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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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marcos999 v Halifax


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So your 40 day countdown will of started on the 16th jan, and normally when you get that letter the statements arnt too far behind.

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  • 2 weeks later...

Well the little tinkers havent sent me my statements and the 40 days are up today, just printing out the leter before action to force them to comply, are they dragging things out at the moment waiting for the ruling from the ombudsman on what an acceptable level of charge is ?

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I think the Halifax are a bit busy at the moment :D :D :D

 

But even so, they must stick to the timescales -- you could try giving them a ring on Monday -- they may be able to tell you that your statements are on the way!!!!

 

Good luck with your claim. I was successful against the Halifax earlier this year. Have a read of my thread to see my timescales. From reading around the site, it does seem that Halifax are one of the better ones for paying out in full, before legal action.

 

If you've any queries, just post a message and someone will get back to you.

 

Best wishes.

 

jaxads

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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Finaly! yesterday (1st march 07 ) I got a letter ( dated 23rd feb ! ) to tell me that the documents are ready to pick up at the local halifax branch, upon presentation of Id documents "as the adress we have on file for you does not match the adress from which you have made the request" strange then that they managed to send me a letter notifying me that the account was being closed ! anyhow, letters going off today asking for my £300 back. :-)

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  • 1 month later...

Well, as usual the ignored the first request for my charges back, just sent out the standard response giving themselves 8 weeks to reply, after 14 days I sent out the pay up in 14 days or face action letter which they also ignored, so filed the court case yesterday :-) at least this way i get to claim my 8% interest too lol

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I filed today so will keep watching to compare notes!

[COLOR=plum]Prelim 5/3/07; rec'd standard letter[/COLOR] [COLOR=plum]LBA 19/3/07; rec'd further holding letter[/COLOR] [COLOR=plum]MCOL 5/4/07; waiting with baited breath[/COLOR]

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  • 4 weeks later...

well! they have given up, kinda an anti climax realy, got a letter yesterday from the customer relations manager that has been dealing with my procedings, " on a purely comercial basis as its unlikely that the halifax will be able to recover its costs if it wins" they are sending me the full amount plus interest plus costs within 5 working days :D , i'll cancell the court case once the cheques cleared hehe

 

Just Egg to sort out now!

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