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    • Hurrah! We got there.  After asking four times about the defence you've answered. To win this you will have to be a hell of a lot more pro-active and get reading up.  The standard defence is on every single claim form thread here. So first task for the evening. Go to  https://www.consumeractiongroup.co.uk/topic/393251-received-a-court-claim-from-a-private-parking-speculative-invoice-how-to-deal-with-it-hereupdated-dec-2021/ Scroll down to  Q2) How should I defend? There is the standard defence. Change (6) into (7) and add a new (6). 6.  In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. Get if filed this evening.
    • OK, relenting on my above irritated post ... It's worth defending it.  At the very least they are likely to offer a deal. Plus  PE have added two completely invented amounts.  The £100 charge has morphed into £125.  Then they've added £50 legal representative's costs although they have no legal representative.  Even if it went all the way to court and you lost, the  judge would likely disallow the made up £25 + £50. Please fill in the sticky as dx asked. Then dx will be on with details of how to defend.
    • Quite interesting that the Conservative East Midlands  Mayor candidate doesnt mention conservative on his promotion LOL   but he does claim that he, a Conservative politician, is the man to fix the 14 years of Conservative devastation of the region - inc 'fixing' problems inc the utter devastation of the roads, bus and train services that his party have  imposed   Must all rotate around the meaning of fixing he actually means .. fixing noun dishonest activity to make certain that a competition, race, or election is won by a particular person:   .. or perhaps he just means 'fixing' - preventing change
    • Yes, absolutely normal for them to waste everybody's time and money by asking for more time – which they are entitled to do, of course – but it is simply a waste of time. They use prepared template defences. They know they are in the wrong but they simply want to make your life tough because they don't care about you. However do keep an eye out. You never know there is just a 1% chance that they could miss the deadline in which case you should apply for judgement immediately.
    • Will check back in when the SAR from MCB is back and get advice on how to raise the formal complaint and what to say x
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Dj Cano Vs Lloyds Tsb


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Hi Everyone I Would Just Like To Start By Saying Well Done To Every One Who Has Claimed Back Unfair Bank Charges, But Now I Need Some Help

 

So Far I Have Wrote 3 Letters 2 The Bank. Letter 1 Stated That I Was Owed £1100 For The Past 4 Years But I Was Only Able To Go Back 4 Years With Online Statements. So I Asked Lloyds To Go Back Six Years And Tell Me What The Total Amount Of Charges Would Be. There Response Was That They Wernt Going To Do Anything As They Thought That The Charges Were Fair.

 

Letter 2 Was Just A Quick Note To Say That Since Letter 1 I Had Been Charged A Further 100 Pounds And That I Would Like This Refunded Along With Any Other Charges. To This I Got No Reply.

 

Letter 3 Was A Letter I Got On This Forum Stating That I Would Like A Full List Of Charges That I Have Incured In The Past Six Years, That They Can Only Charge Me A Max Of £10 And That They Have 40 Days In Which To Reply. This Was Sent On 22/02/07.

 

I Have Now Recieved A Letter From The Bank Offering Me £750 And That It Will Go Into My Bank Within The Next 3 Days, Obviosly I Am Only Going To Accept This As Part Payment And Continue With My Claim. But I Have Still Not Recieved A Breakdown Of My Bank Charges So I Only Know Wat I Am Owed From The Last 4 Years. I Am Going To Need To Know Wat The Amount Is For Me To Proceed To Court.

 

 

Please Could Somebody Help

Thankyou :)

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Hi Dj Cano,

 

Welcome to the forum,

First here is the letter you are after;

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/6971-data-protection-act-non.html

Please start a thread in the next link, head it as you have here;

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=11

Also read some of the sccesses in your banks forum;

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/

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  • 2 months later...

hi Lynn here just joined today, can anyone help me get into the Lloyds forum.Awaiting response from second letter sent to Loyds trying to claim back £3060 but may have to start court proceedings soon. very scared can anybody tell me what I NEED TO PREPARE FOR COURT. Thanks looking forward to some friendly advice. Lynn

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