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    • Incidentally to answer your question about what should you do immediately, I would suggest that you send the letter tomorrow. Wait until the end of the week. If they don't respond or if they respond negatively, then write to them immediately and tell them that you are not prepared to do without the vehicle. As they have failed to respond to your putting work in hand and you will be approaching them for the costs of all the repairs and if they cause you any difficulty in you will simply sue them. A bill of about £4000 is easy. It puts you within the small claims track so there is no risk of costs even if you lose – which is most unlikely on the basis of what you say
    • I found it cheers Dave!!   I think focusing on lack of compliance with legislation should be the one, seeing as we just lost the case to them by not complying, it will be worth pointing it out. I also want to poi t out their m.o. Which is less than honourable to say the least. Hopefully the judge will side with the little old lady and not the peoppe who use deceit to line their pockets!!   She said she is happy to speak up but is kindly asking for assistance in the form of a bullet pointed printed paper for her to take in so she can read out her points and leave it at that (without rambling).    Straight and to the point!!    Daves post #66 is legendary 🙌    Thanks for the help guys 😊    Let's kick some ass    
    • I differ from my site team colleague slightly in the the six-month rule applies if you have asserted your rights within the six months. My understanding is that you haven't asserted your rights during that time. In other words you haven't informed them that you are giving them a single opportunity to repair and if they decline or if the repair fails then you are rejecting the car for a refund. Please correct me if I'm wrong. On that basis, you are covered by the consumer rights act but not in terms of the right to reject. You are covered under the consumer rights act in that you are entitled to purchase a vehicle which is of satisfactory quality and remains that way for a reasonable period of time. You don't have to prove that the fault existed at the time of sale – although that's what they will try to tell you and even the motoring ombudsman will try to tell you that. But the motoring ombudsman is an industry led organisation which pretends to be an ombudsman but in fact favours the industry and its advice is wrong and even deceptive. I think you should start off by writing both to the finance company and also to the dealership. Describe the fault to them. Send them the evidence you have that the windscreen was incorrectly fitted and the damage which has been caused as a result. Send in the quotation for the work and require them to respond within seven days and that they must agree that the work will be carried out by a competent professional an authorised repairer. Not one of their cheapskate once. Also, you will want them to agree to provide you with a courtesy car. Also have you incurred any expenses associated with this? Travel, car hire, cost of inspections –?? Have you told us the name of the finance company? My site team colleague is correct that if they cause any trouble then you should see them as co-defendants. You can be certain that they will put their hands up. It will go to court. You would sue them for the cost of the work. You would recover your costs of the installation plus your court costs. I don't think you will be able to sue for the rejection of the vehicle on the basis of what you tell us in terms of having not asserted your rights. However you will be able to recover the cost of all the works – making good everything so that the car is in the condition that it would have been in had the replacement windscreen been properly fitted. I wonder who fitted the replacement windscreen? I think I would be out to sue them as well. Post the draft of your letter to the dealership and also to the finance company here so that we can have a look before you send it off.  
    • Thanks I have been reading quite a few this one got me as it did say they have instructed them to take legal action but thanks again your a legend 
    • Yes we will be emailing them. We have kept a log of all conversations with everyone involved and backed up conversations with emails 👍
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Halifax claim


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Hi all,

 

Just woundering if anyone could give me some advice as getting very twichey.

1)05 April recived 6yrs charges total £6945 without intrest

2)16 April wrote asking for charges- recived reply saying they would be looking into complant may take six weeks.

3) Ingnored this and sent letter before court, recived letter from Halifax saying they are still investigating complant and would reply before 14 June.

4) Ingnored this again and started money claim on line at cost of £250.

5) Halifax filed acknowledgment of service on 23rd May

 

Day 14 of 28 day dead line and woundering if it is worth ringing the bank to try and get a settlement as i have read the court encourages you to try and reach a settlement. Also becoming very nervours at the prospect of standing up in court to defend myself, i know it may not come to that but does anyone think its worth ringing them for a speeder solution. xx

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Might not be a bad idea to phone them on the issue and maybe say that you are prepared to settle for a lower figure than that claimed.

 

But whetever you do if they agree to your suggestion ensure that you get it down in writing and also get written confirmation from them as well.

PPMAN159

 

If this comment has helped please click on the scales.

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Hi Actionplan

 

Welcome to the Forum

 

Good to see another Tamesider Here.

 

In my case agianst Halifax they acknowledged the claim then sent a letter stainting they would pay in full as it was not econical to persue the case.

 

So as others have put, give em a call, youve nothing to lose.

 

Just make dure you have all your up to date figures in fromt of you.

 

Paul

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Hi new to site, Have just been through the same song and dance with the Halifax myself, Have just Registered my MCOL and waiting to see where things go from here. Again nervous I reduced my claim from £7335 to £4995 to make sure that it was seen as a small claim and also limit any costs if it goes to court and I loose! I was hoping anyone out there might have copies going back 6 years of the Halifax T&Cs they could email me copies of as this would help if the case is defended. Does anyone know what else one should prepare?

 

THX

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Hi eight,

 

Sorry don't have copies of T & C but it was recomended to me that i write to the Halifax and ask for them, although they may not send them at least you will have proof (i.e. registered delivery of letter) to the court that you have tried to get them.

 

 

PS: Try **edited** for more advice and support they have been very helpful the past couple of days.

 

:) Becky

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Hi Becky,

Thanks thats a pretty good idea. Don't think they will send them! when i requested the statement by post I was just ignored and my cheque never cashed. I eventually went in to the counter to get them...

 

I'm hoping they will settle bu it seems Halifax are the tough nut bank to crack!!

 

Thanks again I'll keep everyone posted.

 

 

Jay :)

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eight8,

You don't need legal eagles.This site is massive and has all the help and advice you will need to claim your charges back. We have had thousands of successful claims totaling over £10 million pounds. You need to start a thread on the bank forum you are claiming from and you will receive alot of help and support for your claim. Good luck.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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