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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Bill Of Sales and repossession of goods - NOTE: much of this is now out of date - dx 2016


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just curiouse

 

if a vehicle is taken by the finance company

the finance company sells the debt to a dca

if the bill of sale is crap, can the dca default you or take you to court

and if the oc has defaulted you, can you insist it be removed

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still getting my head around this one

 

if the bill of sale has not been sworn before a court official, or has the court seal,

 

how does that effect the oc or dca enforce the agreement in court, say if its a regulated agreement by the cca

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  • 2 years later...

listen people

 

be it parked in the street or on your drive, this is not a hp agreement

 

its secured by a bill of sale AND THEY CAN TAKE IT OFF A DRIVE.

 

HAVE YOU SEEN THE BOS WHEN THEY TOOK THE CAR

 

CHECK WITH THE HIGH COURT TO SEE IF ITS BEEN REGISTERED AND MOST IMPORTANT

 

WHEN IT WAS REGISTERED

 

IF NOT WITH IN SEVEN DAYS ON SIGNING THE CONTRACT THE BOS IS INVALID AND WHAT LBL HAVE DONE WILL BE THEFT

 

MOST CARS SECURED BY BOS ARE INVALID

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This Is Interesting Your Comment

 

Can You Give A Link To Those Regs About A Court Order To Repo If The Registered Keeper Is Not On The Bos

 

Dubiouse About The State Of The Ccl

 

Most Trading Standards Up And Down The Country Wanted This Lot Closed Down And I Know The Licence Was Suspended A Few Months Back As It Was On The Moj Web Site

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OFT may revoke LBL's licence Following an extensive investigation by the Office of Fair Trading, the OFT have now issued a 'Minded to Revoke' notice to Log Book Loans Limited and Nine Regions Limited, both of SW15 2NN.

These companies can now make representations to the OFT and there is an

appeal process, so it may be some months before we hear the final outcome.

Bit of hunting and Nats found it on the OFT site.

Quote:

Originally Posted by OFT consumer credit licence site

Application / Licence Details

 

 

Licence Number:0458150

Licence Status:Current

Current Applicant / Licensee:

Business NameCompany Registration NumberLog Book Loans Limited3636230

Licence Notes:

StageDateMinded To Revoke13-Mar-2009

Categories:

Consumer creditConsumer hireCredit brokerageCredit reference agencyDebt adjusting/counsellingDebt collecting

Right To Canvass Off Trade Premises:No

Issued Date:11-Nov-1998

Expiry Date:03-Aug-2011

Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

NamePositionBarry Kenneth PilgrimOFFICERDavid John BarnettOFFICERIain Laurie ShearerOFFICERJames Richard De Bruyker DawesOFFICER

Historic Individuals that run the organisation:

NamePositionBarry PilgrimOFFICERChristopher John DonnachieOFFICERJames DawesOFFICERMr Albert William CookOFFICERMr James Peter SpratleyOFFICERMr Mark Andrew HareOFFICERMr Mark HareOFFICERRichard Charles CookOFFICER

Current Address(es):

Address TypeAddressPrincipal Place Of BusinessBridge Studios, 34A, Deodar Road, Putney, London, SW15 2NNRegistered OfficeBridge Studios, 34A, Deodar Road, Putney, London, SW15 2NN

Historic Address(es):

Address TypeAddressCorrespondenceKnoll House 82, Wheathampstead Road, Harpenden, Herts, AL5 1JBPrincipal Place Of Business44, Town Centre, Hatfield, Herts, AL10 0JJPrincipal Place Of BusinessThe Grove, North Road, South Ockendon, Essex, RM15 6SSRegistered Office9, Bluecoats Avenue, Hertford, SG14 1PBRegistered OfficeVictoria House 64, Paul Street, London, EC2A 4NA

 

nine regions ltd as well (same people)

Quote:

Current Applicant / Licensee:

 

Business NameCompany Registration Number Nine Regions Limited4286387

 

Licence Notes:

 

StageDate Minded To Revoke13-Mar-2009

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Application / Licence Details

 

 

 

Licence Number:0512966

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number Nine Regions Limited4286387

 

Licence Notes:

 

EvtStageOpen DateNotes 6Appeal To Secretary Of State DTI/CCAT18/11/2009 6Determined To Revoke16/10/2009 6Minded To Revoke13/03/2009

 

Categories:

 

Consumer credit Credit brokerage Credit reference agency Debt collecting

 

Right To Canvass Off Trade Premises:No

 

 

Trading Name(s) (Current):

 

Log Book Loans

 

Issued Date: 04-Jan-2002

Expiry Date: 20-Feb-2012

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Barry Kenneth PilgrimOFFICER David BarnettOFFICER Iain Lawrie ShearerOFFICER James DawesOFFICER Matthew Heap

 

Historic Individuals that run the organisation:

 

NamePosition Ian ShearerOFFICER James SpratleyOFFICER Julian UrryOFFICER Mr Mark HareOFFICER

 

Nature of Business:

 

Other

 

Current Address(es):

 

Address TypeAddress Principal Place Of BusinessBridge Studios, 34A, Deodar Road, Putney, London, SW15 2NN Registered OfficeBridge Studios, 34A, Deodar Road, Putney, London, SW15 2NN

 

Historic Address(es):

 

Address TypeAddress Principal Place Of Business137, Ford Road, Newport, Shropshire, TF10 7UL Registered Office137, Ford Road, Newport, Shropshire, TF10 7UL

 

 

Dynamic.aspx?text=Back Dynamic.aspx?text=History

 

 

bkg.oft.gif

 

 

 

 

 

 

 

 

 

 

 

 

©Copyright 2007, Office of Fair Trading Version 1.0.2.16365

 

Partners In Enforcement: Office of Fair Trading, Consumers Association, The Information Commissioner, Financial Services Authority, OFTEL, The Office of Gas and Electricity Markets and every Trading Standards Service in Great Britain.

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about the court order it is on the oft site (amendments to bos) that a third party has to be told by a court order that the goods are held by a bos document before they can be removed.

 

ime now checking that out and if correct ladybird need to demand the return of the vehicle or issue an n1 claim form

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  • Wrong consideration (meaning the amount repayable is stated rather than the amount borrowed)
  • Failure to state the rate of interest
  • Incorrect payment details
  • Not registering the bill in the High Court within the seven day time limit

If the bill of sale is void for not being in the statutory form, it means that the credit agreement is unsecured.

 

 

 

 

cctv engineer

 

 

would you be sa kind as to cut and paste the relevent amendment

 

 

ill prob be at this all day otherwise

 

 

i would like to bookmark this dynamite amendment

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many thanks nicky

do you know of the amendments to the bos and court order to repo

 

i cant find it

 

 

THIS IS WHAT I AM AFTER IF ANY ONE CAN OBLIGE

 

ITS THE AMENDMENT STATING THAT A THIRD PARTY NOT ON THE BILL OF SALE AND THAT LBL NEED A COURT ORDER TO REPO IF THE REGISTERED KEEPER IS NOT ON THE BOS

Edited by postggj
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do you know of the amendments to the bos and court order to repo

 

i cant find it

 

 

THIS IS WHAT I AM AFTER IF ANY ONE CAN OBLIGE

 

ITS THE AMENDMENT STATING THAT A THIRD PARTY NOT ON THE BILL OF SALE AND THAT LBL NEED A COURT ORDER TO REPO IF THE REGISTERED KEEPER IS NOT ON THE BOS

 

 

ANY JOY PEOPLE

 

WE NEED AN ANSWER TO CLOSE THIS FOR LADY BIRD

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I Agree But I Need To See The Relevent Section In Bos Act Before I Advise A Return Of Goods Order

 

I Do Not Like Ending Up With Egg On My Face

 

I Just Need A Link Or A Cut And Paste Of The Legislation On Bos And Third Party Repo

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Hi i am not off topic. the bill of sale in the post i have just proved to be void in court. and that type can not be used.

 

 

I TOTALLY AGREE BUT ITS MY QUESTION ABOVE THAT IS RELEVANT IN THIS CASE

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I Agree

 

Ive Spent The Last Two Hours Looking At The Legislation Ref Bos

 

Remember

 

Bos Are Secured On The Car, Not On The Owner, Whoever And When Ever That May Be

 

Thats Why I Need To Quote The Correct Legislation In My Post 197

 

Thats All Ime Asking

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fair enough i will leave the topic alone. but i will leave with this. only 8 people have ever won with a bill of sale. me being one of them. that bill of sale listed in void in every way as a bill of sale. i have oft come to my house after court for statement. a total of 200 miles.

 

but at the end of the day you are fighting a bill of sale and NOT a credit aggrement.

i have posted on this forum for people to pm me so as i can let them know what makes it void. do you know how many people pm me .......NONE

 

 

CCTV ENGINEER

 

AS YOU PROB GUESSED CAR FINANCE IS MY AREA

 

WHAT YOU HAVE SAID TO ME TODAY IS DYNAMITE REF COURT ORDER IF I CAN ONLY GET IT CONFIRMED

 

PLEASE DO PM ME ON WHAT MAKES A BOS VOID INCASE IVE MISSED ANYTHING

 

ITS A LEARNING GAME FOR EVERY ONE

 

EVEN ME:D

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Yes thats correct it is secured on the car.

A BOS is the document used in conjunction with a CA and that then makes it a securedn loan. If there is no BOS there is no secured loan.

If the CA is not that of the owner of the car then the BOS is not actionable then it just becomes a normal unsecured loan.

Can you see what Im saying.

Most of the points that void a BOS will also challenge the CA.

Sec 5 just will remove the BOS.

Like wise if the CA is not enforcable the BOS becomes Void to.

 

 

BANG ON AS THE TWO ARE LINKED

 

ONE TAINTS THE OTHER

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Negative On That

 

I Have That Confirmed From The Oft

 

At The End Of The Day A Credit Agreement Was Signed Be It Secured By A Bos Or Not But If The Credit Agreement Is Crap, So Is The Bos

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