Feeling very wobbly can anyone advise? ***WON***

[rootytoot]

Is there a password you have to know in order for people to help? If so, how can I get hold of it? Also how do you contact a moderator? I tried the private messaging and either I did it wrong (quite likely- there's a definite theme emerging!) or I'm being ignored. I really don't want to go down that road.

Can anyone help me on whether to amend my claim or just provide the information to the bank? and should I send it to the Scottish address? Please, please, PLEASE!!!

[katsbubb]

Hi rootytoot, I am in exactly the same postion apart from the fact that I did have the acoount number on my claim but I didn't send schedule with my claim. I too issued judgement that the bank have now had set aside as they say they have proof that they acknowledged (how I don't know as the court have no record). I have sent all the info to the court and YB as requested and the court have accpted this. I have also e-mailed MCOL regarding YB setting aside the judgement as they appear to to do this often and am waiting their reply. On a positive note YB put in a defence on my claim 2 that MCOL have sruck out and entered judgement at my request as there was a fault and I couldn't do it on line. As we are at similar stages I will watch your claim and we could try to help each other along the way.

[rootytoot]

Thanks Katsbubb, good idea about helping each other only I don't know what help I would be - i.e. don't listen to me or you'll end up in the same sort of mess. However, I guess I couldn't get it too wrong in offering moral support! And it's nice to know we're not alone.

When you sent the info to YB did you send some kind of covering letter, and did you send it to the Glasgow address or the address in Leeds?

As for the court did you do some sort of covering letter for them too, and if so what did you say? Something along the lines of "please find attached schedule of charges which the bank have asked me for (even though they've got 3 other copies)"? With the claim number on it. Or was it more official than that?

(Well done you for following up about them not acknowledging - I assumed there was no point mentioning to anyone that they're lying as they seem to be able to say whatever they like - let me know what MCOL do.)

 

On my MCOL claim I also missed off the last bit that "if the charges are a fee for a service then they must be reasonable" and I wondered if that's why their defence seems to dwell on this or whether numbers 7 8 & 9 of their defence always includes this. Can you help on any of these? And thanks for taking the time to respond. Good luck with your claim!

[katsbubb]

Hi rootytoot, I'll copy you in on my letters and where I sent them to tonight just popping out.

I did send covering letters for both and I'll look at my defence too I'm sure it's just standard but I'll let you know

[katsbubb]

Hi rootytoot, I have just sent you a pm re the questions you raised, if you need any further help just ask, I am not an expert but will let you know what has worked for me.

Thanks

[rootytoot]

Thanks Katsbubb,

wouldn't you know, after having the judgement set aside, and sending a CPR part 18 request for more information they've settled in full. I guess it's their way of not admitting liability but making it all go away.

 

They must've been having a spring clear out.

 

Anyhow there we are, if any moderator happens across this thread it can be retitled *******WON********** (although there's a part of me that will miss the banter with the bank - and a part of me that wonders about the interest from the date of claim till now, but I guess I need to let it go) Thanks for the templates and the chance to read about other people's claims. Good luck everyone.

[caro]

Threads merged and panic over it would seem. Sorry I missed this when you needed help.

 

Can you confirm that you received the full amount you were claiming including court costs and interest.

 

Congratulations by the way.

[sajabu2003]

Well done rootytoot

[katsbubb]

Congratulations rootytoot that's fantastic

[rootytoot]

Hi Caro, not to worry all's well that ends well. Yes got the full amount plus court costs and interest up to date of claim which totals £1950.45

I'm thinking of helping my friend with her Abbey claim now as I've learned through experience what not to do!

[BATEYDP]

Bump

[rootytoot]

What?