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    • Greetings, I'm writing to seek assistance with an ongoing issue I'm having with Manchester Council.  I parked my car in a residential area behind Wilmslow Road to go purchase some food, not realizing it was a no-parking zone. I later received a letter stating I had failed to make the required payment, and the penalty had increased. I appealed the fine, explaining that I had parked there but never received the original Penalty Charge Notice (PCN), so I was unaware of the need to pay. However, the council's reply did not address my initial concern. Is there anything I can do in this situation? I admit to parking there, and I was willing to pay the original fine, but I don't think it's fair for them to demand a doubled amount when they failed to send me the initial PCN.  Any advice or guidance you can provide would be greatly appreciated. Thank you in advance for your assistance.   MK Document.pdf
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    • Hi, I have found this group very helpful hence I am here seeking help and advice.   I got myself into a situation where I have now more than £50k in unsecured debts (personal loans & credit cards) and things are now getting out of control as I am struggling to make payments. This is purely my own created situation and I am taking 100% responsibility for it. I am keen to get out of this situation as soon as possible hence I would appreciate any help and advice in this process. I am employed at the moment and don’t want to risk going into IVA or bankruptcy as this would risk losing my job. Being sole bread earner of my family, I cannot afford to lose my job. I have been trying to keep up with the payments so far and had few missed payments instances until 3/4 months ago but got caught up with missed payments somehow using my savings. All my debts are still with original lenders. However I know I am getting into same situation again shortly and won’t be able to get out of it again. I have started exploring Debt Management Plan (DMP) option through StepChange but haven’t submitted it yet. Based on budgeting, I have around £820 available to make payments to all lenders after taking care of all other essential expenses. This is definitely lot more affordable than what I am currently paying to different lenders. 1. Is DMP right option for me in current situation? 2. what are the negative consequences of availing DMP? 3. is there something else that I can do to get out of this situation? I’m determined to clear out all my debts but need bit of breathing space and time. Let me know please if you need any additional information. Thanks in advance for all your help and guidance. MM  
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Sea-sidelady V Barclays **SETTLED IN FULL**


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Hi everyone.

 

I am currently having battles with halifax, but my niece wants me to do her barclays for her.

So here i am...! :p

 

Anyway she brought statements round, it is a closed account, so there was only £770.00.

 

I have just sorted them all out, and they have sent double statements so there is only £410.00.

She is not going to be a happy bunny..!

 

So im just off to do the prelim and get it posted off.

 

I have noticed that barclays are fighting more than haliprats.

So hope this will be an easy run as its not a massive amount. But she has plenty more for me to do.......:shock:

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Hi again,

im just wanting to double check the right address.

I have 2.

 

Either Knutsford Cheshire or Churchhill place.

Thanx in advance. :)

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Posted prelim today, so roll on 7th March for lba. :D

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Hi SSL,

 

As you'll know from my thread, Barclays are just too busy to be 'with it' enough to settle early, so they're taking all the claims very close to the line. I spoke to a guy about my husband's claim today and he said that they just can't settle any claim earlier than the ones with imminent hearings as they take priority over all others. A pain really, but there you go..think of it as more leverage when you settle for the full amount and not a penny less :)

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi, Can anyone give me some encouragement. Had an answer to my first letter from Barclays saying sorry but they won't give me back my money. Am about to send second letter, would it be ok to remind them that I wouldn't have an unauthorised overdraft if they hadn't taken £900 in charges in the last six months

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Hi crash,

Im having a big enough challenge with haliprats, was hoping for a smooth ride here, but never mind, wouldnt want life to get too boring.....:lol:

Just off now to read your thread.

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Hi bistrobabe.

It is always a good idea to start your own thread so that people can keep up with you.

At the bottom of the threads there is a box NEW THREADS.

Click there and that will become your thread, and you keep adding to it. ;)

 

With your clai, i take it you have sent your S.A.R. and your prelim?

If so then send lba but i wouldnt bother adding the extra info as they are just going through the motions with the letters.

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Hi crash,

Im having a big enough challenge with haliprats, was hoping for a smooth ride here, but never mind, wouldnt want life to get too boring.....:lol:

Just off now to read your thread.

 

 

In that case read my halifax thread too...they conceded in full too, shortly before the hearing....just remember to stick to your guns :)

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I had already subscribed to your haliprat thread. I have bookmarked you barclays page.

So as its for my niece and i have had no dealings with barclays before. if i come across anything i will give you a shout if thats ok. ;)

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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I had already subscribed to your haliprat thread. I have bookmarked you barclays page.

So as its for my niece and i have had no dealings with barclays before. if i come across anything i will give you a shout if thats ok. ;)

 

 

Oh yes, of course, I knew you'd seen one of them, I just couldn't remember which one. Feel free to holler as and when you need help :)

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

So i sent the lba yesterday, my niece hasnt heard anything from them yet. But im hoping they settle this one quite quick as she has so more for me to do. So if no contact, roll on 22nd and i will be filing...! :D

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My neice`s claim is for £410. She has just got an offer for £385.

 

Is there a chance they will offer the full total if she rings them. I know haliprats tend to give in at this stage, not sure about barclays though.

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EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

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Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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you could try but i don't think they will budge.

here's a number 020 7116 5634 .

it's like deal or no deal lol.personally i would take it but you never know they may offer full amount.no harm in trying and they are quite reasonable to talk to.

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SSL, I think it is defo worth a call. It's only another £25 they have to raise and I'm sure if she pushes them they'll offer the full amount and get it over with. If they don't tell her to say fine, I'll proceed as normal. They'll soon be calling her to settle the full amount :)

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Well i had a word with my niece and as its her first claim (in a long line :eek: ) she wants to accept this one and get a bit of money in her account.

 

So she is accepting. I have drawn up the acceptance letter and will post it on monday.

How long do they normally take to pay up once the acceptance letter has arrived?

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Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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Fair enough :) I think they can take up to 10 days to pay, as it's a small amount, and there's no imminent court hearing for it to be settled urgently. If you don't see the money by say 7 days, give them a chaser.

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanx crash,

 

I tried to give you a rep, but i have to spread it around apparently...:eek: lol

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

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Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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  • 3 weeks later...

My neice phoned saturday to see where her money is. She was told they hadnt recieved her acceptance letter. I have proof they got it on the 20th.

She phoned back today and told them this and they want to number so they can check themselves.

 

Then in the next breathe he told her the money should of been in her account last tuesday. So he is looking into it. So he cant tell her when it will be in.....!

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

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Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Don't worry too much. They want this to end as much as you do, so no doubt she'll have her money soon....And thanks for trying to click for me :)

  • Haha 1

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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She phoned again, and got a snotty woman this time.

She said they had not recieved the acceptance and she has to send another which my niece has to fax, and it could take another 14 days.

 

So it seems they ignore the fact we have proof of postage with recorded delivery.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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That's not on at all. I'd call back and say if the payment isn't made within say 48 hrs that you will re-commence court proceedings.

 

I have a number for a guy in the Barclays lit. team - don't know if it helps but you could try calling him, he's been quite helpful to me? Tom Hickey: 0207-1164523

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Thanx crash,

 

I will get her to call when she finishes work.

I will let you know.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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She got the run around again today, but she faxed another acceptance and wrote if the money wasnt there in 24 hours then court action will re commence.

 

Lo and behold they phoned her 1 hour later to inform her it was paid.

 

So i guess i have to say it........

 

I WON....!!!!!!!!!!!!!! AGAIN he he he:D :D

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Hahaha, good girl...see, a bit of brutality always works! Well done...AGAIN!

Crash

 

 

 

 

DAY 1: 12/09 - S A R to British Gas

DAY 45: 27/10 - Data Non-Compliance sent off

DAY 67: 18/11 - N1 Deemed served

DAY 114: 03/01 - Judgment served £60 cheque rec'd; Prelim sent for overpayment refund of £393.06

24 Days: E2Save Settled in full £70

59 Days: Barclaycard claim Settled in full £134.39

162 Days: Halifax Settled in full £1543.80

179 Days: Barclays1 Settled in full £2450.45 + £447.02 in costs

254 Days: Barclays 2 Settled in full £1450.91

 

Advice & opinions offered are personal, and are offered informally, without prejudice & without liability. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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