Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Barclays defence filed


Shedbuilder
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5898 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 131
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Sheddy,

 

You write to bank and ask for sett't. They'll write back and so no.

 

If they mention stay, ignore it or if you're talking to them, you say "Thats uo to the Court".

 

Thats the point - the Stay is up to the Judge and not up for discussion between you and bank. And you don't want them to know you are objecting to Stay.

 

If all else fails, by all means mumble and slur ! LOL

 

If you fax or email, the should be no verbal communication anyway.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi again,

So I don't need to cc the bank in my letter to the court objecting to their stay application then?

Also, I thought it was just a case of my phoning or e-mailing the BLT. Are you suggesting that I should write to them? If so, I probably need to start before the last week of the negotiation period don't I?

Regards

 

Shedb

Link to post
Share on other sites

Hi Sheddy,

 

I would NOT send bank copy of my objection to court.

 

And I would fax or email Kate at bank along lines suggested before.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Sheddy,

 

Waiting for your update.:eek:

 

Slick

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Slick, Saint,

Nothing heard yet from BLT, and today's the end of the negotiation period. I spoke to the court on Friday and case wasn't stayed at that time.

Do Barclays usually leave it so late in the neg period? Should I expect to hear anything from them today or will they just rely on getting the case stayed?

If I hear nothing, what do I do after today?

Any advice greatly appreciated.

Thanks

Shedb

Link to post
Share on other sites

Hey Sheddy,

 

Barclays are famous for leaving till last minute or way beyond and getting away with it (as far as Courts are concerned anyway).

 

However, no you do nothing more and wait for bank to make their move. Your Directions were:-

 

Hi Slick,

Item 6 reads as follows:

If no settlement is reached by 26 November 2007 the Defendant shall by 10 December 2007 file and serve a schedule in response to the Claimant's schedule stating in respect of each item claimed: etc, etc.

 

You've tried to negotiate and now you await their Defence (which won't come).

 

Tick, tock, tick......

 

Slick

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Sheddy,

 

Recent experiences show that Judges are now ordering a Stay if bank applies late or even when bank fails to request it at all.

 

You now have to wait for Barclays Defence Filing deadline to expire. When that has passed, you go back to court and say:-

 

"They failed to negotiate, they've not Filed Defence and they've failed to supply Draft Directions. Please can I have Judgement, as bank has completely failed to comply with any of the Courts' Directions."

 

It is then up to Judge and, although the bank has failed miserably in meeting the Courts' requirements, he may still decide to Stay the case because the OFT case is so close.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • 2 weeks later...

Hi Slick,

Deadline has now expired, I spoke to the Court and they have the bank's application to stay the case on file but no decision from the Judge yet.

So, I now send in the letter as per post 111 above, anything else?

 

Thanks & regards

 

Shedb

Link to post
Share on other sites

Hi Sheddy,

 

Did you find out from court the date of bank's Stay appl'n - I assume it was made later than the court's deadline for it.

 

Yes, time for a letter to the judge emphasising how banks has persistantly chosen to ignore each aspect of the Court's Directions.

 

Ask for judgement to be given in your favour. Alternatively, if the judge is minded to apply a Stay, can bank now be barred from submitting further evidence as they are clearly outside of the timescale given by the Judge.

 

I agree with Saintly - don't cc the bank - they haven't extended the same courtesy to you.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Slick, Saint,

The stay application was dated 15/11 and was copied to me. However, according to the court order, it should have been submitted by approx 5 weeks before that (8/10)!

If I send a letter asking for judgement, do I really want to throw in the bit about not allowing the bank's further evidence if they do grant a stay, or do you think I should wait until I hear that the Judge has granted the stay before saying that?

 

All the best

 

Shedb

Link to post
Share on other sites

Hi Sheddy,

 

I would write on the lines I suggested.

 

The bank, as usual, have totally ignored the judge's very specific Directions which the judge should not be pleased about.

 

The point of you writing now is to get your opinion over to the judge and to suggest how you would like your case to proceed.

 

If you do nothing, a Stay will most likely be applied in line with banks late appl'n. Writing now gives you a chance to influence the judges next decision.

 

Just my opinion.

 

Slick

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Sheddy,

 

Just want to check what other team members think is your best move from here.

 

On reflection, I think it should be enough to simply ask for bank's Defence to be struck out in accordance with item 7 of Court's Directions. I'd also ask court to not allow the Stay appl'n which was Filed 5 weeks late.

 

Please wait till I post back before going ahead.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

The Courts have gone much quieter now but its possible that the Judge will allow a little longer .....it happened in 3 of my cases in fact I had a Judgement against Barclays awarded but they went on to have it set aside saying that they lost my papers.Stays are being ordered by the courts own notion and without a hearing,though you will have chance to object if it happens in your case.

Insofar as judgement goes its hard to say....it depends on your own Courts workloads.One thing you CAN be sure of Barclays will try to wriggle out of it either way.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

Link to post
Share on other sites

Sheddy,

 

Here's a reply (courtesy of GaryH) which you should send immediately to Barclays Lit'n Team and cc to court.

 

Dear Sir/Madam,

 

[You] –v- Bank Plc

Claim No: ********

 

I write in relation to the claim as detailed above, and specifically the order made by District Judge ******* dated [date].

 

You were ordered by the court to by [date] file and serve the documents upon which you intend to rely at the forthcoming hearing. For your reference, a copy of the order to which I refer is enclosed with this letter.

 

To date I have received no such documents and accordingly you are now in breach of the aforementioned court order.

 

Please note that the evidence upon which I intend to rely was both filed and served pursuant to the order of the court on [date].

 

Your non-compliance creates a significant imbalance between the parties in light of the forthcoming hearing, which is contrary to the overriding objective. This imbalance is particularly exacerbated by the fact that you are specialist solicitors representing a powerful financial institution, whereas I am a litigant in person. I feel that your litigation should be conducted in a professional manner befitting of such a prestigious organisation.

 

In view of the above, I will request at the hearing that the District Judge gives consideration to whether your defence should be struck out pursuant to CPR 3.4(2)© and/or (b).

 

Please reply at your earliest conveniance explaining why you have not served the documents as ordered and stating by when I can expect to receive them, or alternatively, indicating that you wish to settle these matters without the need for a hearing.

 

I look forward to your prompt response.

 

Yours faithfully

 

Amend as nec'y and send to bank by rec'd dely.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Hi Sheddy,

 

I was hoping you might see the later posts in time but no matter.

 

Please send the above letter to bank tomorrow and copy to court.

 

You are still looking for the same result but approaching from different angles. Sorry to cause extra work for you.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

Will wait to hear back from you.

 

Just so you know, other Site Helpers and Mods think you still have a reasonable chance of avoiding the Stay - don't wanna count chickens too early though.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...