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    • retailer said they'd speak to dpd on Tuesday. I don't want to screw the retailer because they were doing me a favour by fixing it for free  I hope dpd will refund them so they don't lose out. Will keep you guys posted. 
    • Well, we live on the same road so it should be the same postcode. When I spoke to dpd and asked why were my neighbours' address not on the list and she said maybe they're not of the same postcode and I checked and they definitely were. Not to mention, delivery instructions are supposed to override actual customer's address which is why they asked for instructions I thought.
    • again a quick google search states Appeal a DVLA fine - GOV.UK (www.gov.uk) i would not be appealing mind. it's only a summary charge which they rarely do court on and pass out the powerless DCA's whom are not bailiffs they have 6mts. see where they go. as you've sorn'd it will probably be nulled. dx  
    • There are a number of reasons why you may not have been issued a notice in the post within 14 days. If you were stopped by the police it may have been given verbally. In the case of speeding offences, the police may issue you with a conditional offer of a fixed penalty of 3 points and £100.00 fine by post or an offer of a speed awareness course. If the offence is considered too serious for a speed awareness course or fixed penalty you may be charged with an offence which normally occurs by way of the issue of a Single Justice Procedure Notice. If the vehicle within which the alleged offence took place was registered to another person or company there is technically no need for a notice to be issued to the driver. After the police have obtained details of the nominated the driver, they will normally send the notice to them, although there are no time limits within which they must do so (provided that the notice was received within 14 days by the registered keeper of the vehicle). In such circumstances, a person may receive a notice several months after the alleged offence too place but still be prosecuted. A Guide to a Notice of Intended Prosecution | Motoring Offence Lawyers the above copy n paste link has purely been copy n pasted here to inform you of the regs, which you could have done yourself by, as this is, a google search......... we do not ever recommend using such offered webservices! dont dx    
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I just joined today ... I am with the awful Natwest and have decided I want to get my money back. Last month alone they charged me £38 twice for bouncing a DD and then £40 for going in to unauthorised overdraft. I am sure it doesn't cost that much for someone to reject a DD!!!

 

Anyway with one thing and another I am absolutely skint and looking at another month with no money after paying all my bills :(

 

I am busy reading lots of informative threads about how to go about this, is sending the £10 fee crucial?? I haven't got a tenner to spare!

 

:roll:

 

Bluefairie xx

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I just joined today ... I am with the awful NatWest and have decided I want to get my money back. Last month alone they charged me £38 twice for bouncing a DD and then £40 for going in to unauthorised overdraft. I am sure it doesn't cost that much for someone to reject a DD!!!

 

Anyway with one thing and another I am absolutely skint and looking at another month with no money after paying all my bills :(

 

I am busy reading lots of informative threads about how to go about this, is sending the £10 fee crucial?? I haven't got a tenner to spare!

 

:roll:

 

Bluefairie xx

 

If you havn't got your statements for the last six years, then yes, I'm afraid the tenner is unless you have online statements for that time. However, many institutions don't charge for the statements so you may be lucky! Start your own thread in the NatWest forum where others who have tackled them can help you (each bank has slightly different tactics!)

Read the FAQs and Step by Step Instructions to familarise yourself with the various stages. Good luck!

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Hi everyone, Very excited to be part of the Consumer Action Group

 

Im claiming from 5 banks

 

Halifax

+ Halifax (mortgage)

Clydesdale

Nationwide

Capital One

MBNA

 

I was on Martin Lewis's site before, and it was great, but, You would not belive the negative and offensive material floating round regarding this Llyods win. Basically because that site has other Moneysavers using it. not everyone is so keen to claim back the money from the banks. all the 'I'm all right jack's' of this world are fuming because they are scared that they might get charged from the banks and are are calling all claiments everything from irresponsible, freeloaders, incompetant, greedy to Theives and ****. I think it will be nicer on here as we are all in the same boat. Glad to be here.

Playfire1

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Hi everyone, Very excited to be part of the Consumer Action Group

 

Im claiming from 5 banks

 

Halifax

+ Halifax (mortgage)

Clydesdale

Nationwide

Capital One

MBNA

 

I was on Martin Lewis's site before, and it was great, but, You would not belive the negative and offensive material floating round regarding this Llyods win. Basically because that site has other Moneysavers using it. not everyone is so keen to claim back the money from the banks. all the 'I'm all right jack's' of this world are fuming because they are scared that they might get charged from the banks and are are calling all claiments everything from irresponsible, freeloaders, incompetant, greedy to Theives and ****. I think it will be nicer on here as we are all in the same boat. Glad to be here.

 

Hi and welcome! Please start a thread in the numerous banks forums that you are claiming from - you should be here for sometime! Others can then help you with your respective banks/claims. Good luck

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hello, welcome and good to see you both of you here bluefairie & fairplay1

cant comment on what happens on other sites only your welcom here have a good look around the

http://www.consumeractiongroup.co.uk/forum/#libraries-bank-charges-materials

specfically reclaim charges F.A.QS

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

the bank charge library of materials and templates

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

and as empowered said start a thread in the respective bank forums as each finacial institute plays a different way

thats if you havent already, if you've aready started and heading to court go to and register your claim details the litigation section a moderator or site helper will give you some of the best advice and guidance available

http://www.consumeractiongroup.co.uk/index.php?option=com_content&task=view&id=138&Itemid=82

 

oh and get a court buddie

http://www.consumeractiongroup.co.uk/buddy.php

[FONT=Times New Roman][SIZE=4][COLOR=red]Now your here & I've your attention pls atleast [/COLOR][/SIZE][/FONT][FONT=Times New Roman][SIZE=4][COLOR=#ff0000]look at[/COLOR][/SIZE][/FONT] [URL="http://petitions.pm.gov.uk/PAYUSBACK/"][B][FONT=Times New Roman][SIZE=4]http://petitions.pm.gov.uk/PAYUSBACK/[/SIZE][/FONT][/B][/URL] [B]:eek: Deadline to sign up by: [/B]21 May 2007 – [B]Signatures:[/B] 1,333 (as at 17/05):shock: [URL="http://petitions.pm.gov.uk/Penaltycharges/"][FONT=Times New Roman][SIZE=4][COLOR=darkgreen][B]http://petitions.pm.gov.uk/Penaltycharges/[/B][/COLOR][/SIZE][/FONT][/URL] [FONT=Times New Roman]that Berwick v lloyds case judgement [/FONT] [SIZE=1][SIZE=1][FONT=Times New Roman][COLOR=black]Analysed and surmised in concise plain English[/COLOR][/FONT][/SIZE] by 1 of our admins[/SIZE] [URL]http://www.consumeractiongroup.co.uk/forum/show-post/post-825486.html[/URL] [SIZE=1]& by[/SIZE][SIZE=3] R B R EARS[/SIZE] [U][COLOR=darkgreen][URL]http://www.consumeractiongroup.co.uk/forum/show-post/post-827833.html[/URL][/COLOR][/U] [FONT=Times New Roman][SIZE=4][COLOR=black]All the best.[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=4][COLOR=navy][I]FIDZ[/I][/COLOR][/SIZE][/FONT] [SIZE=4][FONT=Times New Roman][SIZE=4][FONT=Times New Roman][COLOR=black][FONT=Verdana][SIZE=2][COLOR=#ff0000]Any of my Advice & opinions and guidance are personal, not endorsed by C A G or Bank Action Group, are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.[/COLOR][/SIZE][/FONT][/COLOR] [/FONT][/SIZE][/FONT][/SIZE]

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