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biker154
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Here goes.

Have been trying to claim back in the region of £2K from Abbey. Got a letter from them today telling us to get lost basically. They have given us a good will gesture in the past £105 and that months charge waived(When we instigated the claim a few months ago). I contacted the financial ombudsman as they were fobbing us off and the letter back today is stating that they feel they have dealt with our claim fair and reasonable and are unable to respond to any further correspondence in this matter.

What do I do now? Anyone any ideas? Do I complete the claim form now the financial ombudsman sent me and let them deal with it?

Regards.

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That's your choice Biker. You can go down the financial ombudsman route and I believe there is an element of success with that way or you can follow the CAG route and issue a small claim in the county court. Have a read through the FAQ's to establish which would suit you best. I would recommend the court action on the basis you can charge them additional interest and costs on your claim.

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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That's your choice Biker. You can go down the financial ombudsman route and I believe there is an element of success with that way or you can follow the CAG route and issue a small claim in the county court. Have a read through the FAQ's to establish which would suit you best. I would recommend the court action on the basis you can charge them additional interest and costs on your claim.

 

Hi again

 

Im in Scotland so am unsure about the small claims court thing as the limit is £750 here and in England its £5000. I am trying to claim about £2000.

 

I have called the financial ombudsman and they have asked me to complete the forms and send them in.

 

Truthfully I want the interest too as im sick the same as everyone else with their robbing ways.

 

Grrrrrrrrrrrrr.

 

Im amazed at just how many people post on here daily regarding Abbey alone. Its the voice of a nation eh. Keep up the good work.

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Hi Again.

Ok so can anyone tell me how I do the claim myself with the help of this site for my £2000 or do I need to go via the Ombudsman? I am so not sure what I am to do now.

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Sorry I have no experince of the Scottish court system. I would say it could possibly be a good route to go with the ombudsman because of the size of your claim, however I'm sure there is a way you could claim the full amount through the Scottish courts.

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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Hi

Thanks for your reply. Im pretty sure I read in the papers that us Scots are being discriminated against because of the legal system with this. Dont know whether to issue Shabbey with the Step 3 letter with schedule of interest charges as I haven't done that as yet. I was using another site - Govan Law Centre but the information seems to have dried up.

Im shaking my head here. Thanks again for the reply.

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