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Should I deduct £12.00 from each charge?


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Hi,

 

I have a question. I am starting my claim against Halifax PLC today. I have all my Statements to hand. I am not clear wether I should deduct £12.00 from each charge figure? I understand that £12.00 is the amount they were legally entitled to charge me.

 

I don't want to make a mistake at the first fence :)

 

PS: I really hope to stick it to Halifax because their actions have caused me to go into debt freefall :shock: - If I get my charges back I will also get my life back!

 

Best regards

Deb

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Guest NATTIE

No the law states it is unlawful to charge more than the actual cost for a breach of contract so it is up the Halifax to prove their costs. £12 is an urban myth.

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Go for the full amount of each penalty charge. Don't forget that this applies to all penalty charges for Bounced cheques, paid referrals, unpaid DDs etc.

 

If in doubt...shout !

:p :p If my advice as been of help, please give me a quick click on the scales to your right ;) ;) :)
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