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    • Received the claimants Directions Questionnaire today.  Haven't had anything else through. N180_Redacted.pdf
    • Hi team, I should of really walked away when they said the vehicle had no v5 and I would have to complete v62. They only disclosed v62 form after all documents for finance was signed. However, I needed a vehicle as I was the only driver in my household and my sister was extremly ill and I had to take her to hospital appointments. I purchased a vehicle from big motoring world on the 31/06/24. After driving away the vehicle the very same day I could hear a very distinctive water sloshing noise come from the interior. I then decided to take the vehicle back to branch 15 mins after driving away. The manager came for a ride and said he could hear something but this issue was ‘minor’ and it was my psychologial thinking that made the issue even worse. Manager was very rude. I then took the vehicle home knowing full well it would give me nothing but grief. A day after the rear left tyre started losing air. I know they could say this was probably due to the driver however I believe the issue was present before purchasing vehicle. I called up Audi and my finance company and explained situation. Audi could accomodate me for the 13th for a diagnostic. Finance company told me to take to an independant garage and not BMW. Motonovo been helpful in this situation.  I took vehicle to Audi for a diagnostic. Unfortunantly, they done an Audicam and the technician somewhat resolved the issue without guidance from myself. No charge was applicable as this was a health check. However, I wanted the diagnostic. The car still has water inside. Audi are saying this is a common fault. However, I have no confidence in the vehicle. I have emailed bigassist with all my findings and commanded them to collect the vehicle. Audi shall also be sending me an email next week of the issues they discovered. This was issue pre exisitng. It is still below 30 days, can I still reject? Do i need to send a letter? I have been very direct to BMW that I no longer want the vehicle. please can we assist    
    • lies is all they have @dx to support their adoration of 'little feet'  like trump, farage and bad penny wannabe 'little feet' caligulas and neros, empty of anything worthwhile.
    • I bought my house 2 years ago. The previous owner had died. I continue to recieve parking fines and communication from DVLA in the name of the dead person, despite contacting DVLA via post to inform them I am the new owner of the property. I have sent them proof of purchase and ownership but the communications continue to arrive. Aside from using "return to sender", does anyone have any idea how to stop this and get DVLA to update their records? Not sure if relevant but the Tax class on the vehicle is disabled meaning that the price of vehicle tax is £0 per year. I assume someone is using this to get free vehicle tax which is up to them, but I'm bored of fighting with parking charge companies and getting threatening letters, as whoever is doing this is also not very good at paying for parking.
    • I haven't heard of them asking for photographic evidence in this way before – but I don't think it will really pose a problem. Have you got a history of sending parcels which were then lost and you had to claim for? When you send your letter of claim? Was the item properly declared? Was the item correctly valued? Please answer these questions and then take at least a couple of days reading very thoroughly the stories on this sub- forum. There are lots of them. Read some of the pinned topics at the top which will explain the principles and then read the stories to see other people's experience. Post up your letter of claim in PDF format so we can see what you sent.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I've noticed the site's response times seem to be slowing down (took around 10 seconds to get a connection this morning). Maybe we're getting more visitors flooding in (after Sir Trev last night, which I missed :mad: - anyone know if it's being repeated soon?).

 

On the upside, it probably means the word is getting out, and the public at large is slowly realising they've been screwed. On the downside, if we get too many visitors, the web hosts may "offer" you an upgrade to your service plan (in much the same way as you might be "offered" redundancy).

 

In addition to begging for donations (would be nice if people putting it in their signatures would not insist on using GIGANTIC BOLD COLOURED TYPE when doing so), have you considered Cafepress merchandising? I'd pay good money for "I sued over my bank charges and all I got was £2,000 and this lousy T-shirt." :D

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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me too :(

 

At least it means that more people are aware of the site now and the fact the banks are greedy so and sos!!

Lloyds Current A/C DPA sent 7th May 2009 Closed and charges wiped Summer 2010.

 

Barclays A/C DPA sent 4th June 2009: no reply, no correspondence as of 2011.

 

Littlewoods Data Protection Act Section 10 sent 09/06/2006 - Fraudulent A/C closed and CRA data removed November 2006.

 

HSBC Default & Debt wiped March 2009 (6 yr Statute barred reached)

 

RBS - Claim 1 - Settled in FULL £766.00 20/06/2006.

RBS - Claim 2 - Settled in FULL £777.95 08/09/2006

 

 

BOS A/C No. 1 & 2

Amount - £586.39 claim plus 8% interest

SETTLED IN FULL 08/09/2006 - CHEQUE FOR £625.25

 

Halifax Visa Data Protection Act Disclosure Received

 

First Direct Data Protection Act Disclosure received

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Well, yes. The site has slowed down.

 

We have just moved to a dedicated server (last Friday), without having done that, I don't think the site would even be up now at all.

 

There's not a lot we can do about it - MSE hosting costs a '6 figure sum' according to Martin Lewis - we haven't got anything like that sort of money - donations seemed to have slowed down a bit lately for some reason meaning that after spending the lot on new hosting (I think a dedicated server was a good move) it could be some time before we can afford to do anything else about it sadly.

 

The hits should drop off a little towards the end of this week and it should be ok.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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The site was recently given an upgrade to accomodate the expected surge so the Admin guys have been doing some homework.

 

Like many I Have also been unable to post but its to be expected.

 

Heres an idea for new members.

 

If you copy and paste the FAQs and using either word or notepad to file to a folder on your pc you can then view it anytime and if you have connection probs to the site then it still enables you to read it.

 

I believe the sheer traffic on here will cause slow browsers for the immediate period but its something we will all have to live with.

 

 

:D

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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There will be a memory upgrade at some point today as well, so it should help a bit.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Yes it has been painfully slow, especially trying to post, but that is the price of success :) Well done Dave last night, I saw the programme and was great viewing seeing the bank reps squirming for a change ;)

Chrismc v Vertex Data Science Ltd

SD Set Aside WON + Costs

 

 

Chrismc v Barclays

Won - Settlement Agreed at 11th Hour.

 

Philips Bailiffs

Lost - Judge changed at last minute, it didn't help!

 

G-MAC Early Redemption Charges Waived

Won - Early Redemtion Fees Waived in Full.

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I noticed a big difference from late afternoon yesterday it went from snails pace to lightning.

 

the extra memory seems to have done the job.

 

 

:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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In addition to begging for donations (would be nice if people putting it in their signatures would not insist on using GIGANTIC BOLD COLOURED TYPE when doing so), have you considered Cafepress merchandising? I'd pay good money for "I sued over my bank charges and all I got was £2,000 and this lousy T-shirt." :D

 

Unfortunately it seems to be the only way to get people to notice that this site needs donations to survive, if the majority of people didn't just take the money and run there would be no need to "beg" as you put it.

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Unfortunately it seems to be the only way to get people to notice that this site needs donations to survive, if the majority of people didn't just take the money and run there would be no need to "beg" as you put it.

It's distracting, though. Like I said, there's other ways of getting money in (I'd happily consider supporting the site via merchandising), but constant begging, especially in signatures that distract from the actual posts, will generally make me less likely to donate, not more. In all fairness, it's not really a case of "take the money and run" when it's actually their money.

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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...true, and it's my and BF's money that has to pay for the (increasing) hosting costs et al. Without us paying for that (and continuing to do so), most people wouldn't have even known that they could get their money back at all.

 

I'd happily consider supporting the site via merchandising

Do you mean like t-shirts and things like that?

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Do you mean like t-shirts and things like that?

 

Nail/head :)

 

Places like CafePress let you give them a picture to put on stuff like t-shirts, mugs, mouse mats, clocks, etc. and you earn money from the sales. As an example, the CafePress pricing model is roughly this:

  • They manufacture and supply the goods at a base price. You are able to buy them at that base price (for friends, family, etc.).
  • You specify a commission for each item, which is added to the base price. They sell them to the public at this combined price from a store front, which is where you direct your potential market. For each sale, you receive the commission.
  • In general, you don't pay anything up-front for the designs, so putting up 10 products will cost you the same as just 1 (namely: nothing).

The beauty is that it's down to you to decide what goes on them, so you could to things like mugs and keyrings with the CAG logo, or t-shirts with humorous slogans (such as the aforementioned "I sued my bank, and all I got was £2,000 and this lousy t-shirt"). It's pretty sustainable, since you can get sales from anyone with the right product. If anything, the only place you're liable to lose out is in exchange commissions (since CP will probably pay you in US$). AFAIK, it doesn't cost anything to keep them running, so if nobody buys a given product, you don't pay for them (they claim to do print-to-order, though you might want to make your own enquiries).

 

Note that this comes from what I've read of CafePress, and other merchandising services are available (might be some in the UK, but I've not looked).

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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I am quite suprised that theres no one on the site thats in the trade and prepared to offer this stuff at cost.(to the site admin)

 

Marketing is a job in itself tho and I am sure at the moment the admin have their hands pretty full.

 

That said,the members here had no trouble finding the site and without the aid of mugs and t shirts.

 

 

There are lots of high street and shopping centres now doing this while you wait if there was maybe a recognised logo/slogan that officially acknowledged CAG/BAG then members could have them done themselves AND STILL make a donation to the site.

 

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I do quite like the idea (purely because I want one ;-) ), but do you think people would wear them?

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Right, bugger it - I like it - Mugs and T-Shirts it is.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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The beauty of zero-stock is that you don't pay for what you don't sell (these companies tend to hold only blank stock, and print up when they need it), so don't forget to do at least one wall clock ready for your next appearance on Tonight. ;)

 

When I get around to buying one (some?) I'll certainly wear them around. If I stand to win on the banking front, the least I could do is some free promotion.

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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