is get the summons delivered by a sheriffs officer or lawyer (either by post or in person), I went to a lawyers and sheriffs officers office and they both said they would charge £30 for this service, also as with £39 fee you can claim the other £30 for summons to be delivered as expenses if/when it goes to court.

 

The woman I spoke to at the court was very helpful and informative. She thought my Statement of claim was prety good, so heres hoping.

Prelim Req sent 12 June 2006,

LBA sent 26 June 2006,

Confirmation of court action sent 24 July 2006,

Court return date 20 October 2006 - LTSB did not reply,

Court hearing date 27 October 2006 - Decree granted in my favour,

Recall of decree recieved 16 November 2006,

1 December 2006 assigned as recall of decree,

26 January 2007 assigned for full proof hearing,

16 January 2007 1st offer recieved and declined,

23 January 2007 2nd offer accepted, awaiting monies to hit bank account

 

All advice & opinions of o0oLiamBeeo0o are personal opinions, if in doubt seek advice from a qualified professional !!

 

vvv My Thread vvv

 

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  • 2 weeks later...

thanks heavens! someone else who's going down the summary cause route, me and partner been trying to sort this out and gave my local sheriff court my summary cause and £39.00 today! i came to look on this site then noticed everyone else is splitting theirs! i never realised there was more of a risk:o too late now anyway. i really cant see that there will be any difference, has a bank been to court yet? i dont think so. anyway i do know i'm the first one to do this in my town, so i'll be back on this thread to keep you all posted. i have to now wait for court to send me the docs (they said they will put dates on) then i have to find a solicitor to serve the summons. (as in shetland there are no sheriff officers here will have to be solicitor) good luck everyone.

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I have over £4k to claim back and thats just the one account. There's another one with similar charges, So I'd be interested in finding out much more about claiming this amount. Am I correct in saying that the Summary Cause route only lets you go up to £1500?

Bank of Scotland

Letter asking for Statements - 24 Apr 06

Recieve Some Statements - 29 June 06 (rest recd. on 18th Jul)

Planning claim - 30 June 06

Preliminery Letter Sent 3rd July 06 - claiming £4143 (recorded delivery)

Standard letter recieved - no offer - 13 July 06

LBA sent 18 July 06 (signed for on 19th)

Recd. phone call 21st July 06, offered £210 then £600. Refused.

Moneyclaim Online submitted for £4398 (11th Aug 06)

Letter rec.d informing of full reimbursement within 5 days (23 Aug 06)

 

MBNA Credit Card

Planning claim - 2 Jul 06

Letter asking for statements sent 3 July 06 (recorded delivery)Preliminery letter sent recorded 8th Aug 06

Sent LBA 22 Aug 06

 

Applied for RBS parachute account - 3 July 06

More details needed, posted current statemets - 12 July 06

Account open - 14 july 06

 

 

 

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I'm in the same boat as you alexcraw, from 1 account in the last 20 months i'm at £1500. So will be interested if anyone can advise can summary causes be served concurrently or is there there anything with a higher limit. Of course if not I would presume the solution is sequential summary causes?

 

btw Summary cause is for £750 - £1500.

Zenith Vs Halifax

 

Data Protection Act Letter Sent 16th June 2006

Halifax S.A.R - - Reply received 23rd June 2006

- Sent LBA threatening Sect 7 Action 23 Aug

- Statements arrive 8th September2006

- PAR posted 11 Sept 2006

- Halifax Reply - - No joy (shock horror)

- LBA for payment, prepared for posted on 22 Sept 2006

- Halifax reply (offering £975) in full & final settlement (dated 04/10/06)

:)MCOL Submitted & Letter posted accepting £975 without prejudice as partial settlement on 9th October

MCOL Acknowledged (6QZ71604) on 12th Ocober, deemed served by MCOL on 15th

Letter from Halifax folding on 17th October - HUrrah

I WON

 

Total of £3444.19 including interest

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Summary Clauses are not something I've used, as I'm not an expert on law (let alone Scottish law!), but if you're at all concerned about the risk of losing, then take your claim through the Small Claims track.

 

Yes, you have to chop your claim down into chunks of

 

Just my 2p worth!

** I AM NOT A LAWYER, PLEASE CONSULT A QUALIFIED PROFESSIONAL IF YOU ARE IN ANY DOUBT **

 

I have successfully claimed against: "MBNA, Capital One, Bank of Scotland & Clydesdale Bank"

 

The Consumer Action Group is a Self-Help website, Moderators & Site Helpers offer advice on a voluntary basis. Please spend time reading the FAQ's, and other cases relating to your bank before starting your own claim

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Is there anyone out there who can produce a written proof of whether you can chop a large claim into several chunks using the Scottish Small Claims procedure? The format should be similar to the example statements of claim and Mike Daily's statement on Jurisdiction.

 

That would settle this issue once and for all letting us get on with suing the b***s.

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Thanks for the advice Jmio. I'm sending a letter to my Scottish bank today requesting repayment of just over £2k and it sounds like the best way to proceed is to then split my claims into 3 chunks. Fingers crossed....

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