crusty git v Nationwide

[crusty git]

well I finally got the statements (well most of them anyway) An odd thing, the covering letter refered to 6 years, I only asked for 5.

The spreasdsheet works really well Thanks Vampira

 

The request for repayment has been posted today, I await the standard letter

[insomniac]

Hi,

 

How long did they take to send them?

 

I've been waiting since 10th May, and getting anxious.

[crusty git]

I sent the DPA letter on the 2nd of may and eceived the statements on the 23rd.

They did send a holding lettter quite quickly. Have you had that yet?

[crusty git]

No response to the preliminary letter.

Letter before action went off on time on the 6th June, - lo and behold the standard letter appeared on the 8th.

They must be really busy -poor dears. Money claim will no doubt be issued on the 20th

 

J

[crusty git]

Sod off letter arrived 21st The Moneyclaim will be isssued this week

 

Here we go again

[dolly]

My moneyclaim was issued on the 15th, heard absolutely zilch since.

 

Oh well, hurry up 4th July when their 14 days are up (although I have no doubt that they will have acknowledged it by then!)

 

Keep us up to date with yours

[crusty git]

Its all happening now!

I filed the claim on the 30th June.

on the same day a debt collector (Roxburghe) wrote to me saying that Nationwide had passed the account to them, (a lie they sold it to morecrofts who I refused to pay) and "in ther absence of payment or any valid dispute we will pursue this matter - with or without your cooperation".

 

I replied in suitable terms but undaunted doggged Roxburghe wrote again on the 7th of july offering me 7 days to settlle the matter "my failure to do so would be bought to the judges attention should I fail to do so." my reply was short and to the point.

 

The following day I received the Acknowledgement of service from nationwide passing the case to their Legal dept.

 

I wrote to the legal dept enclosing copies of the letters from their agent and informed them that unless they sorted the situation within 7 days their behaviour will be reported to the court.

 

Today I had a letter from Nationwide's customer care dept saying that they understand the charges have been refunded and they regard the matter as closed.

 

I'm off on Holiday tomorrow for a week so I think I can look forward to some interesting mail when I get back

 

J

[dolly]

Have you checked your account to see if the money is in? That is what they have been doing recently.

[crusty git]

No I hav'nt, the account is really dead and I have no way of accessing it other than going to a branch and asking. Ill try that when I get back from holiday.

 

Love the new avatar by the way

 

J

[dolly]

for the avatar comment!!

 

Is the account 'dead' as in passed to a collections agency? Because they cut all communication off for mine - statements, internet banking etc and apparently passed mine to a DCA - but I could still use the phone bank and that is how I found out mine had gone in.

[crusty git]

Im Back from the holiday, and guess what.

Nationwide have closed my acount because i wont abide by their Terms and Conditions. !!!

 

But suddenly my (dead) acccount has a balance equal to my claim against NW.

 

IVE WON

 

Went into the branch yesterday as per NW's instructions - Head office have not done the paperwork for the interest or costs!!!!

 

so the saga continues. . . . . .

 

 

 

Account closed

bank switched

repayment got

donation made

 

 

J

[dolly]

Brilliant news Really pleased for you and hope you had a lovely break, what a nice thing to come home to.

[crusty git]

Fhanks Dolly

Yes it was i nice homecoming present paticulary as there was a letter from Capital 1 on the mat as well with an offer of settlement in full

 

But - Readers beware

Nationwide have changed tack, after offering full settlement they want to deduct £340 that was tha balance owing on the account. This despite the fact that they refused payments from me and told us to pay the DCA.

(see my previous post)

 

Ah well

 

J

[crusty git]

This topic was closed on 11 March 2019.

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