tina v halifax

[tinagreen]

I'm new to all this but would like to know if I can still do this even though due to all charges with loan companys and banks we had to get help with CCCS and now are paying every one a little a month and halifax was my bank at the time but on CCCS instructions had to close it so they were another person we owed money to and still do so can we do this even though we have been on a plan for a year just over???

 

Tina

[blinkyblinkyblonk]

hi tina welcome

 

I just wanted to let you know that I am on a debt management plan and halifax is one of my creditors, I also had this worry, so on my post i put this, and had a good answer these charges are unlawful and it doesnt matter that you are on a debt management plan you are entitled to claim these unlawful charges back.

 

feel free to read my post and others and its a good idea to familiarise yourself with the step by step guide. and the templates.

 

It truly is inspirational reading through this website, if you have any other worries then just post a reply to your original one and you will get help, but first point is to read and read and do lots of reading lol

 

if it wasnt for this website i wouldnt have gone this far on my own, because i would have had no knowledge to do it, but hey now i have and there is no stopping me. debt management plan or no debt management plan lol:D

I am treating them both as seperate entities. although if they do pay up i will clear the debt i have with them and have a little xxxxtra for myself

 

hope this helps

 

good luck

[tinagreen]

thanks That wouls be nice to clear the debt with a bit left i', now going to read on and look at templates once again thanks and good luck !!

[Janet-M]

Welcome Tina and yes have a good read around before you start your claim then you will get a good idea what replys you will get to each step you take.

Keep us posted in this thread.

[tinagreen]

Hi hope some one can help me I'm not very good on computers so dont know hwat I'm doing just trying to write my data leter where do I send it?? can any one tell me the address or do I send it to my local branch

 

tina