Scissorheart v Natwes - Dealing with Cobbetts - **WON**

[Janet-M]

Make sure your letter is not marked ' without prejudice' if you want the court to see it.

[scissorheart]

Cheers for the advice

 

Has anyone else replied yet along these lines? I really am quite concious of being careful at this stage because I don't want to trip up and jeopardise my claim.

 

 

 

You know what. I have just finished working for Halifax Bank of Scotland and I can tell you for certain that most of their admin departments are run by (edit). I am starting to think that cobbets are the same.

 

[MODERATED: Please do not post libelous comments on this site]

[scissorheart]

Folks

 

Been away for a couple of days. Still a bit unsure about how to respond to Cobbits. Has anyone who received the same letter sent back a reply yet? I can feel the end drawing close. Any advice would be most helpful

 

Kind regards

 

Scissorheart a.k.a Rob

[homoeopathics]

Have seen that exact letter twice and each time Cobbetts offered full settlements the very next day. Although they were slightly dfferent to yourself as default judgement had been passed and set aside hearings had been allocated. The end is indeed drawing close...and so is your full settlement.

[scissorheart]

tick tock

[scissorheart]

tick tock

[lipscombe]

Nice one Robert, not far behind you so may use parts of your letter if that is ok.

 

Good luck - not long now x

[scissorheart]

You can use my letter by all means. I would wait to get some positive feedback on it first though as there may be bits that other users think I should add or remove before sending.

 

Rob

[Kate252]

Hi all,

 

I am at exactly the same stage as you guys, I recieved the "bumph" from Cobbetts and the corts on Friday and I have snet a letter to Cobbetts giving them my Accounts details and responded to the CPR 18 request. (I have copied a letter someone else has posted on here)

 

Anyway, I am going to send this of now and see what happens.

 

Keep me informed.

[Chrissielr]

Hi Robert, take a look at rbrears posting on the General forum re section 18 and claim particulars. He had a similar experience and was successful.

[scissorheart]

Can you point me directly to the thread?

 

I am still in the dark at this stage. Argghh!

[Chrissielr]

Can you point me directly to the thread?

 

I am still in the dark at this stage. Argghh!

 

Hope this works!! http://www.consumeractiongroup.co.uk/forum/general/15172-reply-stock-defence-18-a.html

[scissorheart]

Hmmm Interesting link.

 

I sent my letter yesterday (the one on the thread above this somewhere) but if they come back needing more then I will rip that Particulars of Claim letter out and throw it back at them. At this stage they are merely kicking back (as it looks like they do with everyone).

 

Sad isn't it.

 

Rob

[scissorheart]

deleted as repeated

[scissorheart]

A question about couert.

 

I have sent my allocation questionnaire back to York CC already and yesterday I sent this letter:

 

Can you simply send supplementary evidence into the court once you have sent your AQ through? Is it a case of simply drafting up a letter with the claim number and details on saying something like 'Supplemntary to my claim, here is balhg blah blah"?

 

In addition, do you think it is worth sending the court all of the letters that I have received from Cobbetts?

 

To be honest (and i touch wood when i say this), They must be absolutely inundated with these claims at the moment. If sooooo many have been settled, it is difficult trying to guage NatWest's relatinship with Cobbetts. I must simply be that the only defence is scare tactics and stalling. You can almost imagine Natwest saying to Cobbetts "Just do your best lads, the more you faff about the more likely they are to drop out of the claim".

[NitrousOxide]

Hi,

If this did actually get to court I can say the judge would not be happy about them stalling on the no account details issue. I don't know why they are trying this as it's an issue you can't lose on. The judge would say something along the lines of it's on the relevent paperwork, and the issue would end. Very strange.

[scissorheart]

Check this out folks. It merely comes from the facts and figures section on www.cobbetts.co.uk

 

• Cobbetts is a large successful commercial law firm ranked well within the UK's top 50 law firms. Cobbetts operates across offices in Birmingham, Leeds and Manchester.

 

• The firm has 147 partners with fee income for the current year of £56 million.

 

• Cobbetts unique approach to partner managed client relationships is underpinned by a flexible, focused team structure that has been developed across eight key practice areas including: Property, Corporate, Commercial, Banking, Dispute Resolution/Litigation, Employment, Private Client and Social Housing.

 

 

• The strong team spirit at Cobbetts emphasises unity, shared aims and objectives and a strong sense of respect, all underpinned by the firms commitment to a work-life balance.

 

• In Top 100 Companies To Work For 2004 survey, Cobbetts was ranked 12th - the second highest ranked law firm in the UK.

 

• ‘High quality service delivery’ are the watchwords at Cobbetts. The firm operates its own internally monitored total quality management systems. The firm employs a full time Quality Manager responsible for ensuring that the service delivered to clients is of a consistent high quality. :o

 

 

• Cobbetts operates a continuous programme of client satisfaction including regular client feedback questionnaires and annual face to face meetings with top clients by senior partners.

[scissorheart]

So as a quote to my original question,

 

Can you simply send supplementary evidence into the court once you have sent your AQ through? Is it a case of simply drafting up a letter with the claim number and details on saying something like 'Supplemntary to my claim, here is balhg blah blah"?

 

In addition, do you think it is worth sending the court all of the letters that I have received from Cobbetts?

 

Rob

[scissorheart]

Hmmm looks like Cobbetts have gone dead on me. How annoying. Can I still send them the particulars that they asked for even though I sent one saying otherwise?

 

Help!?

[scissorheart]

Gosh you lot must think that I am insane posting messages continuously to myself.

 

Anyhow - I have made a slight alteration to my tactic. Having spoken DIRECTLY to Cobbetts I have come to the following conclusions. This is for people in the same situation as me.

 

When Cobbetts send you the letter saying that your Particulars of Claim are insufficent, don't just send one back saying 'Yes they are'. Have a look at rbears claim as he wrote a blinding reply to them. Either nick bits out of his, reword or rewrite but if you choose to do so (at your own risk) make sure to make any changes you deem necessary, obviously making sure you put your own details in! There is link to this thread somewhere above. Note that he had to ask the courts permisson to send this but in my opinion, you are simply replying to a request from Cobbetts anyway so I don't actually think this necessary unless you sent your own particulars beforehand.

 

Have a look at the counter-request for information. This is both legitimate and very bloody clever if you ask me, you are smashing the ball back into their court and to be honest, they are on their back foot anyway (gosh - Wimbledon really has sunk in).

 

I don't think it is advisable to simply rely on the idea that many people have won so therefore so should you.

 

Hope this helps (and works!)

 

Rob - p.s i'll let you know the outcome very soon

[scissorheart]

Still no news. The suspense is absolutely killing me. Arggghhhhhhh!

[goforit]

Ditto, I got exactly the same responses from Mr Higley. They have until Friday and then I will be logging my claim through MoneyClaim too!! Not like I can afford it, but you have to speculate to accumulate!

 

Check whether or not you are entitled to a fee exemption.

 

If not you can apply to the court for a remission. It costs nothing to try.

[scissorheart]

Hmmm I am actually well past this stage but thanks for the advice anyway. I am literally just sitting here waiting having sent my AQ off, and the requested particulars of claim document to Cobbetts in Manchester.

 

How god damn long does this take!??? NatWest (Cobbetts) are taking forever to sort this out and it is DOING MY HEAD IN!!!!!!!!!!!!!!!!

 

-----------------------------------------------------------------------------

 

Ok - I have calmed down. Is it worth calling Cobbetts and finding out where my claim is at Mod People?

 

Rob

[smbird090177]

Sorry if acting a little dumb. But is this allocation questionairre or whatever Cobbetts want stalling the 28 day countdown or is that underway.

 

Cheers

[scissorheart]

The allocation questionnaire is the form that you send to the county court stating that you want to pursue the claim through the court. Cobbetts have an allocation questionnaire for their defence which they send once having taken into consideration the particulars of your claim etc.

 

I am floating in Limbo at the moment though and awaiting either a full settlement from Cobbets or a letter from the Court.

 

And I am in need of the money! I followed the same course as Rbears and pretty much plagerised his letters to Cobbetts, who according to the threads on Rbears' Natwest claim, folded shortly afterwards.

 

Rob