mysis v Alliance and Leicester

[mysis]

Hi, was wondering if anyone could help? Have trawled this site & 2 others & started my claim for just over £2000 against A&L. Got my statements, did the 14 day response letter didn't even get a on your bike letter back!

Its been a while since the 14 days have come & gone & I'm only just trying to put together the N1 form (two kids, self employed husband & lack of time energy,money has caused the deley!) its at this point that my head has started to spin & I feel like I giving up.

Have got 3 copies of my statement of charges with 8% interest added and started to fill out the N1 form from on line but when it comes to the features of claim I have got completly baffeled with all the jargon and stuff! Is it ok to cut & paste ros2710's one as they won! or is it better to do my own? If so where do I start? Really don't want to go to court but if I do I'd like to have some idea of what they are talking about!

Any help would be fab!

[j.barton1]

Hi,

 

Try this http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

for your POC's, that is the hard copy version.

The MCOL version will also be In the templates section , you can find everything you need for your claim.

Hope it helps

 

Jenny

[mysis]

Hello Thanks for the advice, its taken ages to get this far but hopefully its all go now! Filled in the N1 and the charges and interest spreadsheet so its of to the log it at the court this afternoon. Will keep you posted on how it all goes and hopefully add to the winners very soon!

Thanks again

mysis

 

[Russjo]

Hi Mysis,

Welcome. I know how you feel trying to juggle loads of things at the same time, but please don't give up. If you're unsure at any stage, just post your question and somebody will help. It will all be worth it eventually

Jo

[mysis]

Hi thanks for the support!

As todate we have had an offer from A&L not for anywhere near the full amount claiming so I gather I need to send the offer back with a letter saying that I don't accept it. A couple of days after that we recieved a 6 page defense from Wragge & Co and then an allocation questionnaire form the court! Its all go! So now we have untill the 13 july to return it with another £100!! Just going to go into the library section to see how to fill it out. Not long to go now!

mysis

[jansus]

New strategy for Allocation Questionnaires(

 

hi this might help

 

keep your eyes open for threads in general section as sometimes things get debated there before they get into the instructions section

 

 

Jansus:)

[mysis]

Hi,

Thanks, I didn't completely understand what was written in the link for section G so trying to work it out and put down what I understand so I don't get caught out on the last hurdle! Its got to be in by the 13th so need to get my skates on!

Thank you!!

Mysis

[jansus]

GOT A COURT DATE? A guide to the later stages Can't Find What You're Looking For? Here's A Complete A-z Index

 

Here are a couple of more threads that might help

 

Also if you get stuck the advanced search button at the top is useful.

 

 

jansus

[mysis]

Hello

Getting my court bundle together and trying not to panic! I gather from this quote that I'll be recieving a bundle from Wragge & co soon as well?

 

"Each party must file and serve copies of all documents on which that party intends to rely at the hearing, no later than fourteen days before the hearing.

 

 

The original documents must be brought to the hearing"

 

Do I need to take that to court as well?

 

My court date is 17th Sept and the court has only allowed 15mins! Not sure if thats a good sign they think the bank will settle or that they are fed up with it all!!

 

Either case not long now

Mysis

 

[granny50]

Hello

Getting my court bundle together and trying not to panic! I gather from this quote that I'll be recieving a bundle from Wragge & co soon as well?

 

"Each party must file and serve copies of all documents on which that party intends to rely at the hearing, no later than fourteen days before the hearing.

 

 

The original documents must be brought to the hearing"

 

Do I need to take that to court as well?

 

My court date is 17th Sept and the court has only allowed 15mins! Not sure if thats a good sign they think the bank will settle or that they are fed up with it all!!

 

Either case not long now

Mysis

 

 

Hi you need to take all your original docs to the hearing 15 mins is a quickie mine is 1 hour. good luck don't panic.

[jansus]

Hello

Getting my court bundle together and trying not to panic! I gather from this quote that I'll be recieving a bundle from Wragge & co soon as well?

 

"Each party must file and serve copies of all documents on which that party intends to rely at the hearing, no later than fourteen days before the hearing.

 

 

The original documents must be brought to the hearing"

 

Do I need to take that to court as well?

 

My court date is 17th Sept and the court has only allowed 15mins! Not sure if thats a good sign they think the bank will settle or that they are fed up with it all!!

 

Either case not long now

Mysis

 

 

Court Bundle Help

 

I dont think anybody has actually received a bundle from Wragges:rolleyes:

 

Jan

[mysis]

Hi have just read the court bundle help and found a fellow plymouthian which was great to read how they are doing. It has left me confused though!

They had a notice of direction hearing and didn't have to take any paperwork with them, the judge said he was surprised that the bank hadn't settled (wragge and co didn't turn up) and then she was asked to get together the court bundle for two week time??!!

 

I have a directions Hearing too so now am confused as to what to do.

Any help would be great as really feel like giving up!

Mysis

[j.barton1]

Hiya,

 

http://www.consumeractiongroup.co.uk/forum/mercantile-court-cases-stays/101915-leeds-mercantile-hearing-29-a.html

 

the first page gives a good idea on what to take.

 

HtH

 

Jenny

[jansus]

Directions Hearing?

 

Also TYPICAL !!! just finished my bundle and guess what a new advanced bundle has been posted in the library!!

 

If you need it let me know and I will post the link

 

Good for all those who follow though:roll:

 

jan:)

[mysis]

Thanks guys but not sure I'm going to need the bundle now as I recieved a letter from A&L yesturday saying that all their cases had been put on hold untill the OFT case had been sorted!! Less than a month to go!!

AHHHHH!

 

Going to phone the court later and find out whats happening though as I have not heard anything from them.

 

Mysis

[mysis]

Just phoned the court they said my case was stayed and to not turn up on 17th September. I'm not a happy bunny.......

[jansus]

You may get an official letter from the court - and this will give you the chance to appeal against the stay.

 

Keep reading the section under General - I am down there now!- about cases stayed - keep reading and then decide what to do.

 

Jan:)