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    • is the home in joint names but this is solely your debt? need far more history to be able to comment if it's paid off and was not just written of by one partly on their books and sold to anther, thus the cra file says £0. dx
    • So, Sunak has managed to get someone to 'volunteer to go to Rwanda hasn't he? .. for just £3000 payment to the person plus 5 years free board and lodging isnt it? - cost to UK taxpayer over £300M+ (300 million quid+) isnt it? - Bargain says Rwanda, especially with all the profit we made privately selling those luxury chalets Bravermann advertised for us   I wonder how many brits would jump at that offer? Thousands? Hundreds of thousands? Lets see, up to 5 years free board and lodging and £3k in my pocket .. I'd go - and like that person - just come back if/when I get bored. First job - off to Botswana for a week to see the elephants.   Of course the paid volunteers going to Botswana are meaningless - Rwanda have REPEATEDLY said they wont take any forcibly trafficked people in breach of international law eh? Have the poops actually got any civil servants to agree to go yet - probably end up as more massive payments to VIPal contractors to go and sit there doing nowt shortly eh?    
    • Hi Wondered if I could get a little advise please. I entered into a commercial lease (3 years) and within a few months I had to leave as the business I was trading with collapsed. I returned the keys to the landlord and explained the situation and no money, also likely to go on benefits but the landlord stuck to their guns. They have now instructed solicitors to send letter before action claiming just over £4000. The lease was mine and so the debt. I know this. I have emailed the solicitors twice to explain I am out of work and that with help from family I could offer a full and final settlement figure of £1500 or £10pw. This was countered by them with an offer to reduce the debt by £400, or pay off the amount over 12 months. I went back with an improved full and final offer of £2500 or £20pw. This has been rejected with the comment 'papers ready to go to court'. I have no hope of paying the £4000 and so it will have to go to court. Pity as I have no debts otherwise but not working is a killer. I wondered if they take me to court, could I ask for mediation? I also think that taking me to court will result in a pretty much nothing per week payment from my benefits. Are companies just pushing ahead with action even if a better offer is on the table? Thanks for your help.
    • Hi all, Many thanks for the advice! Unfortunately, the reply to the email was as expected…   Starbucks UK Customer Care <[email protected]> Hi xxxxxx, We are sorry to read you received a parking charge after using our Stansted Airport - A120 DT store. Unfortunately, the car park here is managed by MET parking. Both Starbucks and EuroGarages who own and operate this site are not able to help and have no authority to overturn any parking charges received. If you have followed the below terms then you would need to send all correspondence to [email protected], who will be able to assist you further. Several signs around the car park clarify the below terms and conditions: • Maximum stay 60 minutes, whilst the store is open. If the store is closed, pay to park applies. • The car park is for Starbucks customers only who make a purchase in our store, a charge will be issued if you left the site. • If you had made a purchase and required additional time, you must have inputted your registration number into the in store iPad which would have extended your stay up to 3 hours • To park in a disabled bay, you must have displayed a valid disabled badge. • If Starbucks was closed, you must have paid for parking as charges still apply, following signage located on site. • If you didn’t use the store, you must have paid for parking, following signage located on site Please ensure all further correspondence is directed to MET parking at the above email address, and accept our apologies that we cannot help you further on this matter.  Kind Regards,  Lora K  Customer Care Team Leader Starbucks Coffee Company, Building 4 Chiswick Park, London, W4 5YE
    • Thanks HB edited and re-uploaded. Thanks for the heads up 👍
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jeeeooww vs Yorkshire Bank


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hi - i'm new as well. just looking at the forums and trying to see how difficult this is going to be.

 

i am waiting on a call from a local solicitor who i think deals with these cases.

is it advisable to go it alone, or would legal help just make the process less likely to hurt my brain?

 

 

i am with the Yorkshire Bank - the charges they have punished me with are horrific!

 

 

 

ps - sorry for hijacking your thread Mrsshufflebottom6, thought i may as well use this than clutter the rest of the forum :)

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hello everyone - i am about to undergo the procedures to recailm the charges on my accounts.

 

 

 

from what i have read, my first step is to calculate the total i wish to claim back

 

i have 2 accounts with the yorkshire bank (both of which i will be claiming on)

will i have to pay £10 for each of the account statements i request?

 

i assume so - but thought best to ask before sending a cheque for £20 if it only has to be £10

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another question i could do with help with:

 

 

i was going to close my accounts down with yorkshire, and switch all my stuff to the RBS. is this advisable when making a claim such as this, or should i wait until its all over?

 

i have an appointment with the RBS tomorrow to chat about transferring, should i cancel and wait a while?

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yes, sorry, i can get a new account set up (as you say - a parachute is always a good idea) but should i transfer all my direct debits and get my wages paid into the new one etc..? ie. would this cause any confusion in the future regarding my claim.

 

i want to speak to them about setting up an ISA as well, but can leave the 'switching' until a later date.

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  • 1 month later...

right - now we are getting somewhere.

 

received part of my requested statements (only going back until August 2005 so far). is it usual for them to send it in seperate installments?

 

 

anyway, whilst i wait for the rest, should i be highlighting the offending bank charges on the statements? i am not sure how to go about it, any advice for a total novice?

 

 

thanks,

joe.

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Sit down with your highlighter pen and mark all charges applied to your account due to your breaches, so that's all the charges you didn't agree to, then transfer them onto a spread sheet which you will find in the bank templates library. Then have a good read of the FAQ's here is a link

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Then when you are confident you understand the various steps proceed with your claim, don't rush in and make mistakes, you will only get stressed, and if you do get stuck or are unsure then the folks on here are brilliant and you will get the help you need.

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i am still waiting for the older statement for one of my accounts.

 

this morning, i have spent time looking for these answers, but am struggling to find them:

the yourkshire bank charge an initial charge for going overdrawn (between £20 - £25 depending on when it occurred) and then a further charge per day (£6-£8 depending on when it occurred). So, are both of these the charges i should highlight up? or is it just the initial charge?

 

next question is: can someone link to the spreadsheet to apply the charges calculations? i have looked in the libraries section, but to no avail :(

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Yes reclaim both the 6/8 and 20/25, if you go overdrawn they charge you £6-8 a day and then put a £20-25 charge on your account next month

 

here's a link to the spread sheets, there in the bank templates library

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

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