Just about to take Lloyds TSB to court for charges

[RichShan]

Hello,

 

Hope that everyone is well and all actions are proceeding well. I am about to take Lloyds TSB to court for a refund of my charges. This afternoon I'll nip down to the court (handily just round the corner) and pick up one of their N1 forms. I understand that I have to make 3 copies and send one to the bank, one to Lloyds and one for myself...

 

Am just a bit nervous about all this as I have never been to court or taken any action like this before (my brother jokingly suggested that knowing my luck they'd hire a top barrister for their defence!). I have followed the process on here clearly and read posts about court actions. It seems like a bit of a nailbiting process but I'm prepared to go through it.

 

Also have been promoting your good services to anyone and everyone who has complained to me of bank charges. I think I'm becoming a bit too evangelical about this now.

 

Look forward to any advice and help you guys might give.

 

Thanks and regards

 

Richard

[Guest Niklowe]

Hi Rich, This might save you a journey, Apart from guidance there is an N1 in PDF format that you can download.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

And you will be alright, the banks do not want to enter the court and justify their charges.

[bitingback]

Hi Richard,

 

The court bit can seem a bit daunting, and you are not the first on to be convinced you will have to defend your case before a judge ( I know I was lol).

 

Best advice is when you collect the N1 ask the clerke what you need to bring back to the court and they will give you the requirements in detail.

 

Thens its more forms to fill in, If you have been studying the threads you will know that this is typicla behavour for the banks and basically means your claim is a savings account earning interest.

 

 

i would suggest starting a RichShan V Lloyds TSB in the Lloyds forum (if you havn't allready done so) as people with specific experience of this institution can lend assistance.

 

If in doubt ask first as its easier to get it right now, than recover things later, also if you need a quick answer to any questions try the Chat room as there are usually some very helpful people in there.

 

Very Best of Luck

 

BB

[RichShan]

Hello,

 

Thank you both for your advice...

 

I'll start a thread in the Lloyds forum as suggested. Now that you've suggested it it does seem to make more sense:)

 

Thanks again.