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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Citicards tactics adjustment?


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Hi Ice

Better for it to be in your pocket though, a little bit more back for now, the rest will come, cant believe after you paid to enforce the judgement against citi you still dont have your money, next time eh Ice..GC

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  • 2 weeks later...

Hi Gc

 

A LETTER FROM SALFORD COUNTY COURT TODAY!!!!!!!!!!!! DATED 24/07.

 

I don't know how to write this?

 

HARMONIOUS READING WITH A ENDING.....

 

In the SALFORD County Court,

(Claimant) Icepop

(Defendant 1) CitiFinancial Europe Plc

 

To Icepop

 

In respect of a Warrant issued in the NORTHAMPTON (CCBC) County Court

A cheque has been received today for £227.63.

This amount will be forwarded to you after clearance of the cheque by the Court's bank.

 

Question?

Initial reclaim £111.00

Costs £116.63

Not what I call -good all fashion prudence- as they like to psychologicaly inflict on us!

 

So this little battle has with Citi, come to a close? NO. I do believe they have taken over exsisting other accounts to which I had. So far so GOOD.

 

Whether the news today will bring joy to all claimants regarding a full high court hearing on charges against the banks remains to be seen. My own gut feeling says we will win and wonder how will the banks regard the lost.

 

So my other battles commence.

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:D :D

congratulations Ice you got your money back.

Ice Im so so happy for you I just knew your patience would pay off, its been a long time coming, I feel like cracking open the bubbly to celabrate, i cant tell you how pleased I am for you, you deserve it, good on you Ice another battle won, ha ha ha citi seem to be digging deep lately been waiting for this for ages, i love a happy ending...GC

 

il follow your other threads ice you cant get rid of me that easily..ha ha ha best of luck and well done..GC

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Cheers Gc

 

Long time coming!

You have to keep on going and I'II be celabrating on your behalf.

It is good that other crazy people like us fight for our rights, and I do not for one moment hestitate that we will follow suit and look after each other with not just encouragement but establish beyond the eventuate result.

 

I shall be following your progress.

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Hi Ice

Hope you had a lovely time and nice wether, while you were away ive had a bit of a panic on, then ok now another hairy scary moment after i got Citi's papers this monrning, but calm again after Ive scooted around and found they used the same paperwork on mymoney and john (cant remember the rest) claims, Ice this bugger is never ending!!! ha ha ha..Gc

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  • 8 months later...

Hi All,

Welcome and NOW precede to chapter 2. Its seems a long time since Citifinancial and I had precept.

 

However, they back?

Received today letter from (DCA)"Connaught Collections UK LTD". In a nutshell there have been instructed by '1st Credit Ltd'-'Citifinancial' to recover the debt. It says "it is now our intention to issue a Statutory Demand under the Insolvency Act 1986(Bankruptcy),as we are unaware of any valid reason for your non-payment".

I have 7 days to reply????

WHAT TOTAL RUBBISH..

 

Will be sending my reply.

 

Is there anyone that could supply me with similiar proceedings

and help me on this please!!!!

 

I would like a responce.

Thanks

Icepop

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Hi All,

 

Posting tomorrow reply to'Connaught'.

 

"I have recieved your letter of the 14th, whose contents are duly noted with intent to issue a Statutory Demand.

 

However, It is unenforceable;

1) Failure to supply a valid credit agreement.

2) Invalid default notice and penalty charges contained within the default.

 

I await!!!!!!

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  • 2 weeks later...

Hi all

 

CONNAUGHT update......

 

There have stood down (24 April) and then have issued a negotiate notice.

The notice says if there is no response to a settlement (how can there be?) there efforts will continue to secure this debt.

My reply......

What part of this do there not understand?

Under CCCS with a DMP installed.

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Hi Ice,

do you think there will ever be an end to this? I haven't been keeping up to date with much on the site since I was stayed by citi, Ive been stayed twice since then, like you never ending, im hoping that by the time this is all over they owe me more in interest than the charges themselves!!!Gc

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When your claims get unstayed, get in touch with me, got a guide to compiling bundles - and evidence that they're late payment charges are entirely automated.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Welcome home Gc....

 

I assume you were laughing when writing & responding to this thread!!!!!

At least you have had break from this lot?

 

How are you?

Im a bit poorly at the moment Ice but thanks for asking, it will pass the horrid vertigo again,

 

laughing while reading your thread again after all these months, we'l still be here this time next year;-) .Gc

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When your claims get unstayed, get in touch with me, got a guide to compiling bundles - and evidence that they're late payment charges are entirely automated.

 

 

Thanks Enron, will keep you in mind.

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  • 2 weeks later...

No agreement????

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Hey Ice, do you think this is the end of your dealings with them!! ha you just never know with this lot, we seem to have been here forever, lifes going to be dull when the fightings over, the longer it goes on the stronger you get, somehow:smile: and thanks, im back to my fighting best again, till the next time, and I dont know whether I ever told you, but got my boy his statement in the end , 6 years it took, worse than getting your charges back, anyway one to one for 50% of the week, a massive weight lifted...Take care, carol

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