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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

jam vs HSBC


justanothermuppet
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Well, I'm finally feeling organised and I'm about to send off my Preliminary Approach for repayment letter and I just wanted to check a couple of things before I send my letter.

 

Is the following address still the best one to send my letter to?

 

Arlington Business Centre,

Milshaw Park Lane,

Leeds

LS11 OPP

 

And do I need to send a copy of my Schedule of charges with this letter, or do I send that with my LBA?

 

 

Thanks in advance!

 

jam

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J.a.m. Can you tell us how much your claim is for? I have a theory about what ammounts they are paying out without having to go to court stage.

 

sure freaky, I'm claiming for £540.

 

Thanks for the responses everyone, the letter has been sent today, I'll keep you posted on how it's going!

 

jam

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I think anything up to 2k has a good chance of being settled befroe court. But there is no continuity with them at all.

Positive thinking and sticking to this sites advice is the key to a win!:)

See you all in a week! Hopefully with news of an offer!:cool:

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  • 2 weeks later...

Well, I received a letter at the end of last week, confirming receipt of my letter and telling me that they're looking into it and will let me know 'when they've completed their investigations'

 

Just needed to ask...is the 14 days I stated in my Preliminary Approach for repayment, working days or calendar days...if it's calendar days, I need to be sendin off my LBA very soon!

 

 

Thanks

 

jam

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the timetable is yours not theirs - so a couple days extra won't hurt - and as we said earlier - sometimes they come up with offers on the smaller ones - so maybe give an extra couple of days - or not - if you are keen just carry on after 14 days and yes, your sentence is fine - i usually tell peeps to put in positively after respond.

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  • 1 month later...

Oops, didn't realise I hadn't updated this thread for that long...

 

We received an offer of £459 for full and final settlement (we claimed for £540) and we've decided for the sake of £80, we're going to accept the offer. Bearing in mind my baby is due in 3 weeks time so could really turn up anytime now...

 

 

jam

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