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Go Debt


katesage
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Hi Kate...

 

I had a car from YCC...They told me initially that I HAD to have their insurance but I couldn't find a clause in the contract that stated this- so I didn't have it - Mis selling of insurance maybe ?? Definately get them on mis-selling of PPI for sure..

 

My monthly repayments were just over £200.00..After about 11 months I realied it was a massive rip off. I wroite to the CEO of YCC at the time and complained, giving them a breakdown to the nearest MINUTE of how much money they were making on just one sale (mine). I still owed £7800 and offered them £4900. THe CEO took this offer in F & F payment!!! I wasn't in arrears or anything. The point I make is that there has to be something wrong for Go Debt to say they'll take £1500 F & F, its just a matter of finding the problem.

 

If you look at section 6 of their T & C's, it states there that the can sell the car without notice etc, so it can't be that...but there has to be something wrong that makes the whole agreement unenforceable in your friends case.

 

Also, some company (without my knowledge) paid £400 into my account last year, some sort of rebate for YCC customers for something that had been charged wrongly...I cant remember what it was for, something about insurance I think ( PPI maybe as I didn't have the car insurance they tried to force on me)...

 

My gut instincts are that yur friends agreement is unenforceable, you just need to find out what makes it so...

  • Haha 1

Just hate every DCA out there

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