Jump to content


  • Tweets

  • Posts

    • Its just a case against a parcel delivery firm where parcel lost and a judge didnt agree that they were liable for more then insurance ws.   However my question is more about what the wording on the points of the order says which I copied above
    • Hi. I think we may need to know more about what has happened so far please, if you're able to tell us. HB
    • hi all, any feedback on the WS / bundle and the packlink invoice would be appreciated - they are attached in post #214 above. If no further amends are needed, please let me know. For reference, the date for filing the bundle is 24th May at the latest - this is 14 days before the hearing date of 7th June.
    • Hello, I'm wondering if someone can advise me on something. I'm appealing an order and have been asked to submit an appeal bundle and the below points are required to be included: 1) transcript of the judgment of the lower court on other record of reasons.  2) Statement of case. I'm wondering if anyone knows that "on other record of reasons" means. Also for statement of case would it just be a long document covering the reason for the claim, the findings of the lower court, why it was wrong and what I seek instead?   Thanks,
    • Hello, Thanks for the advice. I asserted my rights to reject and they accepted it and said they will refund me the full amount.  My question now is how long do they usually take to collect the vehicle? I've made it clear that I'm available for them to collect it whenever and I've been told its been passed on to the collections team. I chased it up today as its also raining heavily at the moment.  I just wondered if anyone had any experience on how long they usually take to collect? I'd obviously like it collected as soon as possible as I need to purchase another car.  Is it likely they will drag on the process of collection and what can I do if they do?  Thanks!
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Phonesurgeon VS First Direct


Phonesurgeon
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5430 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Phonesurgeon

 

Have a look at how Bong represented interest on the N1 form - quite clever really...

 

He put his total in and simply said plus interest and then added the total plus interest at the end ond on his attached particulars of

 

http://www.consumeractiongroup.co.uk/forum/post-353001.html post 31 in Bong v HSBC

 

This is the text of one of Bong's post in his thread re: contractual interest:

 

"just one thing which may be of interest to others, there has been some debate in other threads about whether the contractual interest gets added onto the value section of the N1 form and therefore included for allocation and/or determination of the court fee.

 

I did some research of the CPR which indicated that for track allocation purposes the court disregards the interest claimed, but the court guidance notes for filling in the form are quite explicit in that interest should be included in the amount claimed box for the purposes of evaluating the court fee payable.

 

I decided to try my luck and on my form in the amount claimed box I wrote £2,805.53 plus interest, and the court clerk assessed the fee as being £120. If I had added on the contractual interest it would have come to £5,506 and the court fee would have been £250 I believe. No doubt I will hear from the court if someone else takes a look at the form in detail and re-assesses the court fee due."

Hope this helps Phonesurgeon - Good Luck :)

Claim against First Direct - WON - 29th March 2007

Link to post
Share on other sites

  • Replies 68
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

*Correction"

 

Bong is a She not a He :) ...don't know why I keep mixing up her gender :confused: - must be cause She had the balls to see the whole thing through and win her claim and contractual interest :grin:

Claim against First Direct - WON - 29th March 2007

Link to post
Share on other sites

UPDATE: AAAAAARRRRRRRGGGGGGGHHHHHHHHH

I received a letter for settlement from first direct refunding only the charges not the interest so i went to check my summary of charges and the calculations of interest i applied are somewhat erratical....

I MUST HAVE BEEN ON DRUNK OR ON DRUGS OR BOTH!

I do not use drugs but this is a major setback and collapse of my claim!

Please anyone help! Please?

Link to post
Share on other sites

Need a bit more detail to give you some help although I do have a couple of questions.

 

Did you actually claim contractural interest and if so at what rate?

 

Are you sure that you haven't confused contractural interest with the interest that FD apply to your account for being overdrawn?

Guide to claiming back your bank charges

 

Most of your questions can be answered by following this link.

Link to post
Share on other sites

I ve confused the contractual interest with the interest FD applied to my overdraft.

They offered me the full amount of charges(£1187) but not the interest applied.

I ve decided to quit while ahead and accepted their offer on the clear understanding that they remove the default from my credit file and pay me by cheque and not transfer the money to their internal collection dept.

I ve learned a hard lesson here today and this will not happen again.

If FD do not comlpy then it will be court with statutory interest.

Lets see what happen next.

Link to post
Share on other sites

  • 2 weeks later...

Update

FD did not follow through their GOOD WILL GESTURE...

So i am now preparing the court papers... i am old fashioned so i will be filing these papers into the actual court...

one thing i am doubious... the statutory interest calculated daily?????:???:

my claim is for £1209x(0.00022 as per the details in the template library)=0.26598

which means that from today until they settle i am adding 26 pences to the total for each and every day passed.

Is this correct? can anyone or one of the mods confirm?

Link to post
Share on other sites

Guest ian cognito

Yes, I have used the template on here and just printed it double sided, used the companies expensive glossy paper but thats the only perk of the job!!

Link to post
Share on other sites

Guest ian cognito

Their registered address is the HSBC one:

 

8 Canada Square

London

E14 5HQ

 

The company name is 'First Direct'

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...