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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Sorry  Noted x   Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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Fendyweather -v- Yorkshire Bank


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:D :D Hi there,

 

I currently have ongoing claims with NatWest Bank and Abbey National, both at court stage, Natwest about 3 weeks ahead of the Abbey claim, but was just reading on the HSBC site about CAG now advising us to go back longer than 6 years. Hence I remembered I had an account with Yorkshire Bank some 17 years ago through to 10 years ago, so Im going to make a start on that and try and claim back the charges. Luckily I have the old account number and sort code and everything so just wanted to start my thread on here about the claim. Im up for the challenge win or lose but based on Crushers info about claiming back longer and also Bankfodders Im really gonna give it my best shot at trying to go back the full 17 years ish on all charges, as Ive estimated the claim is going to be somewhere between 4K and 12K on charges alone. Do ya think I should go for contractual or S69 8% at court stage. Any ideas anybody........... Can I claim contractual on something going back 17 years ??? Does anybody know ????

 

WISH ME LUCK PEEPIES................ I think Im gonna need it........ Ive only been brave enough to claim 6 years with Abbey and Natwest so far, although Im also starting new Abbey claim too for the remainder of years going back 6, so should be interesting.............. Will keep ya all posted. S.A.R - (Subject Access Request) going off to Yorkshire bank tomorrow first class recorded. 40 days and counting starts tomorrow. Thanks........... Fendy xxxx

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Ive still got my dog Moss, but just fancied a change, so got my dancing kick *ss bunny now dancing in the face of adversity. Lol xxxxxx

 

Anybody know if I can claim contractual on something going back 17 years. Because if up for it if I can..........

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And what would the contractual percentage rate be to charge them from the outset.............. just waiting for my statements to come through or print out of whatever kind........... Lol xxx Fendy xxx

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  • 2 weeks later...

Fends i shall be joining you on the Yorky forum soon.

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Yaaaaaaaaaaay Parky, it can become the new long boring banter thread too. Lol.

 

Okies had letter back from my old branch of Yorkies bank that I used to bank with today, basically saying in order for them to give me the SAR info I requested they need me to send in a copy of drivers license or passport for both me and hubby. So photocopied passports, and sent off to local branch with copy of their letter today by recorded. Sit back and wait again for statements or other info they send, Ive asked for all info right back to Dates from inception of account to closure of account. Luckily I had account number and sort code so info should be easy to get. Fingers crossed anyways........... right back to Natwest and Abbey claims now. See yaz peepies. Fendy xxx

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  • 5 weeks later...

Well SAR is up tomorrow for Yorky bank. Oh for those of you that dont know, I won my Natwest Claim on Friday 1st June. Just waiting for cheque to plop onto my doormat this morning. I won at £15,500.00 so there you go. It can be done, and if theyre still paying out, take no notice of any Lloyds wins. Theyre all by accident, Lol xxx Keep claiming and dont let any other wins scare any of you off. We can win and we are still winning, on a daily basis.

 

Right, back to Yorky Bank. They sent me a letter acnowledging the SAR and stating that they had 40 days to send the info out to me from the date they cashed the cheque. Bullsh*t. I sent them a letter stating,

 

No No No I dont think so. I sent SAR recorded delivery, it was signed for on XX date, thats my proof you received it, and you have 40 days from the date of receipt of that letter in which to send me the information I have asked for, so dont try it on with me. Etc. Etc. Etc. Well the SAR runs out tomorrow, so if no statements by then, I will be writing to them again to say 7 further days, end of, and also writing to the ICO, with proof of my SAR requests and copy letters and recorded delivery slips to prove non compliance, and if the ICO dont get me an answer from Yorky Bank quick, then I shall simply file MCOL for non compliance and claim a nice bit of compo into the bargain. Im just not sure how much Yorky Bank one is gonna be, but Im hazarding a guess at somewhere between £5000 and £10000. Really. So you can see why Im chasing hard for the statements................ Its just a good job, that even though the account has been closed some 8 years, that I had kept some statements from that old account and hence was able to provide them with account number, sort code, etc. etc. etc. to speed up the SAR, cos we all know they like to play games and pretend they cant find account number etc. etc. etc. HSBC currently messing me about big time on this one. But Ive got all the time in the world to keep claiming so Im not gonna panic. I know I will get the info eventually, even if it means I have to file court action to get them to comply. THEY WILL COMPLY. I WILL MAKE SURE OF IT.

 

Fendy xxxxxx

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Well done on your Natwest claim Fendy :D I can see that YB will have a big fight on their hands with you.

 

Good luck.

 

Sarah.

Yorkshire Bank

Started Process 19th Sept 2006.

All Stages Followed.

Next Step Court!

Hearing Date 7th June 2007.

WON!!!!! 6th June 2007 :D

 

Frequently Asked Questions

Example Step-By-Step Instructions

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  • 2 weeks later...

Well, tis 12th June and still no flipping SAR info......................... Yorky bank cashed my cheque on 24th May, so what they playing at. Im giving them till next Monday 18th June to comply with SAR, then its file at court for non compliance. *ssholes........................... deliberately mucking me about and telling me what they can and cannot do. Im not having it................... Im running the show on this one, not them, Lol Lol Lol xxxx I wont flipping play ball with their deadlines............ the 40 days since SAR request is well past........................ they are trying to say its 40 days from cashing the SAR cheque, not 40 days from receipt of letter. I mean, how *rsey can one bank be...................... they will regret it, cos I was just gonna go for 8% interest at court stage, but now, Im asking for contractual right from the start. Ha, that will serve them right.

 

Fendy xxxx

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