Please Post How Far Back You Have Managed To Obtain Statements

[TANZARELLI]

Good move Bong that was getting clogged up over there and sort of off track.

[TANZARELLI]

Barclaycard only gave me statements from Dec 2000 to when I closed the account stating they had destroyed previous statements.

[TANZARELLI]

I hold one of these letters, this is open to all users should they require it.

 

I too have a letter which states:

 

"Unfortunately we have been unable to provide you with all of the copy statements requested. This is because we only have a requirement to hold backdated account ledger information for a period of 12 years"

However Barclaycard have said the have destroyed my statements from 2000 and previous to this. What can I do about this as have conflicting info from in effect the same people???

 

Any thoughts Livelylad??

[TANZARELLI]

tanz, Barclays and Barclaycard are separate entities - I read it in a letter from the information commissioner.

 

Barclays trading as Barclaycard surely the same thing, I have also sent prelims to the HQ in Churchill PLace, London and it was passed onto Barclaycard, surely if they were as you say a seperate entity, they would have just binned it and Barclaycard would have claimed they never recieved it??

 

I may be wrong.

[TANZARELLI]

hi Tanz, I've found it - http://www.consumeractiongroup.co.uk/forum/barclays-bank/50838-barclays-breach-data-protection-3.html#post612103

 

Thanks Bong,

 

Surely the ICO are entitled to their opinion, but I would still beg to differ with them. Anyway no harm done, still ready to file with them both just a bit skintos at moment so will have to wait till next payday.

 

Thanks again

Tanz

[TANZARELLI]

I got Barclaycard statements from Dec 2000 till when I closed the account

[TANZARELLI]

I didnt include that one Tanz because that was in 2006 wasn't it? so only 6 years?

 

Hi Bong yes but the point is that statement previous to this they are saying they have destroyed, so if other people are getting theirs back I want to know why they have destroyed mine, if you see what I mean. They should have a policy and should treat all requests under that policy if not then they are being naughty.

 

Tanz

[TANZARELLI]

the compund interest I'm claiming on stuff 6 years old looks very close to being unreasonable to me, as it's it's a hell of a lot more money that the core charges

 

does anyone think a court would back compound interest on charge made twelve or more years ago?

 

Has not been tested yet in court, however if your case scares the sh@t out of the banks and does not give them wriggle room then theres a good possibility it may be settled prior to court hearing, however you must fully understand the arguements first.

 

Tanz

[TANZARELLI]

everyone's case is exactly the same though surely? so as long as people follow the routine and do things properly they all frighten the bank the same I'd have thought (quite a lot)

 

and surely arguments don't come into it until the court? at which point it's likely too late for the CI argument

 

on a slightly different tack, exactly how does one stop the bank seperating the charges claim from the CI claim? Surely they offer the charges and that's that, thereafter they can point out to the judge that they're settled the charges and are now only contesting the CI part

 

all genuine questions

 

See here: http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html

 

I have already had 6 years back and am now going back to 1996-1999 but have still got one charge left from 2007 which was made after the other 6 year charges were refunded.

 

I paid this charge and then closed my account.

 

Tanz

[TANZARELLI]

I got my Barclaycard statements back to Oct 2000.

 

Barclaycard re-started charging penalty charges in August 2001.

 

Note that "RE-started"

 

Back in the late 1980s I got charged a fiver a time for late payments and going overlimit.

 

This info may be of some use to Barclaycard customers. Over on the Barclaycard forum I have been told Barclays state they only started charging on Barclaycard in mid 2001. I got statements back to early 2001 and have no charges until july 2001 (and yes I was over limit at the time).

Alibobsy (off to post 2 lots of prelims to Barclaycard )

 

Well these two posts conflict

[TANZARELLI]

No real conflict.

 

Barclaycard were charging default fees in the 1980s, later they abolished them due to increased competition from the explosion in the number of other card companies.

 

In mid 2001 Barclaycard re-introduced their default fees.

 

Yes noomill060,

 

I am aware of that but if as I thought was the case that they were re-introduced in August 2001 how com ethe other person has one from July 2001.

[TANZARELLI]

jkop,

 

I have pm'd you

[TANZARELLI]

I banged that in one of my letters to Barclays.

[TANZARELLI]

Alex have you a link to your thread? If so post it and I will pop over

 

Tanz

[TANZARELLI]

Hi Bong...Ginges here, sorry to drop in like this but I got 5.5years worth of statements a few weeks ago and wrote request the rest all the way back to September 1995 only to get more to March 1997.

I know its their game of slow coach and ignorant so I've threatened them with FSA and OFT to try and push them along abit.

If you read my thread you'll get a more indepth story...

 

Who was this with?

 

Whats your thread title?

[TANZARELLI]

Katscash,

 

A SAR is about you as an individual so if you sent a SAR then they should provide all personal data they hold on you as a subject. When you get the old account number I recomend sending another letter referring to this and the SAR and tell them they need to supply all data relating to this account also or they will be in breach of the DPA.

 

Tanz

[TANZARELLI]

thankyou tanzarelli:)

 

Your welcome;)