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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Fendy v NatWest - 16K - **FINALLY WON**


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I know, I know Fendy, very true words.....you know wot? I was a 'new man' in the 90's, when it first came in...remember that? I'm all for it, genuinely - cos I know those brownie points can be used to full advantage (not nastily of course)....it's a game, and Mrs j can go out whenever she likes. Makes for a good setup I think.....yes, I'm emancipated, but also incarcerated and emasculated.....two of those aren't good ones, are they??:p

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See you gals! What stars!...tell you wot - never thought coming on here to seek advice on something as dry (as a baboons a**e) as getting bank charges back would lead to such a laff! You've both made my night (again!) - great to 'meet' you!

 

Hedgey - (Hedgie?) - between you and I, we could probably sink the Titanic tonight, never mind the Bismark - sleep well!!

 

Fendy -it really isn't good for you not to drink you know - promise you'll make up next time!! LOL!

 

ps - Administrator Forum Tip - never post Phished!:p

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Well its a brand new day guys, my lovely but slightly tired of me greeting him at the door in anxious expectation of cobblers defence postie, has just been and nothing from Nasty West, Cobblers or anybody. Got my nice new Woolwich Cheque/Debit card though for my new parachute current account. Yum. Some positives there then. Went a bit mad. Opened 4 new current accounts, just in case, this being the last. Dont think I will be using em all but it helps with my theory of only keeping barest minimum in each to stop the fraudsters from stealing all your money (if you keep it all in one account) if you know what I mean. I know my logic doesnt always make sense to others. But let me have my little mental indulgences. Lol. So still waiting waiting waiting for the Cobblers defence. Um................... Ooooooh England Israel game to look forward to this evening, and I might add Jonny, with plenty of red wine thrown in. Got half the close coming round to watch with us on the big projector screen. One my hubby indulgences for the last world cup. Did a deal with a local pub company to buy one of those giant projector thingys, woman speak, I dont understand what men call em, its a projector thingy, end of, that puts your sports up in glorious 108 inch colour splendour. I went potty I might add, could have had a holiday for the cost of the bl**dy thing. MEN. See what I have to put up with. And I never make a large purchase without consulting the other half first. So much for equal respect. Lol...... So I think Im on making the curry en masse duty this evening for all, whilst trying to sneek a peek at the footie and coiffing huge amounts of the fine red stuff. Nice evening ahead. lol Fendy xxxxxxxxxxx It might even be nice enough to keep me off here, Lol. Hubby getting jealous of my laptop this week. Never knew he had competition in the form of iccle pooter. Lol. xxxxxxx

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Oooooh Fendy, you was up way earlier than me today honey - that red wine went straight to my head and stayed there till about 10 this morning!! Luckily, my hubby's also a new man and dealt with his offspring in the manner that only a man can................... they walked all over him!!!! Bless! Top night with you and Jonny and the postings........... sat at the pc laughing my ar*e off at the posts last night!!!!!!! Back to reality............ asda beckons! See's you later xxxxx ;)

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Everywhere Fendy......... everywhere!!!! I am, however, instructed to treat myself to a nice bottle of red for my efforts!!!!!!!!!!! See ya later honey xxxxxxx:p

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Seez ya later Hedge. You can mentally spend the spondoolies whilst wandering round Asda. Might perk you up a bit. Or make the mundane shopping a bit more exciting knowing you can have a spondoolie blow out once your money come back. Yaaaaaaaaaaaaaaaay. Byeeee Fendy xxx

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Crikey, was up early this morning reading posts I missed last night after the footy. Was too tired to come back on here last next to check any peeps progress as had a few rum and cokes too many. Not ill or anything, just made me sleepy. Needed fuzzy bed head early. The glorious game,,,,,, dont mention it in our house today. Am having to cook best rack of lamb for sunday dinner in order to help hubby pick himself up off the floor, still down there this morning, due the huge disappointments. "All cries to get that McLaren sacked" He aint firing em up enough, unlike our Nattie and Parkvale. There you go Nattie, one said job may be up for review shortly, you got the skills to fire up the masses, Hows about the England job then. Might have hit on a winner there. Lol. God its early. Clocks forward or no clocks forward. Needed lovely life giving elixir of ACTIMEL AND CUP OF TEA. Strange mix granted. Cant live without em. Im hooked on the blueberry ones. Yum........... Fend xxxxxx

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OK, nobody playing out.......... am logging off to make some bacon and mushroom paninis for the hungry brood topped off with a lovely cappucino. Yum. What sundays were made for. Byeeeeeeeeee,, stop by later. Fendy xxx

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Guest NATTIE

where are my sarnies? I am a banker not a miracle worker fendy, i think i would love the lichtenstein job though, no pressure to win!!

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Ooooooo la laaaaaaa ( closes my shy eyes before his answer ):p

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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Lol, lol, lol, lol, lol, lol. Well, it is sunday morning ???? And we are all busy making bacon butties on this fine morning usually, so I would hazard a guess at, his other hand is busy turning the bacon over under the grill. Lol Lol Lol. Fendy xxx.. Oooh la la indeed. xxxx

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Lol! I can't keep my eyes closed for long anyway cos I'm far too nosey:p

I hope you have a wonderful Sunday Fendy and I'll catch up with you all later xxxxxx

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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Okey Dokey Caz. Im off again now myself for a bit. On Dog walking duties. Off through the woods for a jaunt with the hound, and call at local shop on way back to pick up papers. Blissful sunday morning. Back later. See yaz all. Fendy xxxxx

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Ooooooooh, I need to start getting up earlier on a Sunday morning - you get all the gossip first thing in the morn!!!! Hope your walk was luvly Fendy............ there's nothing quite like a relaxing stroll on a Sunday morning is there? Especially this time of year when you can really smell spring in the air. OMG, what am I on?????? Starting to sound like my old grandad!!! Have a top day gang!!!! xxxx ;)

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oooooh and I completely forgot Caz and Hedgey. I adore DAMIEN LEWIS. Actor. Would definitely run away with him, wouldnt need asking twice. Lol. Lol. Lol. Yummy, combination of both good dashing looks and lovely person. Again saw interview with him last year, and he was really quite shy. It was so endearing. Seemed like a genuine down to earth nice bloke. Hes a def top fave 3 man. Yummy. Droooling.......... now. Fendy xxxx

 

damian_lewis.jpg

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hmmmmmm must admit sensible,emotional guys don't do it for me they gotta be big mean and menacing like thiswwf_therock1.jpg

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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Phwoarrrrrrr! MOOBS! ( man boobs ).

Lol I hope you get paid soon Fendy or we might get thrown off for not being "up standing and proper "! Darn us for lowering the tone:lol:

NatWest : £857.00 won! March/07

Natwest : Witholding my statements & adding defaults etc , S.A.R sent Jan/08

Natwest for my partner : £2,101.00 won! Feb/07

Studio Cards : Refund for admin charges £108 Won! Dec/07

Complaint made to FOS for P.P.I Jan/08

Nationwide: S.A.R - (Subject Access Request) sent for statements Nov/07 ( waiting to see what happens in the OFT test case )

Littlewoods : defaulted on CCA request Feb/07

DCA's that crawled out from the woodwork and have crawled back : 28 so far!!

My favourite link on CAG:

Click here: Can't Find What You're Looking For? Here's A Complete A-z Index - The Consumer Forums

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But hes a bad boy Caz...... Never dug bad boys, much... All my mates did, but not me. I like a guy you can have a deep interesting fun convo with, no one thats too neanderthal to know what a conference pear is, or even a conversation for that matter. Lol. xxxxxxx Good job were all different isnt or or there would be a lot of lonely people in the world. Lol. Fendy xxxxxxx

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I think we will get kicked into the bear garden for being bad girls. Lol. xxxx Probs they think were too juvenile and will just ban us completely before long. Lol. xxxxxxxxxx Well I will just have to make my thread so gripping that they need to know the end first. Lol. xxxxxxxxxxx Lets hope cobbets make it juicer reading for me huh. !!!!

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Guest NATTIE

Please can we all stick to on topic things likes charges please and i am back to both hands now.......on the keyboard!!

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See Caz, knew it wouldnt be long before master Nattie, was rapping our knuckles again. Hes such a bossy britches........... OK, off to the bear garden for me. Cant stand all this formal stuff when theres nothing for me to report today on my claim. Can get as silly and smutty as I like in there. Just waiting for Hedgey to come on this evening. She always livens things up a bit. Lol. xxxx Fend xxxx byeeee master Nattie.

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Can't believe I'm even gonna post on this thread Fendy....... it's only cos I luv ya that I'm posting!!!! This thread (and come to think of it mine as well!!!) is getting as bad as the £100.74 prize for the last person to post!!!! Naughty girls - that's all I'll say! And Nattie - as for you - I've conjured up all sorts of reasons as to why you was one-handed for a while........... and not a one of them was 'eating toast' or 'reading the paper'.............. yaaaaaaaaaayyyyyyyyyy!!!!!!!!!!!!!! xxxxx ;):p;):p:lol:

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Fendy ,

I haven't posted for a couple of days, because i have been in mourning. I found out the snow man i built last week had been killed by global warning. I am gutted.

Its snow laughing matter. snow_laugh.gif

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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